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Absa Bank Kenya
On this page
Company details
- Legal name
- Absa Bank Kenya PLC
- Incorporated in
- Kenya
- Listing
- ABSA on the Nairobi Securities Exchange, active · ISIN KE0000000067 (observed 2026-10-07)
- Sector
- Banking (our classification from the stated principal activity)
- Activity
- Consumer and corporate banking services.
- Financial year ends
- 31 December
Overview
Year ended 31 December 2025 · annual report, signed / final · source
-
Net interest income
KES 43.3 billion
43,288 KES millions · p138
−6.4% vs 2024
Interest income less interest expense, as printed.
-
Total income
KES 60.0 billion
60,024 KES millions · p138
−1.6% vs 2024
The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.
-
Profit / (loss) for the year
KES 22.9 billion
22,905 KES millions · p138
+9.7% vs 2024
-
Total assets
KES 538 billion
537,648 KES millions · p140
+6.2% vs 2024
-
Customer deposits
KES 372 billion
372,383 KES millions · p140
+1.4% vs 2024
-
Total equity
KES 101 billion
100,520 KES millions · p140
+18.0% vs 2024
Large amounts are rounded for reading (KES million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.
Financial statements
Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in KES millions unless the row says otherwise; brackets are negative.
† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table
Column sources
- FY2025 — annual report, signed / final; reported for the year · source
- FY2024 — annual report, signed / final; comparative in the FY2025 filing · source
- FY2023 — annual report, signed / final; comparative in the FY2024 filing · source
Income statement
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing | FY2023Annual reportcomparative in FY2024 filing |
|---|---|---|---|
| Interest revenue calculated using the effective interest method | 57,672 | 64,727 | 54,263 |
| Interest expense and similar charges | (14,384) | (18,499) | (14,219) |
| Net interest income | 43,288 | 46,228 | 40,044 |
| Fee and commission income | 9,448 | 8,074 | 7,876 |
| Fee and commission expense | (599) | (628) | (556) |
| Net fee and commission income | 8,849 | 7,446 | 7,320 |
| Net trading income | 7,871 | 7,272 | 6,284 |
| Other operating income | 16 | 43 | 55 |
| Total income | 60,024 | 60,989 | 53,703 |
| Expected credit losses on financial instruments1 | (4,871) | (7,761) | (8,374) |
| Net operating income2 | 55,153 | 53,228 | 45,329 |
| Employee benefits | (13,805) | (13,274) | (11,923) |
| Infrastructure costs3 | (2,334) | (2,419) | (1,849) |
| Other operating expenses | (5,124) | (6,667) | (6,889) |
| Depreciation of property and equipment | (848) | (926) | (851) |
| Amortisation of intangible assets | (312) | (222) | (139) |
| Operating expenses | (22,423) | (23,508) | (21,651) |
| Profit before tax | 32,730 | 29,720 | 23,678 |
| Income tax expense | (9,825) | (8,844) | (7,311) |
| Profit for the year | 22,905 | 20,876 | 16,367 |
| Total other comprehensive income for the year, net of tax4 | 1,800 | 3,502 | (3,156) |
| Total comprehensive income for the year, net of tax | 24,705 | 24,378 | 13,211 |
Notes and alternative reported figures (4)
- Printed under different labels across filings: “Expected credit losses on financial instruments”; “Impairment losses on financial instruments”.
- “Net operating income” is an issuer-specific line, not mapped to a shared definition: Total income after expected credit losses, before operating expenses.
- “Infrastructure costs” is an issuer-specific line, not mapped to a shared definition: Note 11.
- Printed under different labels across filings: “Total other comprehensive income for the year, net of tax”; “Total other comprehensive income/(loss) for the year, net of tax”.
