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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

ATB

ATB · Bourse de Tunis · Consolidated statements

On this page
Company details
Legal name
Arab Tunisian Bank
Listing
ATB on the Bourse de Tunis, active · ISIN TN0003600350 (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · audited financial statements, final status not established · source

Read with these figures

  • Audited financial statements not confirmed as final. The published copy is unsigned. The FY2025 figures come from it.
Full wording and sources

  • Audited financial statements for 2025: final status not established

    The exchange's published notice reproduces the auditors' report on the consolidated statements dated 'Tunis, le 27 avril 2026', closed with typeset firm and partner names (Les Commissaires aux Comptes Associés MTBF, Mohamed Lassaad Borji; CPA Tunisie, Mohamed Zied Chahed) and no signature (PDF p33, page image). The board arrêté of 10 April 2026 is printed in note V (PDF p23), without signatures.

    Source: Avis des sociétés — Etats financiers consolidés, Arab Tunisian Bank (ATB), arrêtés au 31 décembre 2025 (dated 2026-04-27)

  • Audited financial statements for 2024: final status not established

    The exchange's published notice reproduces the auditors' report on the consolidated statements dated 'Tunis, le 25 avril 2025', closed with typeset firm and partner names (Les Commissaires aux Comptes Associés MTBF, Mohamed Lassaad BORJI; CPA Tunisie, Mohamed Zied CHAHED) and no signature (PDF p31, page image). The board arrêté of 10 April 2025 is printed in note V (PDF p24), without signatures.

    Source: Avis des sociétés — Etats financiers consolidés, Arab Tunisian Bank (ATB), arrêtés au 31 décembre 2024 (dated 2025-04-25)

  • Auditor's emphasis of matter

    Paragraphes d'observation (p28-p29): (1) engagements of certain relations of the parent totalling 102.3 million DT, subject to asset-freeze or confiscation decisions, kept among assets requiring particular follow-up (note II-7-1); (2) provisions on parent commitments below 50 thousand DT determined on an estimated basis (70% coverage; analysis in progress) (note II-7-1); (3) a social-security inspection notified in January 2025 covering 2022-2024, impact not yet estimable (note V); (4) Conseil de la Concurrence proceedings against the banking sector over COVID-19 deferrals; no judgment notified (note II-14). 'Notre opinion ne comporte pas de réserves concernant ces questions.'

    Source: Avis des sociétés — Etats financiers consolidés, Arab Tunisian Bank (ATB), arrêtés au 31 décembre 2024 (dated 2025-04-25)

  • Produits nets Bancaires

    TND 405 million

    404,638 TND thousands · p3

    −7.4% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    −TND 8.47 million

    (8,465) TND thousands · p3

    Moved from profit to loss (FY2024: 46 158 TND thousands)

  • Total assets

    TND 8.90 billion

    8,904,134 TND thousands · p1

    −2.3% vs 2024

  • Customer deposits

    TND 6.78 billion

    6,781,870 TND thousands · p1

    −3.9% vs 2024

  • Total equity

    Not reported in this filing

Large amounts are rounded for reading (TND million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in TND thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — audited financial statements, final status not established; reported for the year · source
  • FY2024 — audited financial statements, final status not established; comparative in the FY2025 filing · source
  • FY2023 — audited financial statements, final status not established; comparative in the FY2024 filing · source
    • Audited financial statements for 2024: final status not established. The exchange's published notice reproduces the auditors' report on the consolidated statements dated 'Tunis, le 25 avril 2025', closed with typeset firm and partner names (Les Commissaires aux Comptes Associés MTBF, Mohamed Lassaad BORJI; CPA Tunisie, Mohamed Zied CHAHED) and no signature (PDF p31, page image). The board arrêté of 10 April 2025 is printed in note V (PDF p24), without signatures.
    • Auditor's emphasis of matter. Paragraphes d'observation (p28-p29): (1) engagements of certain relations of the parent totalling 102.3 million DT, subject to asset-freeze or confiscation decisions, kept among assets requiring particular follow-up (note II-7-1); (2) provisions on parent commitments below 50 thousand DT determined on an estimated basis (70% coverage; analysis in progress) (note II-7-1); (3) a social-security inspection notified in January 2025 covering 2022-2024, impact not yet estimable (note V); (4) Conseil de la Concurrence proceedings against the banking sector over COVID-19 deferrals; no judgment notified (note II-14). 'Notre opinion ne comporte pas de réserves concernant ces questions.'

