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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

BOA Bénin

BOAB · Bourse Régionale des Valeurs Mobilières · Company statements

On this page
Company details
Legal name
Bank of Africa Bénin
Listing
BOAB on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2024 · summary financial statements, final status not established · source

Read with these figures

  • Summary financial statements not confirmed as final. The published copy is not confirmed as the final version. The FY2024 figures come from it.
Full wording and sources

  • Summary financial statements for 2024: final status not established

    Four scanned BCEAO publication templates filed through the BRVM. Each page carries the stamp 'BANK OF AFRICA BENIN, Avenue Jean-Paul II, 08 B.P. 0879 - Cotonou' with two signatures, and the auditors' stamps 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification', each with initials (page images pp1-4). No auditor's report, opinion, auditor's name in text, date or board approval is printed.

    Source: BILAN_PUB - BILAN DESTINE A LA PUBLICATION / RESU_PUB - COMPTE DE RESULTAT DESTINE A LA PUBLICATION - Date d'arrêté 2024 12 31 (undated)

  • 2024, 2023: figures from a published summary

    These columns come from the issuer's summary financial statements, not its full financial statements; the summary does not state that its source statements were audited. The summary does not state its source. Templates 'BILAN DESTINE A LA PUBLICATION' and 'COMPTE DE RESULTAT DESTINE A LA PUBLICATION', date d'arrêté 2024 12 31, each page stamped 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification' (pp1-4). No auditor's report on the summary is printed. Each page bears the auditors' stamps 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification' with initials, beside the bank's signed stamp (pp1-4); no other assurance wording is printed. The exchange's title reads 'Etats financiers certifiés par les Commissaires aux Comptes'. Bilan actif (p1), bilan passif (p2), compte de résultat (p3) and hors bilan (p4) in the BCEAO publication templates, columns 31/12/2023 and 31/12/2024 'MONTANTS NETS' (amounts printed in full). No cash-flow statement, notes, statement of changes in equity or earnings per share. The hors bilan is not transcribed.

    Source: BILAN_PUB - BILAN DESTINE A LA PUBLICATION / RESU_PUB - COMPTE DE RESULTAT DESTINE A LA PUBLICATION - Date d'arrêté 2024 12 31 (undated)

  • Revenue

    Not reported in this filing

  • Operating profit / (loss)

    XOF 21.5 billion

    21,455,499,312 XOF units · p3

    −6.8% vs 2023

  • Profit / (loss) for the year

    XOF 19.6 billion

    19,647,175,711 XOF units · p3

    −8.7% vs 2023

  • Total assets

    XOF 940 billion

    940,187,227,041 XOF units · p1

    +3.7% vs 2023

  • Total equity

    XOF 117 billion

    117,396,355,692 XOF units · p2

    +4.1% vs 2023

  • Cash from operations

    Not reported in this filing

Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF units unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2024 — summary financial statements (summary), final status not established; reported for the year · source
  • FY2023 — summary financial statements (summary), final status not established; comparative in the FY2024 filing · source
    • 2024, 2023: figures from a published summary. These columns come from the issuer's summary financial statements, not its full financial statements; the summary does not state that its source statements were audited. The summary does not state its source. Templates 'BILAN DESTINE A LA PUBLICATION' and 'COMPTE DE RESULTAT DESTINE A LA PUBLICATION', date d'arrêté 2024 12 31, each page stamped 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification' (pp1-4). No auditor's report on the summary is printed. Each page bears the auditors' stamps 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification' with initials, beside the bank's signed stamp (pp1-4); no other assurance wording is printed. The exchange's title reads 'Etats financiers certifiés par les Commissaires aux Comptes'. Bilan actif (p1), bilan passif (p2), compte de résultat (p3) and hors bilan (p4) in the BCEAO publication templates, columns 31/12/2023 and 31/12/2024 'MONTANTS NETS' (amounts printed in full). No cash-flow statement, notes, statement of changes in equity or earnings per share. The hors bilan is not transcribed.

