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Awash Bank

AWAB · Ethiopian Securities Exchange · Consolidated statements

On this page
Company details
Legal name
Awash Bank Share Company
Listing
AWAB on the Ethiopian Securities Exchange, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
30 June

Overview

Year ended 30 June 2026 · audited financial statements, signed / final · source

  • Net interest income

    ETB 38.8 billion

    38,838,260 ETB thousands · p14

    Change not shown.

    Interest income less interest expense, as printed.

  • Total operating income

    ETB 69.2 billion

    69,220,455 ETB thousands · p14

    Change not shown.

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    ETB 29.3 billion

    29,333,277 ETB thousands · p14

    Change not shown.

  • Total assets

    ETB 624 billion

    623,958,225 ETB thousands · p15

    Change not shown.

  • Customer deposits

    ETB 469 billion

    469,286,402 ETB thousands · p15

    Change not shown.

  • Total equity

    ETB 90.4 billion

    90,390,301 ETB thousands · p15

    Change not shown.

Large amounts are rounded for reading (ETB million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Not shown: the two years come from different filings.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in ETB thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY to 30 Jun 2026 — audited financial statements, signed / final; reported for the year · source
  • FY to 30 Jun 2025 — annual report, signed / final; reported for the year · source
  • FY to 30 Jun 2024 — annual report, signed / final; comparative in the FY to 30 Jun 2025 filing · source
  • FY to 30 Jun 2023 — annual report, signed / final; comparative in the FY to 30 Jun 2024 filing · source