Income statement

Income statement, TND thousands. Columns: FY2025 — audited financial statements (final status not established), as reported for the year; FY2024 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Intérêts et revenus assimilés 669,076 703,640 654,351
Commissions (en produits) 90,298 92,005 91,823
Gains sur portefeuille-titres commercial et opérations financières 20,435 17,886 17,785
Revenus du portefeuille d'investissement1 95,502 80,437 83,723
Total produits d'exploitation Bancaire2 875,311 893,968 847,682
Intérêts encourus et charges assimilées (458,432) (445,637) (431,380)
Commissions encourues (12,241) (11,546) (10,279)
Total charges d'exploitation Bancaire3 (470,673) (457,183) (441,659)
Produits nets Bancaires 404,638 436,785 406,023
PR5/CH4 (99,539) (110,249) (128,513)
PR6/CH54 (5,358) (7,983) (8,089)
Autres produits d'exploitation 9,037 7,154 4,390
Frais de Personnel (188,074) (162,138) (146,408)
Charges générales d'exploitation (89,308) (85,039) (87,038)
Dotations aux amortissements et aux provisions sur immobilisations5 (26,031) (22,083) (20,496)
Résultat d'exploitation 5,365 56,447 19,869
Quotepart dans les résultats des entreprises mises en équivalence6 1,733 1,923 799
Solde en gain \ perte provenant des autres éléments ordinaires7 76 (2,088) (674)
Impôt sur les bénéfices (13,017) (6,331) (5,357)
Résultat des activités ordinaires8 (5,843) 49,951 14,637
Solde en gain/perte provenant des éléments extraordinaires9 (2,622) (3,793) (2,387)
Résultat net consolidé (8,465) 46,158 12,250
Part du résultat revenant aux minoritaires10 (15,970) (14,873) (12,408)
Notes and alternative reported figures (10)
  1. “Revenus du portefeuille d'investissement” is an issuer-specific line, not mapped to a shared definition: PR4, note 24.
  2. “Total produits d'exploitation Bancaire” is an issuer-specific line, not mapped to a shared definition: Total banking operating income.
  3. “Total charges d'exploitation Bancaire” is an issuer-specific line, not mapped to a shared definition: Total banking operating charges (printed positive, deducted).
  4. “PR6/CH5” is an issuer-specific line, not mapped to a shared definition: PR6/CH5, note 27.
  5. “Dotations aux amortissements et aux provisions sur immobilisations” is an issuer-specific line, not mapped to a shared definition: CH8.
  6. Printed under different labels across filings: “Quote part dans les résultats des entreprises mises en équivalence”; “Quotepart dans les résultats des entreprises mises en équivalence”.
  7. “Solde en gain \ perte provenant des autres éléments ordinaires” is an issuer-specific line, not mapped to a shared definition: PR8/CH9, note 30.
  8. “Résultat des activités ordinaires” is an issuer-specific line, not mapped to a shared definition: Result after income tax, before extraordinary items.
  9. “Solde en gain/perte provenant des éléments extraordinaires” is an issuer-specific line, not mapped to a shared definition: PR9/CH10, note 31: contribution conjoncturelle.
  10. “Part du résultat revenant aux minoritaires” is an issuer-specific line, not mapped to a shared definition: Minority interests' share of the consolidated net result.