Balance sheet
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing | FY2023Annual reportcomparative in FY2024 filing |
|---|---|---|---|
| Cash and balances with Central Bank of Kenya | 19,318 | 24,416 | 29,599 |
| Loans and advances to banks | 5,600 | 8,069 | 1,721 |
| Financial assets at fair value through profit or loss | 42,513 | 33,470 | 20,446 |
| Derivative financial instruments | 1,052 | 2,010 | 3,198 |
| Financial assets at fair value through other comprehensive income | 109,042 | 96,068 | 73,644 |
| Financial assets at amortised cost | 8,220 | 1,049 | 1,062 |
| Due from group companies1 | 17,803 | 7,289 | 27,287 |
| Loans and advances to customers | 312,166 | 309,098 | 335,714 |
| Other assets and prepaid expenses | 9,799 | 12,420 | 14,333 |
| Current income tax | 1,905 | 814 | –2 |
| Non-current assets held for sale3 | 47 | 47 | 47 |
| Property and equipment | 2,638 | 2,884 | 3,286 |
| Other intangible assets | 1,395 | 1,209 | 703 |
| Leasehold land4 | 29 | 30 | 31 |
| Deferred income tax | 6,121 | 7,603 | 8,724 |
| Total assets | 537,648 | 506,476 | 519,795 |
| Deposits from banks | 13,250 | 7,045 | 11,685 |
| Derivative financial instruments | 1,059 | 1,653 | 3,250 |
| Due to group companies5 | 14,974 | 6,054 | 16,324 |
| Deposits from customers | 372,383 | 367,115 | 362,749 |
| Borrowings | 16,646 | 19,730 | 24,024 |
| Other liabilities and accrued expenses | 18,772 | 19,586 | 18,932 |
| Retirement benefit liability | 44 | 88 | –6 |
| Total liabilities | 437,128 | 421,271 | 450,600 |
| Share capital | 2,716 | 2,716 | 2,716 |
| Retained earnings | 86,703 | 74,922 | 63,637 |
| Fair value reserve | 636 | (1,181) | (4,758) |
| Share-based payment reserve7 | 417 | 329 | 267 |
| Proposed dividends8 | 10,048 | 8,419 | 7,333 |
| Total equity | 100,520 | 85,205 | 69,195 |
| Total equity and liabilities | 537,648 | 506,476 | 519,795 |
| Due to Central Bank of Kenya9 | Not reported in this filing10 | Not reported in this filing1011 | 13,047 |
| Current income tax | Not reported in this filing12 | Not reported in this filing1211 | 589 |
- Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
- Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (10)
- “Due from group companies” is an issuer-specific line, not mapped to a shared definition: Note 46: balances with Absa Group entities.
- “Non-current assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 24.
- “Leasehold land” is an issuer-specific line, not mapped to a shared definition: Note 27.
- “Due to group companies” is an issuer-specific line, not mapped to a shared definition: Note 46.
- “Share-based payment reserve” is an issuer-specific line, not mapped to a shared definition: Note 35.
- “Proposed dividends” is an issuer-specific line, not mapped to a shared definition: Note 48: proposed final dividend held in equity until approved.
- “Due to Central Bank of Kenya” is an issuer-specific line, not mapped to a shared definition: Note 31.
- Not reported in this filing: Not printed: the statement of financial position of this filing (PDF p140) has no 'Due to Central Bank of Kenya' line for this column.
- Annual report dated 2025-03-27 presents this line for this year: - (p132). Not shown in this column, which follows one filing's presentation.
- Not reported in this filing: Not printed: the statement of financial position of this filing (PDF p140) has no 'Current tax payable' line for this column.