Income statement

Income statement, ETB thousands. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — annual report (signed / final), as reported for the year; FY to 30 Jun 2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY to 30 Jun 2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Annual reportreported for the yearFY to 30 Jun 2024Annual reportcomparative in FY to 30 Jun 2025 filingFY to 30 Jun 2023Annual reportcomparative in FY to 30 Jun 2024 filing
Interest income 54,173,069 36,200,511 27,361,560 21,934,382
Interest expense (15,334,809) (9,912,620) (7,430,736) (6,061,492)
Net interest income 38,838,260 26,287,891 19,930,824 15,872,890
Fees and commission income 22,948,271 17,241,066 7,570,2461 5,605,013
Other operating income 7,433,925 11,240,445 1,622,681 1,249,048
Total operating income 69,220,455 54,769,402 29,123,7512 22,726,951
Impairment reversal (Losses) on Financial Assets3 (1,251,265) (2,514,043) 102,306 (242,916)
Net operating income4 67,969,190 52,255,359 29,226,0575 22,484,035
Share of profit from associate 23,059 21,960 25,082 12,140
Total income6 67,992,249 52,277,319 29,251,1397 22,496,175
Personnel expenses (21,499,605) (16,755,033) (13,393,063) (9,093,592)
Depreciation of investment properties8 (780) Not reported in this filing109 Not reported in this filing1011 (432)
Amortisation of intangible assets (139,146) (94,434) (55,677) (45,247)
Depreciation and impairment of property and equipment12 (755,275) Not reported in this filing1413 Not reported in this filing1415 (447,527)
Interest expense on lease liability16 (92,206) (89,166) (77,996) (60,332)
Amortisation of Right of Use Asset17 (958,445) Not reported in this filing1918 Not reported in this filing1920 (553,086)
Other operating expenses (6,246,902) (7,960,648) (3,414,571) (2,545,445)
Profit before tax 38,299,889 25,668,278 10,812,130 9,750,514
Taxation (8,966,612) (6,955,655) (2,134,367) (2,756,954)
Profit after tax 29,333,277 18,712,623 8,677,762 6,993,561
Re-measurement gain/(loss) on retirement benefits obligations21 130,780 (38,145) (200,045) (90,853)
Deferred tax (liability)/asset on remeasurement gain or loss22 (39,234) Not reported in this filing2423 Not reported in this filing2425 27,256
Re-measurement gain/(loss) on retirement benefits obligations (Net)26 91,546 (26,702)27 (140,032) (63,597)
Fair value through other comprehensive income financial assets : - Unrealized gain arising from measurement at fair value-Equity Instruments28 161,612 Not reported in this filing3029 Not reported in this filing3031 146,366
Deferred tax (liability)/asset on remeasurement gain or loss (FVOCI)3233 (57,848) Not reported in this filing3534 Not reported in this filing3536 (20,116)
Other comprehensive income (OCI) net of income tax (unlabelled subtotal)37 195,310 93,034 (5,405) 62,653
Total comprehensive income for the period 29,528,587 18,805,657 8,672,358 7,056,214
Depreciation of investment properties38 Not reported in this filing39 (432) (432) Not reported in this filing40
Depreciation and impairment of property and equipment41 Not reported in this filing42 (878,373) (757,215) Not reported in this filing43
Amortisation of Right of Use Asset44 Not reported in this filing45 (830,957) (740,056) Not reported in this filing46
Deferred tax (liability)/asset on remeasurement gain or loss47 Not reported in this filing48 11,444 60,014 Not reported in this filing49
measurement at fair value-Equity Instruments50 Not reported in this filing51 300,791 129,595 Not reported in this filing52
Deferred tax (liability)/asset on remeasurement gain or loss53 Not reported in this filing54 (181,056) 5,032 Not reported in this filing55
Notes and alternative reported figures (55)
  1. Annual report dated 2024-10-25 prints 7,570,247 (thousands, p58) for this line and year.
  2. Annual report dated 2024-10-25 prints 29,123,752 (thousands, p58) for this line and year.
  3. Printed under different labels across filings: “Impairment reversal (Losses) on Financial Assets”; “Impairment reversal/(Losses)on Financial Assets”.
  4. “Net operating income” is an issuer-specific line, not mapped to a shared definition: Printed subtotal: total operating income after impairment.
  5. Annual report dated 2024-10-25 prints 29,226,058 (thousands, p58) for this line and year.
  6. “Total income” is an issuer-specific line, not mapped to a shared definition: Printed subtotal: net operating income plus share of profit of associate.
  7. Annual report dated 2024-10-25 prints 29,251,140 (thousands, p58) for this line and year.
  8. “Depreciation of investment properties” is an issuer-specific line, not mapped to a shared definition: Notes 2.11 and 22.
  9. Audited financial statements dated 2026-09-24 presents this line for this year: (432) (p14). Not shown in this column, which follows one filing's presentation.
  10. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation of investment properties' (p67), shown in the row 'Depreciation of investment properties (depreciation_investment_property)'. Checked on the page image.
  11. Annual report dated 2024-10-25 presents this line for this year: (432) (p58). Not shown in this column, which follows one filing's presentation.
  12. “Depreciation and impairment of property and equipment”: mapping to a shared definition is uncertain. One line for depreciation and impairment of property and equipment.
  13. Audited financial statements dated 2026-09-24 presents this line for this year: (878,373) (p14). Not shown in this column, which follows one filing's presentation.
  14. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation and impairment of property and equipment' (p67), shown in the row 'Depreciation and impairment of property and equipment'. Checked on the page image.
  15. Annual report dated 2024-10-25 presents this line for this year: (757,215) (p58). Not shown in this column, which follows one filing's presentation.
  16. “Interest expense on lease liability” is an issuer-specific line, not mapped to a shared definition: Notes 2.21 and 21.
  17. “Amortisation of Right of Use Asset” is an issuer-specific line, not mapped to a shared definition: Notes 2.21 and 21.
  18. Audited financial statements dated 2026-09-24 presents this line for this year: (830,957) (p14). Not shown in this column, which follows one filing's presentation.
  19. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Amortisation of Right of Use Asset' (p67), shown in the row 'Amortisation of Right of Use Asset (amortisation_rou)'. Checked on the page image.
  20. Annual report dated 2024-10-25 presents this line for this year: (740,056) (p58). Not shown in this column, which follows one filing's presentation.
  21. “Re-measurement gain/(loss) on retirement benefits obligations” is an issuer-specific line, not mapped to a shared definition: OCI not reclassified.