Balance sheet

Balance sheet, TND thousands. Columns: FY2025 — audited financial statements (final status not established), as reported for the year; FY2024 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
C aisse et avoirs auprès de la BCT et CCP1 108,429 91,192 74,578
C réances sur les établissements bancaires et financiers2 1,032,647 1,462,737 916,138
C réances sur la clientèle3 5,927,747 6,005,933 5,909,600
P ortefeuille-titres commercial4 83,799 75,247 80,660
P ortefeuille d'investissement5 1,267,488 1,008,829 960,472
Titres mis en équivalence 15,474 14,132 12,508
Valeurs immobilisées6 283,919 242,647 169,945
A utres actifs7 184,631 215,669 192,550
TOTAL ACTIF8 8,904,134 9,116,386 8,316,451
B anque centrale et CCP910 –11 69,000 10,000
D épôts et avoirs des établissements bancaires et financiers12 149,880 118,780 134,151
D épôts et avoirs de la clientèle13 6,781,870 7,053,814 6,350,935
E mprunts et ressources spéciales14 757,959 699,038 803,546
A utres passifs15 396,703 419,727 301,468
TOTAL PASSIF16 8,086,412 8,360,359 7,600,100
P art des minoritaires dans les réserves1718 99,855 91,828 86,155
Part des minoritaires dans le résultat19 15,970 14,873 12,408
TOTAL INTÉRÊTS MINORITAIRES 115,825 106,701 98,563
C apital20 150,000 128,000 128,000
R éserves groupe2122 641,759 555,686 546,185
R ésultats reportés23 (65,427) (65,645) (56,239)
R ésultat consolidé de l'exercice2425 (24,435) 31,285 (158)
TOTAL CAPITAUX PROPRES 701,897 649,326 617,788
TOTAL PASSIF ET CAPITAUX PROPRES ET PART DES MINORITAIRES26 8,904,134 9,116,386 8,316,451
  1. Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (25)
  1. Printed under different labels across filings: “C aisse et avoirs auprès de la BCT et CCP”; “Caisse et avoirs auprès de la BCT et CCP”.
  2. Printed under different labels across filings: “C réances sur les établissements bancaires et financiers”; “Créances sur les établissements bancaires et financiers”.
  3. Printed under different labels across filings: “C réances sur la clientèle”; “Créances sur la clientèle (*)”.
  4. Printed under different labels across filings: “P ortefeuille-titres commercial”; “Portefeuille-titres commercial”.
  5. Printed under different labels across filings: “P ortefeuille d'investissement”; “Portefeuille d'investissement”.
  6. “Valeurs immobilisées” is an issuer-specific line, not mapped to a shared definition: AC6, note 7: tangible and intangible fixed assets, net.
  7. Printed under different labels across filings: “A utres actifs”; “Autres actifs (*)”.
  8. Printed under different labels across filings: “TOTAL ACTIF”; “TOTAL ACTIF (*)”.
  9. “B anque centrale et CCP” is an issuer-specific line, not mapped to a shared definition: PA1, note 9: amounts due to the central bank and postal accounts.
  10. Printed under different labels across filings: “B anque centrale et CCP”; “Banque centrale et CCP”.
  11. Printed under different labels across filings: “D épôts et avoirs des établissements bancaires et financiers”; “Dépôts et avoirs des établissements bancaires et financiers”.
  12. Printed under different labels across filings: “D épôts et avoirs de la clientèle”; “Dépôts et avoirs de la clientèle”.
  13. Printed under different labels across filings: “E mprunts et ressources spéciales”; “Emprunts et ressources spéciales”.
  14. Printed under different labels across filings: “A utres passifs”; “Autres passifs (*)”.
  15. Printed under different labels across filings: “TOTAL PASSIF”; “TOTAL PASSIF (*)”.
  16. “P art des minoritaires dans les réserves” is an issuer-specific line, not mapped to a shared definition: Minority interests' share of reserves.
  17. Printed under different labels across filings: “P art des minoritaires dans les réserves”; “Part des minoritaires dans les réserves”.
  18. “Part des minoritaires dans le résultat” is an issuer-specific line, not mapped to a shared definition: Minority interests' share of the year's result.
  19. Printed under different labels across filings: “C apital”; “Capital”.
  20. “R éserves groupe” is an issuer-specific line, not mapped to a shared definition: CP2: group reserves.
  21. Printed under different labels across filings: “R éserves groupe”; “Réserves groupe”.
  22. Printed under different labels across filings: “R ésultats reportés”; “Résultats reportés”.
  23. “R ésultat consolidé de l'exercice” is an issuer-specific line, not mapped to a shared definition: CP6: the group share of the year's result within equity.
  24. Printed under different labels across filings: “R ésultat consolidé de l'exercice”; “Résultat consolidé de l'exercice”.
  25. Printed under different labels across filings: “TOTAL PASSIF ET CAPITAUX PROPRES ET PART DES MINORITAIRES”; “TOTAL PASSIF ET CAPITAUX PROPRES ET PART DES MINORITAIRES (*)”.

