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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

Caixa Angola

No ticker printed · Bolsa de Dívida e Valores de Angola · Company statements

On this page
Company details
Legal name
Banco Caixa Geral Angola, S.A.
Listing
No ticker printed on the Bolsa de Dívida e Valores de Angola, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2024 · annual report, signed / final · source

  • Net interest income

    AOA 63.3 billion

    63,292,554 AOA thousands · p79

    +27.7% vs 2023

    Interest income less interest expense, as printed.

  • Produto da actividade bancária

    AOA 95.2 billion

    95,181,164 AOA thousands · p79

    +23.5% vs 2023

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    AOA 50.1 billion

    50,104,090 AOA thousands · p79

    +36.7% vs 2023

  • Total assets

    AOA 1.09 trillion

    1,091,317,413 AOA thousands · p81

    +3.3% vs 2023

  • Customer deposits

    AOA 895 billion

    895,478,398 AOA thousands · p81

    −0.3% vs 2023

  • Total equity

    AOA 171 billion

    171,274,053 AOA thousands · p81

    +23.2% vs 2023

Large amounts are rounded for reading (AOA million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in AOA thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2024 — annual report, signed / final; reported for the year · source
  • FY2023 — annual report, signed / final; comparative in the FY2024 filing · source

Income statement

Income statement, AOA thousands. Columns: FY2024 — annual report (signed / final), as reported for the year; FY2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY2024Annual reportreported for the yearFY2023Annual reportcomparative in FY2024 filing
Juros e rendimentos similares 89,584,325 68,250,568
Juros e encargos similares (26,291,771) (18,683,143)
Margem financeira 63,292,554 49,567,425
Rendimentos de serviços e comissões 21,341,805 12,910,070
Encargos com serviços e comissões (4,323,797) (3,658,638)
Resultados de activos financeiros ao justo valor através de1 –2 66,676
Resultados de investimentos ao custo amortizado3 –2 714,169
Resultados cambiais 17,307,060 19,505,255
Resultados de alienação de outros activos4 52,124 12,811
Outros resultados de exploração5 (2,488,582) (2,073,638)
Produto da actividade bancária 95,181,164 77,044,130
Custos com pessoal (17,059,981) (14,213,166)
Fornecimentos e serviços de terceiros6 (9,271,369) (7,700,673)
Depreciações e amortizações do exercício7 (3,756,705) (3,024,845)
Provisões líquidas de anulações8 (1,134,028) (1,495,554)
Imparidade para crédito a clientes líquida de reversões (4,148,864) (7,353,665)
Imparidade para outros activos financeiros líquida de reversões e recuperações9 967,149 (437,823)
Imparidade para outros activos líquida de reversões e recuperações10 (368,535) (465,304)
Resultado antes de impostos de operações em continuação 60,408,831 42,353,100
Correntes11 (5,034,038) (2,808,266)
Diferidos12 (5,270,703) (2,903,617)
Resultado Líquido do Exercício 50,104,090 36,641,217
Variação de justo valor de instrumentos de capital ao justo 99,678 103,286
Total do Rendimento Integral 50,203,768 36,744,503
  1. Printed “-”, read as nil: subtotal_arithmetic: is.total_operating_income.
Notes and alternative reported figures (11)
  1. “Resultados de activos financeiros ao justo valor através de” is an issuer-specific line, not mapped to a shared definition: Within produto da actividade bancária.
  2. “Resultados de investimentos ao custo amortizado” is an issuer-specific line, not mapped to a shared definition: Within produto da actividade bancária.
  3. “Resultados de alienação de outros activos” is an issuer-specific line, not mapped to a shared definition: Within produto da actividade bancária.
  4. “Outros resultados de exploração” is an issuer-specific line, not mapped to a shared definition: Within produto da actividade bancária.
  5. “Fornecimentos e serviços de terceiros” is an issuer-specific line, not mapped to a shared definition: Operating costs.
  6. “Depreciações e amortizações do exercício” is an issuer-specific line, not mapped to a shared definition: Depreciation and amortisation together.
  7. “Provisões líquidas de anulações” is an issuer-specific line, not mapped to a shared definition: Provisions net of releases.
  8. “Imparidade para outros activos financeiros líquida de reversões e recuperações” is an issuer-specific line, not mapped to a shared definition: Impairment of financial assets other than loans.
  9. “Imparidade para outros activos líquida de reversões e recuperações” is an issuer-specific line, not mapped to a shared definition: Impairment of non-financial assets.
  10. “Correntes” is an issuer-specific line, not mapped to a shared definition: Current income tax.
  11. “Diferidos” is an issuer-specific line, not mapped to a shared definition: Deferred income tax.