  22. “Deferred tax (liability)/asset on remeasurement gain or loss” is an issuer-specific line, not mapped to a shared definition: OCI tax.
  23. Audited financial statements dated 2026-09-24 presents this line for this year: 11,444 (p14). Not shown in this column, which follows one filing's presentation.
  24. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p67), shown in the row 'Deferred tax (liability)/asset on remeasurement gain or loss (retirement benefits)'. This is the first of two lines with that label, under the retirement-benefit remeasurement. Checked on the page image.
  25. Annual report dated 2024-10-25 presents this line for this year: 60,014 (p58). Not shown in this column, which follows one filing's presentation.
  26. “Re-measurement gain/(loss) on retirement benefits obligations (Net)” is an issuer-specific line, not mapped to a shared definition: Printed subtotal (OCI).
  27. Audited financial statements dated 2026-09-24 prints (26,701) (thousands, p14) for this line and year.
  28. “Fair value through other comprehensive income financial assets : - Unrealized gain arising from measurement at fair value-Equity Instruments” is an issuer-specific line, not mapped to a shared definition: OCI not reclassified.
  29. Audited financial statements dated 2026-09-24 presents this line for this year: 300,791 (p14). Not shown in this column, which follows one filing's presentation.
  30. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Fair value through other comprehensive income financial assets : - Unrealized gain arising from measurement at fair value-Equity Instruments' (p67), shown in the row 'Unrealized gain arising from measurement at fair value - equity instruments (FVOCI)'. Checked on the page image.
  31. Annual report dated 2024-10-25 presents this line for this year: 129,595 (p58). Not shown in this column, which follows one filing's presentation.
  32. “Deferred tax (liability)/asset on remeasurement gain or loss (FVOCI)” is an issuer-specific line, not mapped to a shared definition: OCI tax (printed with the same label as the retirement-benefit tax line).
  33. Printed under different labels across filings: “Deferred tax (liability)/asset on remeasurement gain or loss”; “Deferred tax (liability)/asset on remeasurement gain or loss (FVOCI)”.
  34. Audited financial statements dated 2026-09-24 presents this line for this year: (181,056) (p14). Not shown in this column, which follows one filing's presentation.
  35. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p67), shown in the row 'Deferred tax (liability)/asset on remeasurement gain or loss (FVOCI equity instruments)'. This is the second of two lines with that label, under the FVOCI fair-value gain. Checked on the page image.
  36. Annual report dated 2024-10-25 presents this line for this year: 5,032 (p58). Not shown in this column, which follows one filing's presentation.
  37. Printed under different labels across filings: “Other comprehensive income (OCI) net of income tax (unlabelled subtotal)”; “Other comprehensive income (unlabelled subtotal)”.
  38. “Depreciation of investment properties” is an issuer-specific line, not mapped to a shared definition: Note 22 (negative).
  39. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation of investment properties' (p14), shown in the row 'Depreciation of investment properties (depreciation_investment_properties)'. Checked on the page image.
  40. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation of investment properties' (p58), shown in the row 'Depreciation of investment properties (depreciation_investment_properties)'. Checked on the page image.
  41. “Depreciation and impairment of property and equipment” is an issuer-specific line, not mapped to a shared definition: Note 24 (negative).
  42. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation and impairment of property and equipment' (p14), shown in the row 'Depreciation (property, equipment and right-of-use assets)'. Checked on the page image.
  43. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Depreciation and impairment of property and equipment' (p58), shown in the row 'Depreciation (property, equipment and right-of-use assets)'. Checked on the page image.
  44. “Amortisation of Right of Use Asset” is an issuer-specific line, not mapped to a shared definition: Note 21 (negative).
  45. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Amortisation of Right of Use Asset' (p14), shown in the row 'Amortisation of Right of Use Asset (amortisation_right_of_use)'. Checked on the page image.
  46. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Amortisation of Right of Use Asset' (p58), shown in the row 'Amortisation of Right of Use Asset (amortisation_right_of_use)'. Checked on the page image.
  47. “Deferred tax (liability)/asset on remeasurement gain or loss” is an issuer-specific line, not mapped to a shared definition: OCI tax on the re-measurement.
  48. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p14), shown in the row 'Deferred tax on remeasurement of retirement benefits'. This is the first of two lines with that label, under the retirement-benefit remeasurement. Checked on the page image.
  49. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p58), shown in the row 'Deferred tax on remeasurement of retirement benefits'. This is the first of two lines with that label, under the retirement-benefit remeasurement. Checked on the page image.
  50. “measurement at fair value-Equity Instruments” is an issuer-specific line, not mapped to a shared definition: OCI, not reclassified; before tax.
  51. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Fair value through other comprehensive income financial assets : - Unrealized gain arising from measurement at fair value-Equity Instruments' (p14), shown in the row 'Unrealized gain on equity instruments at FVOCI'. Checked on the page image.
  52. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Fair value through other comprehensive income financial assets : - Unrealized gain arising from measurement at fair value-Equity Instruments' (p58), shown in the row 'Unrealized gain on equity instruments at FVOCI'. Checked on the page image.
  53. “Deferred tax (liability)/asset on remeasurement gain or loss” is an issuer-specific line, not mapped to a shared definition: OCI tax on the fair-value gain.
  54. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p14), shown in the row 'Deferred tax on FVOCI fair-value gain'. This is the second of two lines with that label, under the FVOCI fair-value gain. Checked on the page image.
  55. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Deferred tax (liability)/asset on remeasurement gain or loss' (p58), shown in the row 'Deferred tax on FVOCI fair-value gain'. This is the second of two lines with that label, under the FVOCI fair-value gain. Checked on the page image.