Cash flow

Cash flow, TND thousands. Columns: FY2025 — audited financial statements (final status not established), as reported for the year; FY2024 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Produits d'exploitation bancaire encaissés1 820,210 842,477 794,729
Charges d'exploitation bancaire décaissées2 (451,316) (462,417) (436,134)
Dépôts \ Retraits de dépôts auprès d'autres établissements bancaires et financiers3 82,794 (49,638) 5,479
Prêts et avances \ Remboursement prêts et avances accordés à la clientèle4 (104,446) (228,178) (92,290)
Dépôts \ Retraits de dépôts de la clientèle5 (284,005) 704,436 128,109
Titres de placement6 (7,977) 4,982 8,294
Sommes versées au personnel et créditeurs divers7 (179,067) (146,012) (168,203)
Autres flux de trésorerie provenant des activités d'exploitation8 (78,512) (27,681) (2,187)
Impôt sur les sociétés9 (27,450) (11,371) (15,980)
FLUX DE TRESORERIE NET LIES AUX ACTIVITES D'EXPLOITATION10 (229,769) 626,598 221,817
Intérêts et dividendes encaissés sur portefeuille d'investissement11 94,151 76,584 80,420
Acquisitions \ Cessions sur portefeuille d'investissement12 (241,527) (56,812) 294,952
Acquisitions \ Cessions sur immobilisations13 (67,032) (94,118) (38,736)
FLUX DE TRESORERIE NET LIES AUX ACTIVITES D'INVESTISSEMENT (214,408) (74,346) 336,636
Emission d'actions14 77,000 –15 Not reported in this filing16
Emission & Remboursement d'emprunts17 14,879 5,041 57,010
Augmentation \ diminution ressources spéciales18 46,817 (105,773) (35,467)
Dividendes versés19 (7,576) (6,129) (4,117)
FLUX DE TRESORERIE NET LIES AUX ACTIVITES DE FINANCEMENT 131,120 (106,861) 17,426
Variation nette des liquidités et équivalents de liquidités au cours de l'exercice (313,057) 445,391 575,879
Liquidités et équivalents de liquidités en début d'exercice 1,297,267 851,876 275,997
LIQUIDITES ET EQUIVALENTS DE LIQUIDITES EN FIN D'EXERCICE 984,210 1,297,267 851,876
  1. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
Notes and alternative reported figures (18)
  1. “Produits d'exploitation bancaire encaissés” is an issuer-specific line, not mapped to a shared definition: Operating.
  2. “Charges d'exploitation bancaire décaissées” is an issuer-specific line, not mapped to a shared definition: Operating.
  3. “Dépôts \ Retraits de dépôts auprès d'autres établissements bancaires et financiers” is an issuer-specific line, not mapped to a shared definition: Operating.
  4. “Prêts et avances \ Remboursement prêts et avances accordés à la clientèle” is an issuer-specific line, not mapped to a shared definition: Operating.
  5. “Dépôts \ Retraits de dépôts de la clientèle” is an issuer-specific line, not mapped to a shared definition: Operating.
  6. “Titres de placement” is an issuer-specific line, not mapped to a shared definition: Operating.
  7. “Sommes versées au personnel et créditeurs divers” is an issuer-specific line, not mapped to a shared definition: Operating.
  8. “Autres flux de trésorerie provenant des activités d'exploitation” is an issuer-specific line, not mapped to a shared definition: Operating.
  9. Printed under different labels across filings: “Impôt sur les societies”; “Impôt sur les sociétés”.
  10. Printed under different labels across filings: “FLUX DE TRESORERIE NET LIES AUX ACTIVITES D'EXPLOITATION”; “FLUX DE TRESORERIE NET PROVENANT DES ACTIVITES D'EXPLOITATION”.
  11. “Intérêts et dividendes encaissés sur portefeuille d'investissement” is an issuer-specific line, not mapped to a shared definition: Investing.
  12. “Acquisitions \ Cessions sur portefeuille d'investissement” is an issuer-specific line, not mapped to a shared definition: Investing (net).
  13. “Acquisitions \ Cessions sur immobilisations” is an issuer-specific line, not mapped to a shared definition: Investing (net).
  14. “Emission d'actions” is an issuer-specific line, not mapped to a shared definition: Financing: share capital increase.
  15. Not reported in this filing: Not printed: the consolidated statement of cash flows (p4) has no share-issue line for 2023; financing shows borrowings, special resources and dividends (checked on the page image).
  16. “Emission & Remboursement d'emprunts” is an issuer-specific line, not mapped to a shared definition: Financing (net).
  17. “Augmentation \ diminution ressources spéciales” is an issuer-specific line, not mapped to a shared definition: Financing (net).
  18. “Dividendes versés”: mapping to a shared definition is uncertain. Printed 'Dividendes versés' in the consolidated cash flows; the face does not say whether dividends paid by subsidiaries to minority shareholders are included.