Balance sheet

Balance sheet, AOA thousands. Columns: FY2024 — annual report (signed / final), as reported for the year; FY2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY2024Annual reportreported for the yearFY2023Annual reportcomparative in FY2024 filing
Caixa e disponibilidades em bancos centrais 216,330,235 187,616,248
Disponibilidades em outras instituições de crédito1 84,486,129 129,837,401
Aplicações em bancos centrais e em outras instituições de crédito2 104,013,462 67,625,726
Activos financeiros ao justo valor através de outro rendimento 446,472 287,597
Investimentos ao custo amortizado 267,464,666 294,715,744
Crédito a clientes 391,726,192 353,352,559
Outros activos tangíveis 13,421,550 12,597,955
Activos intangíveis 7,332,581 3,661,222
Activos por impostos correntes 691,056 240,623
Activos por impostos diferidos –3 831,733
Outros activos 5,405,070 5,862,922
Total do activo 1,091,317,413 1,056,629,730
Recursos de bancos centrais e de outras instituições de crédito 4,100,595 5,809,869
Recursos de clientes e outros empréstimos4 895,478,398 898,520,128
Provisões 3,231,462 2,120,185
Passivos por impostos correntes 2,416,207 709,793
Passivos por impostos diferidos 4,300,546 –5
Outros passivos 10,516,152 10,445,274
Total do passivo 920,043,360 917,605,249
Capital Social 60,000,000 60,000,000
Reservas de reavaliação 361,967 262,289
Outras reservas e resultados transitados6 60,807,996 42,120,975
Resultado Líquido do Exercício7 50,104,090 36,641,217
Total do capital próprio 171,274,053 139,024,481
Total do passivo e do capital próprio 1,091,317,413 1,056,629,730
  1. Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
  2. Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (5)
  1. “Disponibilidades em outras instituições de crédito” is an issuer-specific line, not mapped to a shared definition: Demand balances with other credit institutions.
  2. “Aplicações em bancos centrais e em outras instituições de crédito”: mapping to a shared definition is uncertain. Placements with central banks and other credit institutions; demand balances with other banks are printed on their own line.
  3. “Recursos de clientes e outros empréstimos”: mapping to a shared definition is uncertain. Customer deposits and other loans, one printed line.
  4. “Outras reservas e resultados transitados” is an issuer-specific line, not mapped to a shared definition: Other reserves and retained earnings, one line.
  5. “Resultado Líquido do Exercício” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.