Income statement

Income statement, XOF units. Columns: FY2024 — summary financial statements (final status not established), as reported for the year; FY2023 — summary financial statements (final status not established), comparative reported in the summary financial statements for 2024.
Line (as printed) FY2024Summary financial statements (summary)reported for the yearFY2023Summary financial statements (summary)comparative in FY2024 filingsource limitations
INTERETS ET PRODUITS ASSIMILES 53,500,431,945 52,396,384,048
INTERETS ET CHARGES ASSIMILEES (22,609,958,764) (20,521,610,616)
REVENUS DES TITRES A REVENU VARIABLE1 1,392,337,365 1,252,765,222
COMMISSIONS (PRODUITS) 11,239,375,626 11,482,865,760
COMMISSIONS (CHARGES) (928,898,988) (570,516,600)
PORTEFEUILLES DE NEGOCIATION2 1,244,283,496 1,345,136,060
PORTEFEUILLES DE PLACEMENT ET ASSIMILES3 1,495,575,830 1,606,955,992
AUTRES PRODUITS D'EXPLOITATION BANCAIRE4 1,217,053,119 923,870,088
AUTRES CHARGES D'EXPLOITATION BANCAIRE5 (23,476,233) (83,410,215)
PRODUIT NET BANCAIRE 46,526,723,396 47,832,439,739
CHARGES GENERALES D'EXPLOITATION (22,369,685,063) (22,910,259,126)
DEPRECIATIONS DES IMMO. INCORP. & CORP.6 (2,577,274,912) (2,614,813,135)
RESULTAT BRUT D'EXPLOITATION 21,579,763,421 22,307,367,478
COÛT DU RISQUE (124,264,109) 705,521,710
RESULTAT D'EXPLOITATION 21,455,499,312 23,012,889,188
GAINS OU PERTES NETS SUR ACTIFS IMMOBILISE7 463,005,799 1,061,062,982
RESULTAT AVANT IMPÔT 21,918,505,111 24,073,952,170
IMPÔTS SUR LES BENEFICES (2,271,329,400) (2,545,206,300)
RÉSULTAT NET 19,647,175,711 21,528,745,870
Notes and alternative reported figures (7)
  1. “REVENUS DES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Dividend and similar income from variable-income securities.
  2. “PORTEFEUILLES DE NEGOCIATION” is an issuer-specific line, not mapped to a shared definition: Net gains on the trading portfolio.
  3. “PORTEFEUILLES DE PLACEMENT ET ASSIMILES” is an issuer-specific line, not mapped to a shared definition: Net gains on the placement portfolio.
  4. “AUTRES PRODUITS D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating income.
  5. “AUTRES CHARGES D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating charges.
  6. “DEPRECIATIONS DES IMMO. INCORP. & CORP.” is an issuer-specific line, not mapped to a shared definition: Depreciation and impairment of intangible and tangible fixed assets.
  7. “GAINS OU PERTES NETS SUR ACTIFS IMMOBILISE” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on fixed assets.

Balance sheet

Balance sheet, XOF units. Columns: FY2024 — summary financial statements (final status not established), as reported for the year; FY2023 — summary financial statements (final status not established), comparative reported in the summary financial statements for 2024.
Line (as printed) FY2024Summary financial statements (summary)reported for the yearFY2023Summary financial statements (summary)comparative in FY2024 filingsource limitations
CAISSE, BANQUE CENTRALE, CCP 60,216,760,002 21,048,931,710
EFFETS PUBLICS ET VALEURS ASSIMILEES1 319,667,392,164 342,494,856,040
CREANCES INTERBANCAIRES ET ASSIMILEES 12,623,737,146 13,964,053,208
CREANCES SUR LA CLIENTELE 408,395,955,500 401,275,895,666
OBLIGATIONS ET AUTRES TITRES A REVENU FIXE2 24,534,472,012 29,757,715,521
ACTIONS ET AUTRES TITRES A REVENU VARIABLE3 31,165,216,618 31,132,499,348
ACTIONNAIRES OU ASSOCIES4 0 0
AUTRES ACTIFS 20,861,659,806 12,637,846,351
COMPTES DE REGULARISATION5 7,568,629,114 2,587,324,825
PARTICIPATIONS ET AUTRES TITRES DETENUS A LONG TERME6 300,000,000 300,000,000
PARTS DANS LES ENTREPRISES LIEES7 17,960,783,630 17,539,633,679
PRETS SUBORDONNES8 4,072,134,831 0
IMMOBILISATIONS INCORPORELLES 3,144,854,398 3,242,272,310
IMMOBILISATIONS CORPORELLES 29,675,631,819 30,842,777,203
TOTAL DE L'ACTIF 940,187,227,041 906,823,805,860
BANQUES CENTRALES, CCP9 0 0
DETTES INTERBANCAIRES ET ASSIMILEES 70,456,904,519 127,080,561,682
DETTES A L'EGARD DE LA CLIENTELE 734,344,110,214 646,519,208,569
DETTES REPRESENTEES PAR UN TITRE10 0 0
AUTRES PASSIFS 7,962,062,731 9,624,178,602
COMPTES DE REGULARISATION11 7,331,576,346 7,402,957,106
PROVISIONS 2,696,217,538 3,379,290,588
EMPRUNTS ET TITRES EMIS SUBORDONNES12 0 0
CAPITAUX PROPRES ET RESSOURCES ASSIMILEES 117,396,355,692 112,817,609,313
CAPITAL SOUSCRIT 40,561,048,000 20,280,524,000
PRIMES LIEES AU CAPITAL 0 603,405,294
RESERVES13 57,188,131,981 70,024,493,489
ECARTS DE REEVALUATION 0 0
PROVISIONS REGLEMENTEES14 0 0
REPORT A NOUVEAU (+/-) 0 380,440,660
RESULTAT DE L'EXERCICE (+/-)15 19,647,175,711 21,528,745,870
Résultat année précédente en cours d'approbation16 0 0
TOTAL DU PASSIF 940,187,227,041 906,823,805,860
Notes and alternative reported figures (16)
  1. “EFFETS PUBLICS ET VALEURS ASSIMILEES” is an issuer-specific line, not mapped to a shared definition: Government securities (treasury bills and bonds) and similar.
  2. “OBLIGATIONS ET AUTRES TITRES A REVENU FIXE” is an issuer-specific line, not mapped to a shared definition: Bonds and other fixed-income securities.
  3. “ACTIONS ET AUTRES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Shares and other variable-income securities.
  4. “ACTIONNAIRES OU ASSOCIES” is an issuer-specific line, not mapped to a shared definition: Amounts due from shareholders (printed 0).
  5. “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and prepayments (assets).
  6. “PARTICIPATIONS ET AUTRES TITRES DETENUS A LONG TERME” is an issuer-specific line, not mapped to a shared definition: Equity participations and other long-term securities.
  7. “PARTS DANS LES ENTREPRISES LIEES” is an issuer-specific line, not mapped to a shared definition: Shares in related companies.
  8. “PRETS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated loans granted.
  9. “BANQUES CENTRALES, CCP” is an issuer-specific line, not mapped to a shared definition: Amounts due to central banks and postal accounts (printed 0).
  10. “DETTES REPRESENTEES PAR UN TITRE” is an issuer-specific line, not mapped to a shared definition: Debt securities issued (printed 0).
  11. “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and deferred income (liabilities).
  12. “EMPRUNTS ET TITRES EMIS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated borrowings and securities issued (printed 0).
  13. “RESERVES” is an issuer-specific line, not mapped to a shared definition: Reserves.
  14. “PROVISIONS REGLEMENTEES” is an issuer-specific line, not mapped to a shared definition: Regulated provisions within equity (printed 0).
  15. “RESULTAT DE L'EXERCICE (+/-)” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.
  16. “Résultat année précédente en cours d'approbation” is an issuer-specific line, not mapped to a shared definition: Prior-year result awaiting approval (printed 0).