Cash flow
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing | FY2023Annual reportcomparative in FY2024 filing |
|---|---|---|---|
| Cash used in operations | (32,558) | (20,714)1 | (14,763) |
| Interest received | 52,914 | 59,246 | 48,624 |
| Interest paid2 | (12,224) | (15,202) | (11,335) |
| Income taxes paid | (10,205) | (10,626) | (7,422) |
| Net cash (used) in/generated from operating activities3 | (2,073) | 12,7044 | 15,104 |
| Purchase of property and equipment | (322) | (347) | (320) |
| Purchase of intangible assets | (556) | (761) | (326) |
| Net cash used in investing activities | (878) | (1,108) | (646) |
| Proceeds from borrowings | 1,036 | –5 | Not reported in this filing6 |
| Repayments of borrowings | (4,052) | (527) | (300) |
| Repayment of principal portion of lease liabilities | (467) | (445) | (376) |
| Dividends paid to owners of the company | (9,505) | (8,419) | (7,332) |
| Net cash used in financing activities | (12,988) | (9,391) | (8,008) |
| Net (decrease)/increase in cash and cash equivalents7 | (15,939) | 2,2058 | 6,450 |
| Cash and cash equivalents at the beginning of the year19 | 45,781 | 43,34510 | 26,045 |
| Effect of exchange rate fluctuations on cash and cash equivalents held | 519 | 231 | 34 |
| Cash and cash equivalents at the end of the year11 | 30,361 | 45,78112 | 32,529 |
- Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
Notes and alternative reported figures (11)
- Annual report dated 2025-03-27 prints (20 622) (millions, p136) for this line and year.
- “Interest paid” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- Printed under different labels across filings: “Net cash (used) in/generated from operating activities”; “Net cash generated from in operating activities”.
- Annual report dated 2025-03-27 prints 12 796 (millions, p136) for this line and year.
- Not reported in this filing: Not printed: the statement of cash flows of this filing (PDF p136) has no 'Proceeds from borrowings' line for this column.
- Printed under different labels across filings: “Net (decrease)/increase in cash and cash equivalents”; “Net increase in cash and cash equivalents”.
- Annual report dated 2025-03-27 prints 2 297 (millions, p136) for this line and year.
- Printed under different labels across filings: “Cash and cash equivalents at the beginning of the year”; “Cash and cash equivalents at the beginning of the year1”.
- Annual report dated 2025-03-27 prints 32 529 (millions, p136) for this line and year.
- Printed under different labels across filings: “Cash and cash equivalents at the end of the year”; “Cash and cash equivalents at the end of the year1”.
- Annual report dated 2025-03-27 prints 35 057 (millions, p136) for this line and year.
Segments
Segment data not yet collected for this company in the pilot.
Dividends
Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.
| Year ended | Event | Wording as printed | Amount | Unit | Source |
|---|---|---|---|---|---|
| 31 Dec 2025 | Dividend recommended, subject to shareholder approval | The Directors recommend a final dividend of Shs 1.85 per share in respect of the year ended 31 December 2025 (2024: Shs 1.55) |
no amount | Annual report, p259 | |
| 31 Dec 2025 | Dividend proposed per share, as printed in a statement | Final dividend proposed for the year, per share |
1.85 | KES per share | Annual report, p259 |
| 31 Dec 2025 | Dividends paid (cash flow statement) | Dividends paid to owners of the company |
(9,505) | KES millions | Annual report, p146 |
| 31 Dec 2024 | Dividend recommended, subject to shareholder approval | final dividend of Shs 1.55 per share in respect of the year ended 31 December 2024 (2023: Shs 1.35) |
no amount | Annual report, p242 | |
| 31 Dec 2024 | Dividend proposed per share, as printed in a statement | Final dividend proposed for the year, per share |
1.55 | KES per share | Annual report, p259 |
| 31 Dec 2024 | Dividend proposed per share, as printed in a statement | Final dividend proposed for the year, per share |
1.55 | KES per share | Annual report, p242 |
| 31 Dec 2024 | Dividends paid (cash flow statement) | Dividends paid to owners of the company |
(8,419) | KES millions | Annual report, p146 |
| 31 Dec 2023 | Dividend proposed per share, as printed in a statement | Final dividend proposed for the year, per share |
1.35 | KES per share | Annual report, p242 |
| 31 Dec 2023 | Dividends paid (cash flow statement) | Dividends paid to owners of the company |
(7,332) | KES millions | Annual report, p136 |
Sources
Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.
-
Absa Bank Kenya PLC 2025 Integrated Report and Financial Statements
Year ended 31 December 2025 · Annual report · signed / final
Audit: KPMG Kenya, unmodified opinion · signed
Auditor's sign-off: KPMG Kenya; engagement partner FCPA Joseph Kariuki (Practicing Certificate No. P/2102)
- Original PDF — Company website (absabank.co.ke) Link checked 2026-10-07: same file as our archived copy.