Cash flow

Cash flow, AOA thousands. Columns: FY2024 — annual report (signed / final), as reported for the year; FY2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY2024Annual reportreported for the yearFY2023Annual reportcomparative in FY2024 filing
Juros, comissões e outros proveitos equiparados recebidos1 108,743,072 88,741,784
Juros, comissões e outros proveitos equiparados pagos2 (33,664,447) (22,507,271)
Pagamentos a empregados e fornecedores3 (26,502,414) (21,009,499)
Outros resultados4 5,201,229 6,381,307
Fluxos de caixa antes das alterações nos activos5 53,777,440 51,606,321
Aplicações em instituições de crédito6 (23,305,324) (6,465,359)
Crédito a clientes7 (22,906,517) (144,724,641)
Recursos de instituições de crédito8 (1,739,411) 3,959,784
Recursos de clientes e outros empréstimos9 (41,737,392) 46,222,348
Outros activos e passivos operacionais10 638,984 108,653
Fluxos de caixa líquidos das actividades operacionais,1112 (89,049,660) (100,899,215)
Impostos sobre os lucros pagos (3,778,057) (6,841,195)
Fluxos de caixa líquidos das actividades operacionais (39,050,277) (56,134,089)
Investimentos ao custo amortizado13 34,176,452 34,557,298
Compra de imobilizações14 (8,653,086) (5,043,103)
Fluxos de caixa líquidos das actividades de investimento 25,523,366 29,514,195
Dividendos de acções ordinárias pagos (17,954,196) (17,240,243)
Pagamentos referentes a passivos da locação15 (54,312) (382,953)
Fluxos de caixa líquidos das actividades de financiamento (18,008,508) (17,623,196)
Variação líquida em caixa e seus equivalentes (31,535,419) (44,243,090)
Caixa e equivalentes no início do período 317,204,581 264,809,543
Efeitos da variação cambial em caixa e seus equivalentes 14,653,021 96,638,128
Caixa e equivalentes no fim do período 300,322,183 317,204,581
Notes and alternative reported figures (15)
  1. “Juros, comissões e outros proveitos equiparados recebidos” is an issuer-specific line, not mapped to a shared definition: Operating activities (direct method).
  2. “Juros, comissões e outros proveitos equiparados pagos” is an issuer-specific line, not mapped to a shared definition: Operating activities (direct method).
  3. “Pagamentos a empregados e fornecedores” is an issuer-specific line, not mapped to a shared definition: Operating activities (direct method).
  4. “Outros resultados” is an issuer-specific line, not mapped to a shared definition: Operating activities (direct method).
  5. “Fluxos de caixa antes das alterações nos activos” is an issuer-specific line, not mapped to a shared definition: Operating subtotal.
  6. “Aplicações em instituições de crédito” is an issuer-specific line, not mapped to a shared definition: Change in operating assets.
  7. “Crédito a clientes” is an issuer-specific line, not mapped to a shared definition: Change in operating assets.
  8. “Recursos de instituições de crédito” is an issuer-specific line, not mapped to a shared definition: Change in operating liabilities.
  9. “Recursos de clientes e outros empréstimos” is an issuer-specific line, not mapped to a shared definition: Change in operating liabilities.
  10. “Outros activos e passivos operacionais” is an issuer-specific line, not mapped to a shared definition: Change in other operating assets and liabilities.
  11. “Fluxos de caixa líquidos das actividades operacionais,” is an issuer-specific line, not mapped to a shared definition: As printed, the total of the changes in operating assets and liabilities.
  12. “Fluxos de caixa líquidos das actividades operacionais,”: mapping to a shared definition is uncertain. Printed 'Fluxos de caixa líquidos das actividades operacionais, / antes de impostos sobre os lucros' over two lines, but the amount printed is the total of the changes in operating assets and liabilities only (it excludes the flows before those changes, printed above); the net operating cash flow equals the flows before changes plus this amount less income tax paid.
  13. “Investimentos ao custo amortizado” is an issuer-specific line, not mapped to a shared definition: Investing activities: net flows on securities at amortised cost.
  14. “Compra de imobilizações”: mapping to a shared definition is uncertain. Purchases of fixed assets (tangible and intangible together).
  15. “Pagamentos referentes a passivos da locação”: mapping to a shared definition is uncertain. Payments relating to lease liabilities (principal and interest not distinguished).

Per share and shares

Per share and shares. Columns: FY2024 — annual report (signed / final), as reported for the year; FY2023 — annual report (signed / final), comparative reported in the annual report for 2024.
Line (as printed) FY2024Annual reportreported for the yearFY2023Annual reportcomparative in FY2024 filing
Earnings / (loss) per share (per share)1 2,505 1,832
Weighted average shares (shares)2 20,000,000 20,000,000
Notes and alternative reported figures (2)
  1. Earnings / (loss) per share: printed as “Resultados por acção básico (em kwanzas)”.
  2. Weighted average shares: printed as “Número médio de acções ordinárias emitidas”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2024 Dividends paid (cash flow statement) Dividendos de acções ordinárias pagos (17,954,196) AOA thousands Annual report, p83
31 Dec 2023 Dividends paid (cash flow statement) Dividendos de acções ordinárias pagos (17,240,243) AOA thousands Annual report, p83

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Relatório de Gestão e Contas 2024

    Year ended 31 December 2024 · Annual report · signed / final

    Audit: PricewaterhouseCoopers (Angola), Limitada, unmodified opinion · signed

    Auditor's sign-off: Ricardo Santos, Perito Contabilista Nº 20120086, for PricewaterhouseCoopers (Angola), Limitada

    Final status: Independent auditor's report by PricewaterhouseCoopers (Angola), Limitada, represented by Ricardo Santos, Perito Contabilista Nº 20120086, unmodified opinion, dated '28 de Fevereiro de 2025' with a hand signature (PDF pp221-227, page images). Each statement page signed by hand 'Pela Direcção de Contabilidade' and 'Pela Administração' (pp79-83); board declaration of conformity dated 14 February 2025 with hand signatures (p215).