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

No dividend statement or amount collected.

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • BILAN_PUB - BILAN DESTINE A LA PUBLICATION / RESU_PUB - COMPTE DE RESULTAT DESTINE A LA PUBLICATION - Date d'arrêté 2024 12 31

    Year ended 31 December 2024 · Summary financial statements (summary) · final status not established

    Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: Four scanned BCEAO publication templates filed through the BRVM. Each page carries the stamp 'BANK OF AFRICA BENIN, Avenue Jean-Paul II, 08 B.P. 0879 - Cotonou' with two signatures, and the auditors' stamps 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification', each with initials (page images pp1-4). No auditor's report, opinion, auditor's name in text, date or board approval is printed.

    Document date
    none printed — undated
    Auditor's report
    date not found in this document
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2024, FY2023
    Basis
    company statements · XOF units (printed “MONTANTS NETS (no unit printed; amounts printed in full)”)
    • The printed actif lines add up to 1 FCFA less than TOTAL DE L'ACTIF at 31/12/2024 (940 187 227 040 against 940 187 227 041) and 1 FCFA more at 31/12/2023 (906 823 805 861 against 906 823 805 860); the passif lines add up to 940 187 227 040 at 31/12/2024 against TOTAL DU PASSIF 940 187 227 041 (pp1-2). Kept as printed; every cell compared with the render and with the OCR text.
    • Columns are printed comparative first (31/12/2023, 31/12/2024). No unit is printed; the amounts are printed in full (e.g. capital souscrit 40 561 048 000), recorded at scale 1 without any scaling. Bank layout: no total liabilities line; poste 9 'CAPITAUX PROPRES ET RESSOURCES ASSIMILEES' prints the total of postes 9.1-9.7. Charges print a minus, except 'IMPOTS SUR LES BENEFICES', printed positive and deducted (stored negative). The coût du risque is positive in 2023 (705 521 710, a net reversal).
    • No auditor's report on the summary is printed. Each page bears the auditors' stamps 'Forvis Mazars / Pour Authentification' and 'FIDUCIAIRE D'AFRIQUE / Pour Authentification' with initials, beside the bank's signed stamp (pp1-4); no other assurance wording is printed. The exchange's title reads 'Etats financiers certifiés par les Commissaires aux Comptes'.
    • Bilan actif (p1), bilan passif (p2), compte de résultat (p3) and hors bilan (p4) in the BCEAO publication templates, columns 31/12/2023 and 31/12/2024 'MONTANTS NETS' (amounts printed in full). No cash-flow statement, notes, statement of changes in equity or earnings per share. The hors bilan is not transcribed.
    Technical details
    File
    4 pages, scanned (figures read by OCR and checked against the page image)
    SHA-256
    4059fac30d58ea7fe736827e9fe9396711d17ceab7aa165293bf34356b26aaa7
    Entity as printed
    ETAT : BENIN ETABLISSEMENT : BANK OF AFRICA, CIB B0061 (template header, pp1-4); stamp 'BANK OF AFRICA BENIN'
    Exchange copy
    retrieved 2026-10-08T19:16:51Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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