Per share and shares

Per share and shares. Columns: FY2025 — audited financial statements (final status not established), as reported for the year; FY2024 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (final status not established), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Profit / (loss) attributable to shareholders (TND thousands)1 (24,435) 31,285 (158)
Notes and alternative reported figures (1)
  1. Profit / (loss) attributable to shareholders: printed as “Résultat net part du groupe”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2025 Dividends paid (cash flow statement) Dividendes versés (7,576) TND thousands Audited financial statements, p4
31 Dec 2024 Dividends paid (cash flow statement) Dividendes versés (6,129) TND thousands Audited financial statements, p4
31 Dec 2023 Dividends paid (cash flow statement) Dividendes versés (4,117) TND thousands Audited financial statements, p4

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Avis des sociétés — Etats financiers consolidés, Arab Tunisian Bank (ATB), arrêtés au 31 décembre 2025

    Year ended 31 December 2025 · Audited financial statements · final status not established

    Audit: Les Commissaires aux Comptes Associés MTBF (Mohamed Lassaad Borji; member of PwC) and CPA Tunisie (Mohamed Zied Chahed), unmodified opinion

    Auditor's sign-off: MTBF, Mohamed Lassaad Borji; CPA Tunisie, Mohamed Zied Chahed (names printed)

    Final status: The exchange's published notice reproduces the auditors' report on the consolidated statements dated 'Tunis, le 27 avril 2026', closed with typeset firm and partner names (Les Commissaires aux Comptes Associés MTBF, Mohamed Lassaad Borji; CPA Tunisie, Mohamed Zied Chahed) and no signature (PDF p33, page image). The board arrêté of 10 April 2026 is printed in note V (PDF p23), without signatures.