Final status: Auditor's report dated 25 March 2026 and signed for KPMG Kenya (engagement partner FCPA Joseph Kariuki) (PDF p137, page image); statements approved by the board on 4 March 2026 and signed by the chairman, managing director, chief financial officer and company secretary (PDF p140, page image).
- Document date
- 25 Mar 2026
- Auditor's report
- 25 Mar 2026
- Board approval
- 4 Mar 2026
- Retrieved by us
- 7 Oct 2026 (not a publication date)
- Used for
- statement columns FY2025, FY2024
- Basis
- consolidated statements · KES millions (printed “Shs'million”)
- The auditor's report is dated 25 March 2026 (p137), three weeks after the board approval date printed on the statement of financial position (4 March 2026, p140).
- Note 2.25.1: correction of a prior-period error — the Central Bank of Kenya cash reserve ratio balance is now included in cash and cash equivalents; 2024 opening cash 32 529 previously reported, 43 345 restated; closing 35 057, 45 781 restated. The 2024 cash-flow column is headed 'Restated'.
- Amounts are printed with spaces as thousands separators ('57 672'); EPS uses a decimal point ('4.22'). The document's number format is declared so that only cell re-reads join space-grouped amounts.
- Interim dividend Shs 0.20 per share (2024: 0.20); recommended final Shs 1.85 (2024: 1.55) (note 48).
Technical details
- File
- 274 pages, with a text layer
- SHA-256
df8247b16b941c869cf2b6c73df0b0f80c2f223556f8e5dadf5b7726ba513f89- Entity as printed
- Absa Bank Kenya PLC (the Bank) and its subsidiaries (together, the Group)
- Issuer copy
- retrieved 2026-10-07T18:22:24Z · curl
-
Absa Bank Kenya PLC 2024 Integrated Report and Financial Statements
Year ended 31 December 2024 · Annual report · signed / final
Audit: KPMG Kenya, unmodified opinion · signed
Auditor's sign-off: KPMG Kenya; engagement partner FCPA Joseph Kariuki (Practicing Certificate No. P/2102)
- Original PDF — Company website (absabank.co.ke) Link checked 2026-10-07: same file as our archived copy.
Final status: Auditor's report dated 27 March 2025 and signed for KPMG Kenya (engagement partner FCPA Joseph Kariuki) (PDF p129, page image); statements approved by the board on 20 March 2025 and signed by the chairman, managing director, chief financial officer and company secretary (PDF p132, page image).
- Document date
- 27 Mar 2025
- Auditor's report
- 27 Mar 2025
- Board approval
- 20 Mar 2025
- Retrieved by us
- 7 Oct 2026 (not a publication date)
- Used for
- statement columns FY2023
- Basis
- consolidated statements · KES millions (printed “Shs'million”)
- This report's own 2023 cash flow is headed 'Restated' (note 2.26.1). Its 2024 cash flow is in turn restated in the 2025 report (note 2.25.1 there: CRR balance in cash): 2024 closing cash 35 057 here, 45 781 there; cash used in operations (20 622) here, (20 714) there.
- Amounts are printed with spaces as thousands separators; EPS uses a decimal point. The operating cash-flow subtotal is labelled 'Net cash generated from in operating activities' (as printed).
- Interim dividend Shs 0.20 per share (2023: 0.20); recommended final Shs 1.55 (2023: 1.35) (note 49).
Technical details
- File
- 256 pages, with a text layer
- SHA-256
bcb26832ddfe1d7cbfff02672ca3c32de6a3a6362e3efe6cf6d02f24ea8593f3- Entity as printed
- Absa Bank Kenya PLC (the Bank) and its subsidiaries (together, the Group)
- Issuer copy
- retrieved 2026-10-07T18:22:28Z · curl
Data notes
No figure-level notes beyond those in the tables.
Review status: every figure has been checked against its cited source page in an AI-assisted source verification (7 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.
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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.