Balance sheet

Balance sheet, ETB thousands. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — annual report (signed / final), as reported for the year; FY to 30 Jun 2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY to 30 Jun 2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Annual reportreported for the yearFY to 30 Jun 2024Annual reportcomparative in FY to 30 Jun 2025 filingFY to 30 Jun 2023Annual reportcomparative in FY to 30 Jun 2024 filing
Cash and bank balances1 234,761,670 Not reported in this filing32 Not reported in this filing34 34,876,315
Loans and advances to customers (Net) 268,477,527 215,030,059 181,325,195 159,370,386
Financial assets at fair value through OCI5 1,456,683 1,210,531 806,538 523,078
Financial assets at amortized cost6 66,510,935 31,675,645 19,811,660 12,193,764
Investment in subsidiaries7 –8 94,499 –8 Not reported in this filing9
Investment in associates 172,582 151,437 114,702 69,459
Other assets 33,017,987 20,021,34310 12,641,820 6,646,145
Right of Use Leased Assets 4,369,747 3,797,763 2,976,046 2,516,594
Investment Properties 36,735 19,199 19,631 20,063
Intangible assets- Software 717,956 503,02011 280,889 194,605
Property and equipment 14,323,710 10,837,939 9,177,581 7,613,705
Deferred tax asset 112,692 101,607 364,246 –8
Total assets 623,958,225 442,596,547 282,408,622 224,024,114
Deposits from customers 469,286,402 332,903,235 225,767,098 182,470,510
Borrowings 287,940 184,283 107,017 –12
Other liabilities 57,793,404 42,268,24213 14,237,857 9,596,580
Current tax liabilities 3,927,944 6,861,220 2,693,299 2,444,698
Lease liabilities14 1,190,323 1,030,757 891,043 751,453
Severance and Retirement benefit obligations 1,081,910 995,883 766,965 532,304
Total liabilities 533,567,923 384,243,62015 244,463,279 196,055,786
Share capital 38,492,985 27,874,601 20,313,532 14,649,656
Share premium 481,657 227,838 1,389 1,389
Retained earnings 21,361,697 10,682,73816 6,867,78917 5,852,089
Legal reserve18 21,009,671 13,674,270 8,996,11519 6,826,673
Risk regulatory reserve 8,542,916 5,592,680 1,558,753 425,353
Other reserve20 496,109 300,80021 207,766 213,170
Non-controlling interest 5,266 Not reported in this filing2322 Not reported in this filing23 Not reported in this filing24
Total equity 90,390,301 58,352,92725 37,945,343 27,968,329
Total equity and liabilities 623,958,225 442,596,547 282,408,622 224,024,114
Reserve account with National Bank of Ethiopia26 67,500,000 25,800,000 16,500,000 13,600,000
Less: Loss allowances27 (11,739) (7,958) (2,681) (1,756)
Cash and bank balances Not reported in this filing28 159,153,504 54,890,314 Not reported in this filing29
Deferred tax Liability Not reported in this filing30 Not reported in this filing31 Not reported in this filing3132 260,241
  1. Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
  2. Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (30)
  1. “Cash and bank balances”: mapping to a shared definition is uncertain. Printed 'Cash and bank balances' (note 15: cash, balances with the National Bank of Ethiopia and with other banks).
  2. Audited financial statements dated 2026-09-24 presents this line for this year: 159,153,504 (p15). Not shown in this column, which follows one filing's presentation.
  3. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Cash and bank balances' (p68), shown in the row 'Cash and bank balances'. Checked on the page image.
  4. Annual report dated 2024-10-25 presents this line for this year: 54,890,314 (p59). Not shown in this column, which follows one filing's presentation.
  5. Printed under different labels across filings: “- Financial assets at fair value through OCI”; “Financial assets at fair value through OCI”.
  6. Printed under different labels across filings: “- Financial assets at amortized cost”; “Financial assets at amortized cost”.
  7. “Investment in subsidiaries” is an issuer-specific line, not mapped to a shared definition: Notes 2.23 and 18: 2025 only (the subsidiary is consolidated in 2026).
  8. Not reported in this filing: Not printed: the statement of financial position (p59) has no investment in subsidiaries line; the investment lines printed are 'Financial assets at fair value through OCI', 'Financial assets at amortized cost' and 'Investment in associates'. Checked on the page image.
  9. Audited financial statements dated 2026-09-24 prints 20,021,346 (thousands, p15) for this line and year.
  10. Audited financial statements dated 2026-09-24 prints 503,019 (thousands, p15) for this line and year.
  11. Audited financial statements dated 2026-09-24 prints 40,636,663 (thousands, p15) for this line and year.
  12. “Lease liabilities” is an issuer-specific line, not mapped to a shared definition: Notes 2.21 and 21 (unclassified balance sheet).
  13. Audited financial statements dated 2026-09-24 prints 382,612,041 (thousands, p15) for this line and year.
  14. Audited financial statements dated 2026-09-24 prints 12,314,318 (thousands, p15) for this line and year.
  15. Annual report dated 2024-10-25 prints 6,867,788 (thousands, p59) for this line and year.
  16. “Legal reserve” is an issuer-specific line, not mapped to a shared definition: Notes 2.19 and 33.
  17. Annual report dated 2024-10-25 prints 8,996,114 (thousands, p59) for this line and year.
  18. “Other reserve” is an issuer-specific line, not mapped to a shared definition: Note 35.
  19. Audited financial statements dated 2026-09-24 prints 300,799 (thousands, p15) for this line and year.
  20. Audited financial statements dated 2026-09-24 presents this line for this year: - (p15). Not shown in this column, which follows one filing's presentation.
  21. Not reported in this filing: Not printed: the statement of financial position (p68) is the Bank's own (separate) statement and has no non-controlling interest line; equity lines printed are 'Share capital', 'Share premium', 'Retained earnings', 'Legal reserve', 'Risk regulatory reserve' and 'Other reserve'. Checked on the page image.
  22. Not reported in this filing: Not printed: the statement of financial position (p59) is the Bank's own statement and has no non-controlling interest line; equity lines printed are 'Share capital', 'Share premium', 'Retained earnings', 'Legal reserve', 'Risk regulatory reserve' and 'Other reserve'. Checked on the page image.
  23. Audited financial statements dated 2026-09-24 prints 59,984,506 (thousands, p15) for this line and year.
  24. “Reserve account with National Bank of Ethiopia” is an issuer-specific line, not mapped to a shared definition: Note 15: statutory reserve held with the NBE, within cash and bank balances; excluded from cash and cash equivalents (non-current in the note's maturity analysis).
  25. “Less: Loss allowances” is an issuer-specific line, not mapped to a shared definition: Note 15: expected credit loss allowance deducted from cash and bank balances (negative).
  26. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Cash and bank balances' (p15), shown in the row 'Cash and balances with the central bank'. Checked on the page image.
  27. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Cash and bank balances' (p59), shown in the row 'Cash and balances with the central bank'. Checked on the page image.
  28. Not reported in this filing: Not printed: the consolidated statement of financial position (p15) has no deferred tax liability line; liabilities printed are 'Deposits from customers', 'Borrowings', 'Other liabilities', 'Current tax liabilities', 'Lease liabilities' and 'Severance and Retirement benefit obligations' (assets include 'Deferred tax asset'). Checked on the page image.
  29. Not reported in this filing: Not printed: the statement of financial position (p68) has no deferred tax liability line; liabilities printed are 'Deposits from customers', 'Borrowings', 'Other liabilities', 'Current tax liabilities', 'Lease liabilities' and 'Severance and Retirement benefit obligations' (assets include 'Deferred tax asset'). Checked on the page image.
  30. Annual report dated 2024-10-25 presents this line for this year: - (p59). Not shown in this column, which follows one filing's presentation.