    Document date
    27 Apr 2026
    Published
    29 Apr 2026
    Auditor's report
    27 Apr 2026
    Board approval
    10 Apr 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    consolidated statements · TND thousands (printed “Unité : en 1000 DT”)
    • Banking operating charges CH1, CH2 and their total are printed as positive amounts and deducted; recorded with sign 'negate'.
    • Cash in the cash-flow statement (984 210; 2024: 1 297 267) is defined in note 32 (p23) as caisse/BCT/CCP balances plus money-market loans and placements less foreign correspondents' deposits; it is not a single bilan line.
    • Minority interests are printed between total liabilities and equity; 'TOTAL CAPITAUX PROPRES' (701 897) is the group share. Total equity including minorities is not printed (recorded as not reported).
    • No profit-before-tax line is printed: income tax is deducted after the operating result and other ordinary items to reach 'Résultat des activités ordinaires' (recorded as an issuer concept). The group made a net loss attributable to the group of 24 435 (thousand dinars) after minorities' share of 15 970.
    Technical details
    File
    33 pages, with a text layer
    SHA-256
    b97553a9599176b238045a2d7c8d32d819f54a58155ce62d282d90365d6740d0
    Entity as printed
    Groupe Arab Tunisian Bank (« groupe ATB »)
    Exchange copy
    retrieved 2026-10-08T18:04:08Z

  • Avis des sociétés — Etats financiers consolidés, Arab Tunisian Bank (ATB), arrêtés au 31 décembre 2024

    Year ended 31 December 2024 · Audited financial statements · final status not established

    Audit: Les Commissaires aux Comptes Associés MTBF (Mohamed Lassaad Borji; Cabinet PricewaterhouseCoopers PwC Tunisie) and CPA Tunisie (Mohamed Zied Chahed), unmodified opinion

    Auditor's sign-off: MTBF, Mohamed Lassaad Borji; CPA Tunisie, Mohamed Zied Chahed (names printed)

    Final status: The exchange's published notice reproduces the auditors' report on the consolidated statements dated 'Tunis, le 25 avril 2025', closed with typeset firm and partner names (Les Commissaires aux Comptes Associés MTBF, Mohamed Lassaad BORJI; CPA Tunisie, Mohamed Zied CHAHED) and no signature (PDF p31, page image). The board arrêté of 10 April 2025 is printed in note V (PDF p24), without signatures.

    Document date
    25 Apr 2025
    Published
    25 Apr 2025
    Auditor's report
    25 Apr 2025
    Board approval
    10 Apr 2025
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2023
    Basis
    consolidated statements · TND thousands (printed “Unité : en 1000 DT”)
    • Banking operating charges CH1, CH2 and their total are printed as positive amounts and deducted; recorded with sign 'negate'.
    • Cash in the cash-flow statement (1 297 267; 2023: 851 876) is defined in note 32 (p24) as caisse/BCT/CCP balances plus money-market loans and placements less foreign correspondents' deposits; it is not a single bilan line.
    • Minority interests are printed between total liabilities and equity; 'TOTAL CAPITAUX PROPRES' (649 326) is the group share. Total equity including minorities is not printed (recorded as not reported).
    • No profit-before-tax line is printed: income tax is deducted after the operating result and other ordinary items to reach 'Résultat des activités ordinaires' (issuer concept).
    • Comparatives at 31 December 2023 marked (*) (créances sur la clientèle, autres actifs, total actif, autres passifs, total passif, total passif et capitaux propres) are 'retraitées en proforma pour les besoins de comparabilité' (note II.13, p12) (p1).
    Technical details
    File
    31 pages, with a text layer
    SHA-256
    2cf300df173bd1a75a7c686b28b00f9596400ae0177be6f7f9cb0c28acdc2525
    Entity as printed
    Groupe Arab Tunisian Bank (« groupe ATB »)
    Exchange copy
    retrieved 2026-10-08T18:09:43Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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