Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review
Absa Bank Botswana
On this page
Company details
- Legal name
- Absa Bank Botswana Limited
- Listing
- ABSA on the Botswana Stock Exchange, active (observed 2026-10-08)
- Sector
- Not classified (our classification from the stated principal activity)
- Financial year ends
- 31 December
Overview
Year ended 31 December 2025 · annual report, signed / final · source
Read with these figures
- Auditor's emphasis of matter. Key audit matters (pp98-102), including expected credit losses on loans and advances; they do not modify the opinion.
Full wording and sources
Auditor's emphasis of matter
Key audit matters (pp98-102), including expected credit losses on loans and advances; they do not modify the opinion.
Source: Absa Bank Botswana Limited Integrated Report 2025 (dated 2026-03-25)
-
Net interest income
BWP 1.42 billion
1,415,655 BWP thousands · p104
−6.7% vs 2024
Interest income less interest expense, as printed.
-
Total income
BWP 2.39 billion
2,387,262 BWP thousands · p104
+4.6% vs 2024
The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.
-
Profit / (loss) for the year
BWP 741 million
740,930 BWP thousands · p104
−11.9% vs 2024
-
Total assets
BWP 26.9 billion
26,890,921 BWP thousands · p104
+5.4% vs 2024
-
Customer deposits
BWP 20.7 billion
20,737,440 BWP thousands · p104
+6.9% vs 2024
-
Total equity
BWP 3.56 billion
3,559,348 BWP thousands · p104
+7.9% vs 2024
Large amounts are rounded for reading (BWP million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.
Financial statements
Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in BWP thousands unless the row says otherwise; brackets are negative.
† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table
Column sources
- FY2025 — annual report, signed / final; reported for the year · source
- FY2024 — annual report, signed / final; comparative in the FY2025 filing · source
Income statement
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing |
|---|---|---|
| Effective interest income | 2,292,096 | 2,141,533 |
| Effective interest expense | (876,441) | (623,430) |
| Net interest income | 1,415,655 | 1,518,103 |
| Fee and commission income | 633,797 | 596,855 |
| Fee and commission expense | (44,282) | (64,541) |
| Net fee and commission income | 589,515 | 532,314 |
| Net trading income | 374,855 | 224,287 |
| Other income | 7,237 | 7,354 |
| Total income | 2,387,262 | 2,282,058 |
| Expected credit losses | (109,272) | (89,446) |
| Net operating income1 | 2,277,990 | 2,192,612 |
| Staff costs | (551,277) | (486,467) |
| Infrastructure costs2 | (191,924) | (182,968) |
| Administration and general expenses | (583,195) | (465,378) |
| Operating expenses | (1,326,396) | (1,134,813) |
| Profit before taxation | 951,594 | 1,057,799 |
| Taxation | (210,664) | (216,465) |
| Profit for the year | 740,930 | 841,334 |
| Gains (losses) on Fair value arising during the reporting period3 | (37,032) | (6,624) |
| Deferred tax4 | 8,147 | 1,457 |
| Total items that are or may be reclassified to profit or loss5 | (28,885) | (5,167) |
| Other comprehensive income for the year net of taxation | (28,885) | (5,167) |
| Total comprehensive income for the year | 712,045 | 836,167 |
Notes and alternative reported figures (5)
- “Net operating income” is an issuer-specific line, not mapped to a shared definition: Total income less expected credit losses (printed subtotal).
- “Infrastructure costs” is an issuer-specific line, not mapped to a shared definition: Note 10; within operating expenses.
- “Gains (losses) on Fair value arising during the reporting period” is an issuer-specific line, not mapped to a shared definition: OCI: FVOCI financial assets.
- “Deferred tax” is an issuer-specific line, not mapped to a shared definition: Tax on the OCI fair-value movement.
- “Total items that are or may be reclassified to profit or loss” is an issuer-specific line, not mapped to a shared definition: OCI subtotal.