Cash flow

Cash flow, ETB thousands. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — annual report (signed / final), as reported for the year; FY to 30 Jun 2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY to 30 Jun 2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Annual reportreported for the yearFY to 30 Jun 2024Annual reportcomparative in FY to 30 Jun 2025 filingFY to 30 Jun 2023Annual reportcomparative in FY to 30 Jun 2024 filing
Cash generated from operations 75,761,008 102,073,6031 29,481,7952 6,914,903
Directors' allowance paid3 (1,520) Not reported in this filing54 Not reported in this filing56 (1,560)
Income tax paid (6,861,220) (2,693,299) (2,444,698) (2,268,417)
Retirement benefit paid7 (43,908) Not reported in this filing98 Not reported in this filing910 (8,652)
Net cash (outflow)/inflow from operating activities 68,854,360 99,337,93711 27,002,48812 4,132,200
Purchase of investment securities in NBE bills and bonds13 (34,837,032) Not reported in this filing1514 Not reported in this filing1516 1,026,381
Purchase of investment in subsidiary17 100,237 Not reported in this filing1918 Not reported in this filing19 Not reported in this filing20
Purchase (Disposal) of equity investment securities2122 (349,916) Not reported in this filing2423 Not reported in this filing2425 (36,682)
Purchase of Intangible Assets (354,083) (316,565)26 (141,961) (64,700)
Purchase of property and equipment27 (4,309,466) (2,538,731) (2,321,091) (3,547,097)
Prepayments on Right of Use Assets28 (1,521,971) Not reported in this filing3029 Not reported in this filing3031 (986,677)
Net cash inflow/ (outflow) from investing activities (41,272,232) (16,568,602)32 (11,434,743) (3,608,775)
Proceeds from issues of shares33 2,584,658 Not reported in this filing3534 Not reported in this filing3536 599,085
Proceeds from premium37 253,819 Not reported in this filing3938 Not reported in this filing39 Not reported in this filing40
Receipt ( Payments) of lease liabilities41 67,359 Not reported in this filing4342 Not reported in this filing4344 (64,739)
Dividends paid (1,814,390) (1,008,056) (686,636) (603,424)
Net cash (outflow)/inflow from financing activities 1,091,446 1,788,551 620,296 (69,078)
Net increase/(decrease) in Cash and bank balances 28,673,574 84,557,88645 16,188,04246 454,347
Cash and cash equivalents at the beginning of the year 133,361,462 38,392,995 21,278,071 20,150,786
Foreign exchange (losses)/ gains on cash and cash equivalents 5,238,372 10,410,581 926,882 672,938
Cash and cash equivalents at the end of the year 167,273,408 133,361,462 38,392,995 21,278,071
Directors' allowance paid47 Not reported in this filing48 (1,562) (1,543) Not reported in this filing49
Retirement benefit paid50 Not reported in this filing51 (40,805) (33,066) Not reported in this filing52
Purchase of investment securities in NBE bills and bonds53 Not reported in this filing54 (11,862,931) (7,618,319) Not reported in this filing55
Purchase of investment in subsidiary56 Not reported in this filing57 (94,499) –58 Not reported in this filing20
Purchase of equity investment securities59 Not reported in this filing60 (103,202) (153,865) Not reported in this filing61
Prepayments on Right of Use Assets62 Not reported in this filing63 (1,652,674) (1,199,507) Not reported in this filing64
Proceeds from issues of shares65 Not reported in this filing66 2,519,610 1,245,338 Not reported in this filing67
Proceeds from premium68 Not reported in this filing69 226,449 –70 Not reported in this filing40
Receipt ( Payments) of lease liabilities71 Not reported in this filing72 50,548 61,594 Not reported in this filing73
Tax paid on Retained Earnings74 Not reported in this filing75 Not reported in this filing76 Not reported in this filing7677 (504,074)
  1. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_investing.
  2. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
Notes and alternative reported figures (75)
  1. Audited financial statements dated 2026-09-24 prints 102,073,604 (thousands, p17) for this line and year.
  2. Annual report dated 2024-10-25 prints 29,481,796 (thousands, p61) for this line and year.
  3. “Directors' allowance paid” is an issuer-specific line, not mapped to a shared definition: Note 32; operating activities.
  4. Audited financial statements dated 2026-09-24 presents this line for this year: (1,562) (p17). Not shown in this column, which follows one filing's presentation.
  5. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Directors' allowance paid' (p70), shown in the row 'Directors' allowance paid (cf_directors_allowance)'. Checked on the page image.
  6. Annual report dated 2024-10-25 presents this line for this year: (1,543) (p61). Not shown in this column, which follows one filing's presentation.
  7. “Retirement benefit paid” is an issuer-specific line, not mapped to a shared definition: Operating activities.
  8. Audited financial statements dated 2026-09-24 presents this line for this year: (40,805) (p17). Not shown in this column, which follows one filing's presentation.
  9. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Retirement benefit paid' (p70), shown in the row 'Retirement benefit paid (cf_retirement_benefit_paid)'. Checked on the page image.
  10. Annual report dated 2024-10-25 presents this line for this year: (33,066) (p61). Not shown in this column, which follows one filing's presentation.
  11. Audited financial statements dated 2026-09-24 prints 99,337,938 (thousands, p17) for this line and year.
  12. Annual report dated 2024-10-25 prints 27,002,489 (thousands, p61) for this line and year.
  13. “Purchase of investment securities in NBE bills and bonds” is an issuer-specific line, not mapped to a shared definition: Investing activities.
  14. Audited financial statements dated 2026-09-24 presents this line for this year: (11,862,931) (p17). Not shown in this column, which follows one filing's presentation.
  15. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of investment securities in NBE bills and bonds' (p70), shown in the row 'Purchase of investment securities in NBE bills and bonds (cf_nbe_bills_bonds)'. Checked on the page image.
  16. Annual report dated 2024-10-25 presents this line for this year: (7,618,319) (p61). Not shown in this column, which follows one filing's presentation.
  17. “Purchase of investment in subsidiary” is an issuer-specific line, not mapped to a shared definition: Investing activities (positive in 2026).
  18. Audited financial statements dated 2026-09-24 presents this line for this year: (94,499) (p17). Not shown in this column, which follows one filing's presentation.
  19. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of investment in subsidiary' (p70), shown in the row 'Purchase of investment in subsidiary (cf_subsidiary)'. Checked on the page image.
  20. Not reported in this filing: Not printed: the statement of cash flows (p61) has no purchase of investment in subsidiary line; investing lines printed are 'Purchase of investment securities in NBE bills and bonds', 'Purchase of equity investment securities', 'Purchase of Intangible Assets', 'Purchase of property, plant and equipment' and 'Prepayments on Right of Use Assets'. Checked on the page image.
  21. “Purchase (Disposal) of equity investment securities” is an issuer-specific line, not mapped to a shared definition: Investing activities.
  22. Printed under different labels across filings: “Purchase (Disposal) of equity investment securities”; “Purchase of equity investment securities”.
  23. Audited financial statements dated 2026-09-24 presents this line for this year: (103,202) (p17). Not shown in this column, which follows one filing's presentation.
  24. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of equity investment securities' (p70), shown in the row 'Purchase of equity investment securities'. Checked on the page image.
  25. Annual report dated 2024-10-25 presents this line for this year: (153,865) (p61). Not shown in this column, which follows one filing's presentation.
  26. Audited financial statements dated 2026-09-24 prints (316,564) (thousands, p17) for this line and year.
  27. Printed under different labels across filings: “Purchase of property and equipment”; “Purchase of property, plant and equipment”.