    Document date
    28 Feb 2025
    Auditor's report
    28 Feb 2025
    Board approval
    14 Feb 2025
    Retrieved by us
    17 Oct 2026 (not a publication date)
    Used for
    statement columns FY2024, FY2023
    Basis
    company statements · AOA thousands (printed “mKz”)
    • Directory name 'Banco Caixa Geral Angola'; the report prints 'Banco Caixa Geral Angola, S.A. (adiante igualmente designado por “Banco” ou “Caixa Angola”)', formerly 'Banco Caixa Geral Totta de Angola, S.A.', renamed 'Banco Caixa Geral Angola, S.A.' on 22 January 2016 (note 1, p84).
    • Income tax is printed as 'Correntes' (5 034 038) and 'Diferidos' (5 270 703) under 'Impostos sobre os resultados' with no total (p79). Caixa e equivalentes in the cash-flow statement (300 322 183) comprise Caixa, Disponibilidades em Bancos Centrais and Disponibilidades em outras instituições de crédito before impairment (83 991 948 against 84 486 129 on the balance sheet) (p81, p83); no cash definition is recorded.
    • The cash-flow line 'Fluxos de caixa líquidos das actividades operacionais, antes de impostos sobre os lucros' prints (89 049 660) (2023: (100 899 215)) (p83, render checked): the total of the changes in operating assets and liabilities only. The net operating cash flow (39 050 277) (2023: (56 134 089)) equals the flows before those changes (53 777 440; 2023: 51 606 321) plus that total less income tax paid. Recorded as printed (native concept, mapping ambiguous), with both lines within the net operating cash flow.
    • Diluted earnings per share printed identically to basic (2 505; 2023: 1 832 kwanzas, p79). Key audit matter: impairment losses on loans and advances to customers (p222).
    Technical details
    File
    292 pages, scanned (figures read by OCR and checked against the page image)
    SHA-256
    115a52190dd3e741d55a4aa87ab5f4988021b0b164cca7cd1645dd65f1c24403
    Entity as printed
    Banco Caixa Geral Angola, S.A. ('Banco' or 'Caixa Angola'), formerly Banco Caixa Geral Totta de Angola, S.A. (note 1, p84)
    Regulator copy
    retrieved 2026-10-17T13:53:00Z

Data notes

  • Encargos com serviços e comissões — OCR read '(3658 638)'; the page image shows '(3 658 638)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Resultados de alienação de outros activos — OCR read '12811'; the page image shows '12 811'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Outros resultados de exploração — OCR read '(2488 582)'; the page image shows '(2 488 582)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Depreciações e amortizações do exercício — OCR read '(3756 705)'; the page image shows '(3 756 705)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Imparidade para crédito a clientes líquida de reversões — OCR read '(4148 864)'; the page image shows '(4 148 864)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Imparidade para outros activos líquida de reversões e recuperações — OCR read '(368535)'; the page image shows '(368 535)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Diferidos — OCR read '(5270 703)'; the page image shows '(5 270 703)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Resultados por acção básico (em kwanzas) — OCR read '2505'; the page image shows '2 505'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Resultados por acção básico (em kwanzas) — OCR read '1832'; the page image shows '1 832'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p79)
  • Provisões — OCR read '2120 185'; the page image shows '2 120 185'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p81)
  • Aplicações em instituições de crédito — OCR read '(6465 359)'; the page image shows '(6 465 359)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p83)
  • Impostos sobre os lucros pagos — OCR read '(3778 057)'; the page image shows '(3 778 057)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p83)
  • Fluxos de caixa líquidos das actividades operacionais — OCR read '(56 134089)'; the page image shows '(56 134 089)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p83)
  • Dividendos de acções ordinárias pagos — OCR read '(17 240243)'; the page image shows '(17 240 243)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p83)
  • Pagamentos referentes a passivos da locação — OCR read '(54312)'; the page image shows '(54 312)'. OCR drops a group space or misgroups the digits; the render prints the amount as corrected. (Relatório de Gestão e Contas 2024, p83)

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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