Balance sheet
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing |
|---|---|---|
| Cash | 678,491 | 716,116 |
| Balances at central bank1 | 245,174 | 23,759 |
| Loans and advances to banks* | 863,671 | 520,744 |
| Non-current assets held for sale2 | 5,561 | –3 |
| Trading portfolio assets | 10,507 | 4,375 |
| Derivative financial instruments | 159,973 | 131,235 |
| Financial assets at fair value through OCI | 3,096,821 | 3,600,418 |
| Due from related parties4 | 2,715,126 | 2,622,031 |
| Loans and advances to customers | 18,549,663 | 17,419,041 |
| Other receivables5 | 221,896 | 204,675 |
| Taxation refundable* | 4,625 | 4,980 |
| Property plant and equipment | 239,054 | 175,601 |
| Intangible assets | 6,887 | 471 |
| Deferred tax asset | 93,472 | 91,376 |
| Investments in subsidiaries6 | –3 | –3 |
| Total assets | 26,890,921 | 25,514,822 |
| Deposits from banks | 997,664 | 498,272 |
| Due to related parties7 | 139,756 | 521,569 |
| Customer deposits | 20,737,440 | 19,391,772 |
| Derivative financial instruments | 125,342 | 126,216 |
| Other payables8 | 452,688 | 417,986 |
| Provisions | 35,994 | 28,927 |
| Current tax payable | 11,688 | 23,608 |
| Debt securities in issue9 | 573,627 | 674,950 |
| Subordinated debt10 | 253,186 | 533,968 |
| Deferred income11 | 4,188 | –12 |
| Total liabilities | 23,331,573 | 22,217,268 |
| Share capital | 17,108 | 17,108 |
| General risk reserve13 | 126,989 | 126,989 |
| Fair value reserve | (41,456) | (12,571) |
| Share based payment reserve14 | 15,001 | 12,453 |
| Share capital reserve15 | 2,060 | 2,060 |
| Retained income | 3,439,646 | 3,151,515 |
| Total equity attributable to equity holders | 3,559,348 | 3,297,554 |
| Total Equity and Liabilities | 26,890,921 | 25,514,822 |
- Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
- Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (13)
- “Balances at central bank” is an issuer-specific line, not mapped to a shared definition: Note 15.
- “Non-current assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 26; '-' in 2024.
- “Due from related parties” is an issuer-specific line, not mapped to a shared definition: Note 20.
- “Other receivables” is an issuer-specific line, not mapped to a shared definition: Note 23.
- “Investments in subsidiaries” is an issuer-specific line, not mapped to a shared definition: Note 54; '-' in the Group columns.
- “Due to related parties” is an issuer-specific line, not mapped to a shared definition: Note 20.
- “Other payables” is an issuer-specific line, not mapped to a shared definition: Note 31.
- “Debt securities in issue” is an issuer-specific line, not mapped to a shared definition: Note 35.
- “Subordinated debt” is an issuer-specific line, not mapped to a shared definition: Note 36.
- “Deferred income” is an issuer-specific line, not mapped to a shared definition: Note 32; '-' in 2024.
- “General risk reserve”: mapping to a shared definition is uncertain. General risk reserve (note 38), taken as the bank's regulatory credit-risk reserve; not stated on the face of the statement.
- “Share based payment reserve” is an issuer-specific line, not mapped to a shared definition: Note 38.
- “Share capital reserve” is an issuer-specific line, not mapped to a shared definition: Note 38.
Cash flow
| Line (as printed) | FY2025Annual reportreported for the year | FY2024Annual reportcomparative in FY2025 filing |
|---|---|---|
| Cash used in operations1 | (685,141) | (342,627) |
| Net increase in loans and advances to customers2 | (1,238,948) | (938,882) |
| Interest received | 2,297,823 | 2,139,343 |
| Interest paid3 | (870,873) | (612,670) |
| Income tax paid | (213,075) | (165,619) |
| Increase in deposits due to customers4 | 1,335,057 | 684,668 |
| (Increase) /Decrease in amounts due from related parties5 | 507,242 | (1,242,356) |
| Decrease in deposits due to other banks6 | 499,392 | 70,751 |
| Purchase of trading portfolio assets7 | (6,671) | (1,836,859) |
| Proceeds from disposal of trading portfolio assets8 | –9 | 2,023,464 |
| Increase/ (decrease) in derivative financial instruments10 | (29,612) | 2,393 |
| Net cash from operating activities | 1,595,194 | (218,394) |
| Purchase of property, plant and equipment | (69,530) | (29,496) |
| Proceeds from sale of property, plant and equipment | 157 | 248 |
| Purchase of financial instruments held at FVOCI11 | (1,682,790) | (2,813,569) |
| Proceeds from non-current asset held for sale12 | 4,188 | –13 |
| Purchases of intangible assets | (7,694) | (475) |
| Proceeds from long term financial instruments held at FVOCI14 | 2,695,854 | 1,598,973 |
| Net cash used in investing activities | 940,185 | (1,244,319) |
| Dividends paid to shareholders | (452,800) | (575,000) |
| Issuance of debt securities15 | 133,800 | 304,100 |
| Redemption of debt securities16 | (231,000) | (259,000) |
| Capital payment of lease liabilities | (34,384) | (32,362) |
| Redemption of subordinated debt17 | (279,863) | (102,590) |
| Net cash used financing activities | (864,247) | (664,852) |
| Total cash movement for the year | 1,671,132 | (2,127,565) |
| Cash and cash equivalents at the beginning of the year | 3,078,589 | 5,203,057 |
| Effect of foreign exchange movement on cash and cash equivalents | 239 | 3,097 |
| Cash and cash equivalents at the end of the year | 4,749,960 | 3,078,589 |
- Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_operations.
- Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_investing.
Notes and alternative reported figures (15)
- “Cash used in operations” is an issuer-specific line, not mapped to a shared definition: Note 39.
- “Net increase in loans and advances to customers” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- “Interest paid” is an issuer-specific line, not mapped to a shared definition: Note 41; operating activities.
- “Increase in deposits due to customers” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- “(Increase) /Decrease in amounts due from related parties” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- “Decrease in deposits due to other banks” is an issuer-specific line, not mapped to a shared definition: Operating activities (as printed).
- “Purchase of trading portfolio assets” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- “Proceeds from disposal of trading portfolio assets” is an issuer-specific line, not mapped to a shared definition: Operating activities; '-' in 2025.
- “Increase/ (decrease) in derivative financial instruments” is an issuer-specific line, not mapped to a shared definition: Operating activities.
- “Purchase of financial instruments held at FVOCI” is an issuer-specific line, not mapped to a shared definition: Investing activities.
- “Proceeds from non-current asset held for sale” is an issuer-specific line, not mapped to a shared definition: Investing activities; '-' in 2024.
- “Proceeds from long term financial instruments held at FVOCI” is an issuer-specific line, not mapped to a shared definition: Investing activities.
- “Issuance of debt securities” is an issuer-specific line, not mapped to a shared definition: Note 44; financing activities.
- “Redemption of debt securities” is an issuer-specific line, not mapped to a shared definition: Note 44; financing activities.
- “Redemption of subordinated debt” is an issuer-specific line, not mapped to a shared definition: Financing activities.
Segments
Segment data not yet collected for this company in the pilot.
Dividends
Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.
| Year ended | Event | Wording as printed | Amount | Unit | Source |
|---|---|---|---|---|---|
| 31 Dec 2025 | Dividends paid (cash flow statement) | Dividends paid to shareholders |
(452,800) | BWP thousands | Annual report, p107 |
| 31 Dec 2024 | Dividends paid (cash flow statement) | Dividends paid to shareholders |
(575,000) | BWP thousands | Annual report, p107 |
Sources
Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.
-
Absa Bank Botswana Limited Integrated Report 2025
Year ended 31 December 2025 · Annual report · signed / final
Audit: KPMG (Gaborone, Botswana), unmodified opinion · signed
Auditor's sign-off: KPMG (electronic signature); practising member Adele Venter
Final status: Independent auditor's report to the shareholders of Absa Bank Botswana Limited (PDF pp98-103): unmodified opinion on the consolidated and separate financial statements (p98); closes with an electronic signature box 'Signed by: KPMG' with its envelope reference, 'KPMG, Firm of Certified Auditors, Practicing member: Adele Venter (CAP 0040 2026), Certified Auditor of Public Interest Entity', '25 March 2026, Gaborone' (p103, page image). The statements were approved by the Board on 18 March 2026 and signed by the Board Chairman (Cosmas Moapare) and the Managing Director (Keabetswe Pheko-Moshagane) (two hand signatures, p95, page image).
- Document date
- 25 Mar 2026
- Auditor's report
- 25 Mar 2026
- Board approval
- 18 Mar 2026
- Retrieved by us
- 8 Oct 2026 (not a publication date)
- Used for
- statement columns FY2025, FY2024
- Basis
- consolidated statements · BWP thousands (printed “Figures in Pula thousand”)
- Printed 'Absa Bank Botswana Limited' (pp1, 94-107); the directory lists 'ABSA Bank of Botswana Limited' (BSE ABSA), the same bank.
- Bank presentation by order of liquidity; the totals of assets and liabilities are printed without labels. The order of liquidity was revised for 2025 with comparatives updated (footnote *, p104). Cash and cash equivalents in the statement of cash flows (note 43: 4 749 960; 2024: 3 078 589) differ from 'Cash' in the statement of financial position (678 491; 716 116), as they include other balances (note 43); the cash checks fail as printed. The statement of cash flows prints the Company comparative operating total as '(218,394)' and the Company columns' total cash movement and opening cash with broken brackets (Company columns, not transcribed). The Group statement of changes in equity opens 2025 retained income at 3 151 516 against 3 151 515 at 31 December 2024 (p105).
Technical details
- File
- 181 pages, with a text layer
- SHA-256
0dc7029090e6ab87e9c3420f470a86e9bada11e4eb0916f13448d8e0de046f61- Entity as printed
- Absa Bank Botswana Limited (the Company or Bank) and its subsidiaries Absa Insurance Services (Pty) Ltd and Absa Securities Botswana (Pty) Ltd (the Group) (pp94, 107)
- Exchange copy
- retrieved 2026-10-08T18:13:34Z
Data notes
No figure-level notes beyond those in the tables.
Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.
Download
Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.