  28. “Prepayments on Right of Use Assets” is an issuer-specific line, not mapped to a shared definition: Investing activities.
  29. Audited financial statements dated 2026-09-24 presents this line for this year: (1,652,674) (p17). Not shown in this column, which follows one filing's presentation.
  30. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Prepayments on Right of Use Assets' (p70), shown in the row 'Prepayments on Right of Use Assets (cf_rou_prepayments)'. Checked on the page image.
  31. Annual report dated 2024-10-25 presents this line for this year: (1,199,507) (p61). Not shown in this column, which follows one filing's presentation.
  32. Audited financial statements dated 2026-09-24 prints (16,568,601) (thousands, p17) for this line and year.
  33. “Proceeds from issues of shares” is an issuer-specific line, not mapped to a shared definition: Financing activities.
  34. Audited financial statements dated 2026-09-24 presents this line for this year: 2,519,610 (p17). Not shown in this column, which follows one filing's presentation.
  35. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Proceeds from issues of shares' (p70), shown in the row 'Proceeds from issues of shares (cf_share_issue)'. Checked on the page image.
  36. Annual report dated 2024-10-25 presents this line for this year: 1,245,338 (p61). Not shown in this column, which follows one filing's presentation.
  37. “Proceeds from premium” is an issuer-specific line, not mapped to a shared definition: Financing activities: share premium received.
  38. Audited financial statements dated 2026-09-24 presents this line for this year: 226,449 (p17). Not shown in this column, which follows one filing's presentation.
  39. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Proceeds from premium' (p70), shown in the row 'Proceeds from premium (cf_share_premium)'. Checked on the page image.
  40. Not reported in this filing: Not printed: the statement of cash flows (p61) has no proceeds from premium line; financing lines printed are 'Proceeds from issues of shares', 'Receipt ( Payments) of lease liabilities' and 'Dividends paid'. Checked on the page image.
  41. “Receipt ( Payments) of lease liabilities” is an issuer-specific line, not mapped to a shared definition: Financing activities (printed positive both years).
  42. Audited financial statements dated 2026-09-24 presents this line for this year: 50,548 (p17). Not shown in this column, which follows one filing's presentation.
  43. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Receipt ( Payments) of lease liabilities' (p70), shown in the row 'Receipt (Payments) of lease liabilities'. Checked on the page image.
  44. Annual report dated 2024-10-25 presents this line for this year: 61,594 (p61). Not shown in this column, which follows one filing's presentation.
  45. Audited financial statements dated 2026-09-24 prints 84,557,888 (thousands, p17) for this line and year.
  46. Annual report dated 2024-10-25 prints 16,188,043 (thousands, p61) for this line and year.
  47. “Directors' allowance paid” is an issuer-specific line, not mapped to a shared definition: Operating.
  48. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Directors' allowance paid' (p17), shown in the row 'Directors' allowance paid (directors_allowance_paid)'. Checked on the page image.
  49. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Directors' allowance paid' (p61), shown in the row 'Directors' allowance paid (directors_allowance_paid)'. Checked on the page image.
  50. “Retirement benefit paid” is an issuer-specific line, not mapped to a shared definition: Operating.
  51. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Retirement benefit paid' (p17), shown in the row 'Retirement benefit paid (retirement_benefit_paid)'. Checked on the page image.
  52. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Retirement benefit paid' (p61), shown in the row 'Retirement benefit paid (retirement_benefit_paid)'. Checked on the page image.
  53. “Purchase of investment securities in NBE bills and bonds” is an issuer-specific line, not mapped to a shared definition: Investing.
  54. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of investment securities in NBE bills and bonds' (p17), shown in the row 'Purchase of investment securities in NBE bills and bonds (purchase_nbe_bills_bonds)'. Checked on the page image.
  55. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of investment securities in NBE bills and bonds' (p61), shown in the row 'Purchase of investment securities in NBE bills and bonds (purchase_nbe_bills_bonds)'. Checked on the page image.
  56. “Purchase of investment in subsidiary” is an issuer-specific line, not mapped to a shared definition: Investing.
  57. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of investment in subsidiary' (p17), shown in the row 'Purchase of investment in subsidiary (investment_in_subsidiary_cf)'. Checked on the page image.
  58. “Purchase of equity investment securities” is an issuer-specific line, not mapped to a shared definition: Investing.
  59. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase (Disposal) of equity investment securities' (p17), shown in the row 'Purchase (Disposal) of equity investment securities'. Checked on the page image.
  60. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Purchase of equity investment securities' (p61), shown in the row 'Purchase (Disposal) of equity investment securities'. Checked on the page image.
  61. “Prepayments on Right of Use Assets” is an issuer-specific line, not mapped to a shared definition: Investing.
  62. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Prepayments on Right of Use Assets' (p17), shown in the row 'Prepayments on Right of Use Assets (right_of_use_prepayments)'. Checked on the page image.
  63. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Prepayments on Right of Use Assets' (p61), shown in the row 'Prepayments on Right of Use Assets (right_of_use_prepayments)'. Checked on the page image.
  64. “Proceeds from issues of shares” is an issuer-specific line, not mapped to a shared definition: Financing.
  65. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Proceeds from issues of shares' (p17), shown in the row 'Proceeds from issues of shares (proceeds_issue_shares)'. Checked on the page image.
  66. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Proceeds from issues of shares' (p61), shown in the row 'Proceeds from issues of shares (proceeds_issue_shares)'. Checked on the page image.
  67. “Proceeds from premium” is an issuer-specific line, not mapped to a shared definition: Financing.
  68. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Proceeds from premium' (p17), shown in the row 'Proceeds from premium (proceeds_premium)'. Checked on the page image.
  69. “Receipt ( Payments) of lease liabilities” is an issuer-specific line, not mapped to a shared definition: Financing, net (printed positive in both years).
  70. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Receipt ( Payments) of lease liabilities' (p17), shown in the row 'Receipt ( Payments) of lease liabilities'. Checked on the page image.
  71. Not reported in this filing: Not reported under this label in this filing: the filing prints this item as 'Receipt ( Payments) of lease liabilities' (p61), shown in the row 'Receipt ( Payments) of lease liabilities'. Checked on the page image.
  72. “Tax paid on Retained Earnings” is an issuer-specific line, not mapped to a shared definition: Operating activities (2023 only).
  73. Not reported in this filing: Not printed: the consolidated statement of cash flows (p17) has no tax paid on retained earnings line; operating lines printed are 'Cash generated from operations', 'Directors' allowance paid', 'Income tax paid' and 'Retirement benefit paid'. Checked on the page image.
  74. Not reported in this filing: Not printed: the statement of cash flows (p70) has no tax paid on retained earnings line; operating lines printed are 'Cash generated from operations', 'Directors' allowance paid', 'Income tax paid' and 'Retirement benefit paid'. Checked on the page image.
  75. Annual report dated 2024-10-25 presents this line for this year: - (p61). Not shown in this column, which follows one filing's presentation.

Per share and shares

Per share and shares. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — annual report (signed / final), as reported for the year; FY to 30 Jun 2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY to 30 Jun 2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Annual reportreported for the yearFY to 30 Jun 2024Annual reportcomparative in FY to 30 Jun 2025 filingFY to 30 Jun 2023Annual reportcomparative in FY to 30 Jun 2024 filing
Earnings / (loss) per share (per share)1 858 783 487 577
Notes and alternative reported figures (1)
  1. Earnings / (loss) per share: printed as “Basic & diluted earnings per share (ETB)”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
30 Jun 2026 Dividends paid (cash flow statement) Dividends paid (1,814,390) ETB thousands Audited financial statements, p17
30 Jun 2025 Dividends paid (cash flow statement) Dividends paid (1,008,056) ETB thousands Annual report, p70
30 Jun 2024 Dividends paid (cash flow statement) Dividends paid (686,636) ETB thousands Annual report, p70
30 Jun 2023 Dividends paid (cash flow statement) Dividends paid (603,424) ETB thousands Annual report, p61

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Awash Bank Share Company — Independent Auditor's Report and Financial Statements, 30 June 2026

    Year ended 30 June 2026 · Audited financial statements · signed / final

    Audit: Audit Services Corporation (Woizero Banchiayehu Tamirat), unmodified opinion · signed

    Auditor's sign-off: Audit Services Corporation; engagement partner Woizero Banchiayehu Tamirat

    Final status: Independent auditor's report (Audit Services Corporation, engagement partner Woizero Banchiayehu Tamirat; PDF pp3-8) is unmodified and covers the consolidated and the Bank's statements; it is signed by hand 'Audit Services Corporation' with the firm's and the AABE stamps, dated 'Addis Ababa, 24 September 2026' (page image p8). The statement of financial position records approval by the Board of Directors on 24 September 2026, signed by Gure Kumssa Deressa (Board Chairman) and Tsehay Shiferaw Ensermu (CEO) (page image p15).

    Document date
    24 Sep 2026
    Auditor's report
    24 Sep 2026
    Board approval
    24 Sep 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY to 30 Jun 2026
    Basis
    consolidated statements · ETB thousands (printed “ETB'000”)
    • Cash and cash equivalents in the cash-flow statement (167,273,408; 2025: 133,361,462) differ from 'Cash and bank balances' in the statement of financial position (234,761,670; 2025: 159,153,504): the cash-flow definition (note 15) excludes some balances. The 2025 consolidated balance sheet carries an investment in subsidiaries (94,499) and no non-controlling interest; in 2026 the subsidiary is consolidated (non-controlling interest 5,266). No attribution of profit to owners and non-controlling interests is printed. Interest on lease liabilities and amortisation of right-of-use assets are operating expenses. 'Receipt ( Payments) of lease liabilities' is printed positive in both years.
    • Printed subtotals differ by 1 from their lines in places (rounding): 2026 profit before tax (lines give 38,299,890), 2026 total assets (lines give 623,958,224), 2026 investing total (lines give (41,272,231)); 2025 closing cash 133,361,462 against opening cash plus movements and exchange gains of 133,361,464 (difference 2; validation fails cf.closing_cash for 2025; checked on the page image p17). Kept as printed.
    Technical details
    File
    172 pages, scanned (figures read by OCR and checked against the page image)
    SHA-256
    2c1b05986a423c86a2320e42d4dd787279de8b7028e5b5af8a533e812789de14
    Entity as printed
    Awash Bank S.C. (Awash Bank Share Company) and its consolidated subsidiary (the Group)
    Exchange copy
    retrieved 2026-10-08T18:04:17Z
  • Awash Bank Annual Report 2024/25 (Awash Bank S.C. Financial Statements for the year ended 30 June 2025)

    Year ended 30 June 2025 · Annual report · signed / final

    Audit: Audit Services Corporation (Federal Democratic Republic of Ethiopia), unmodified opinion · signed

    Auditor's sign-off: Audit Services Corporation (handwritten signature and seal); engagement partner Woizero Banchiayehu Tamirat

    Final status: The independent auditor's report of Audit Services Corporation (engagement partner Woizero Banchiayehu Tamirat; PDF pp58-61, scanned images) gives an unqualified opinion (p58), carries a handwritten 'Audit Services Corporation' signature and the corporation's seal, and is dated 'Addis Ababa, 30 September 2025' (p61, page image). The statement of financial position states board approval on 30 September 2025 with the names of Gure Kumssa Deressa (Board Chairman) and Tsehay Shiferaw Ensermu (CEO) printed (p68).

    Document date
    30 Sep 2025
    Auditor's report
    30 Sep 2025
    Board approval
    30 Sep 2025
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY to 30 Jun 2025, FY to 30 Jun 2024
    Basis
    company statements · ETB thousands (printed “ETB'000”)
    • Bank layout: no current/non-current split. The other comprehensive income total (93 034; 2024: (5 405)) is printed without a label. Interest on lease liabilities is presented among operating expenses. The statement of changes in equity (p69) is not transcribed.
    • Note 15a states 'Cash and bank balances in the statement of cash flows are the same as on the statement of financial position', but the cash-flow figures (133 361 462; 2024: 38 392 995) exclude the reserve account with the NBE and the loss allowance shown in note 15 (p136); the reconciliation is recorded through the cash definition.
    • Rounding differences of 1 in the 2024 equity total are kept as printed.
    • Separate statements of the Bank only. The Bank holds one subsidiary, Awash Capital S.C., under formation and not yet operating, carried at 94 499 (note 18, p75); no consolidated statements are printed or referred to, and the auditor's report covers 'the financial statements of Awash Bank Share Company' (p58).
    Technical details
    File
    210 pages, with a text layer
    SHA-256
    574d7cd06ae47d4b60ef28f745a33c2fc8fd844c8e404923b46b25bab6d39dda
    Entity as printed
    Awash Bank S.C. / Awash Bank Share Company
    Issuer copy
    retrieved 2026-10-08T19:52:48Z
  • Awash Bank Annual Report 2023/24

    Year ended 30 June 2024 · Annual report · signed / final

    Audit: Audit Services Corporation (Woizero Banchiayehu Tamirat), unmodified opinion · signed

    Auditor's sign-off: Audit Services Corporation; engagement partner Woizero Banchiayehu Tamirat

    Final status: Independent auditor's report of Audit Services Corporation to the shareholders of Awash Bank Share Company (image pages PDF pp49-52; opinion p49, unmodified; engagement partner Woizero Banchiayehu Tamirat) is signed by hand 'Audit Services Corporation' with the corporation's stamp, dated 'Addis Ababa 25 October 2024' (page image p52). The statement of financial position records approval by the Board of Directors on 25 October 2024, with the typeset names of the Board Chairman (Gure Kumssa Deressa) and the CEO (Tsehay Shiferaw Ensermu) (p59).

    Document date
    25 Oct 2024
    Auditor's report
    25 Oct 2024
    Board approval
    25 Oct 2024
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY to 30 Jun 2023
    Basis
    company statements · ETB thousands (printed “ETB'000”)
    • Basis: the Bank alone. The FY2026 report is consolidated (a subsidiary acquired in FY2025); the FY2024 report prints no consolidated statements and no investment in subsidiaries.
    • Cash and cash equivalents in the statement of cash flows (38,392,995; 2023: 21,278,071, p61) differ from 'Cash and bank balances' in the statement of financial position (54,890,314; 2023: 34,876,315, p59); the cash-flow definition (note 15) excludes some balances. Not reconciled here.
    • The OCI total is printed without a label under the OCI lines (p58); the two deferred tax lines in OCI share the label 'Deferred tax (liability)/asset on remeasurement gain or loss'.
    Technical details
    File
    192 pages, with a text layer
    SHA-256
    a739b053fadb740305b045c0c68d4dbdadfd1b145c09fcd5f25ddce81fe8f528
    Entity as printed
    Awash Bank S.C. (Awash Bank Share Company)
    Issuer copy
    retrieved 2026-10-08T19:52:46Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text; read from the page image) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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