Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review
BOA Mali
On this page
Company details
- Legal name
- BANK OF AFRICA MALI SA
- Listing
- BOAM on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
- Sector
- Not classified (our classification from the stated principal activity)
- Financial year ends
- 31 December
Overview
Year ended 31 December 2025 · audited financial statements, final status not established · source
Read with these figures
- Audited financial statements not confirmed as final. The published copy is not confirmed as the final version. The FY2025 figures come from it.
Full wording and sources
Audited financial statements for 2025: final status not established
Every page carries two stamps with hand signatures: 'Etats Financiers Certifiés par SARECI - SARL Commissaire aux Comptes' and 'Etats financiers conformes aux Etats financiers Audités par le Commissaire aux Comptes EXCO - EGCC International' (pp1-8 page images). No auditor's report (opinion, date) and no board approval are in the file.
Source: BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025) (undated)
-
PRODUIT NET BANCAIRE
XOF 38.0 billion
37,996,330,474 XOF units · p4
+5.1% vs 2024
Printed 'PRODUIT NET BANCAIRE' (p4), 37 996 330 474 for 2025; the UMOA PCB compte de résultat prints no net interest income subtotal.
-
RESULTAT D'EXPLOITATION
XOF 9.41 billion
9,414,331,581 XOF units · p4
+10.0% vs 2024
Printed 'RESULTAT D'EXPLOITATION' (p4), 9 414 331 581.
-
RESULTAT NET
XOF 11.1 billion
11,081,189,907 XOF units · p4
+21.5% vs 2024
Printed 'RESULTAT NET' (p4), 11 081 189 907 (partly overlapped by an auditor's signature on the image; the same amount is printed as 'RESULTAT DE L'EXERCICE' on p2).
-
Total assets
XOF 593 billion
593,455,473,338 XOF units · p1
+9.6% vs 2024
Printed 'TOTAL DE L'ACTIF' (p1), 593 455 473 338.
-
DETTES A L'EGARD DE LA CLIENTELE
XOF 503 billion
502,889,695,812 XOF units · p2
+19.6% vs 2024
Printed 'DETTES A L'EGARD DE LA CLIENTELE' (p2), 502 889 695 812.
-
CAPITAUX PROPRES ET RESSOURCES ASSIMILEES
XOF 49.8 billion
49,820,422,180 XOF units · p2
+7.8% vs 2024
Printed 'CAPITAUX PROPRES ET RESSOURCES ASSIMILEES' (p2), 49 820 422 180.
Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.
Financial statements
Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF units unless the row says otherwise; brackets are negative.
† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table
Column sources
- FY2025 — audited financial statements, final status not established; reported for the year · source
- FY2024 — audited financial statements, final status not established; comparative in the FY2025 filing · source
Income statement
| Line (as printed) | FY2025Audited financial statementsreported for the year | FY2024Audited financial statementscomparative in FY2025 filing |
|---|---|---|
| INTERETS ET PRODUITS ASSIMILES | 33,305,947,264 | 33,220,632,133 |
| INTERETS ET CHARGES ASSIMILEES | (10,578,185,764) | (12,011,151,110) |
| REVENUS DES TITRES A REVENU VARIABLE1 | 1,994,728,895 | 453,570,334 |
| COMMISSIONS (PRODUITS) | 11,289,427,168 | 12,216,285,241 |
| COMMISSIONS (CHARGES) | (606,599,472) | (381,584,580) |
| GAINS OU PERTES NETS SUR OPERATIONS2 | 2,237,583,738 | 1,752,632,529 |
| AUTRES PRODUITS D'EXPLOITATION BANCAIRE3 | 966,683,022 | 1,336,743,473 |
| AUTRES CHARGES D'EXPLOITATION BANCAIRE4 | (613,254,377) | (428,310,521) |
| PRODUIT NET BANCAIRE | 37,996,330,474 | 36,158,817,499 |
| CHARGES GENERALES D'EXPLOITATION5 | (19,677,565,853) | (19,137,414,613) |
| DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS6 | (4,314,395,115) | (1,158,855,575) |
| RESULTAT BRUT D'EXPLOITATION | 14,004,369,506 | 15,862,547,311 |
| COÛT DU RISQUE | (4,590,037,925) | (7,303,550,434) |
| RESULTAT D'EXPLOITATION | 9,414,331,581 | 8,558,996,877 |
| GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES7 | 2,007,900,892 | 910,052,783 |
| RESULTAT AVANT IMPOT | 11,422,232,473 | 9,469,049,660 |
| IMPÔT SUR LES BENEFICES | (341,042,566) | (345,577,756) |
| RESULTAT NET | 11,081,189,907 | 9,123,471,904 |
Notes and alternative reported figures (7)
- “REVENUS DES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: PCB compte de résultat poste 3.
- “GAINS OU PERTES NETS SUR OPERATIONS” is an issuer-specific line, not mapped to a shared definition: PCB poste 6.
- “AUTRES PRODUITS D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: PCB poste 8.
- “AUTRES CHARGES D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: PCB poste 9 (printed without sign; recorded negative).
- “CHARGES GENERALES D'EXPLOITATION” is an issuer-specific line, not mapped to a shared definition: PCB poste 12: staff costs and other general operating expenses (printed without sign; recorded negative).
- “DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS”: mapping to a shared definition is uncertain. PCB poste 13: two-line label '... DES IMMOBILISATIONS INCORPORELLES ET CORPORELLES'; depreciation and impairment of fixed assets. 31/12/2025 value read on the render (visual_only; OCR returns the same figure), because the OCR check cannot skip the printed 31/12/2024 value before it.
- “GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES” is an issuer-specific line, not mapped to a shared definition: PCB poste 17.
Balance sheet
| Line (as printed) | FY2025Audited financial statementsreported for the year | FY2024Audited financial statementscomparative in FY2025 filing |
|---|---|---|
| CAISSE, BANQUE CENTRALE, CCP | 87,938,595,587 | 31,756,966,422 |
| EFFETS PUBLICS ET VALEURS ASSIMILEES1 | 185,699,399,105 | 185,508,096,393 |
| CREANCES INTERBANCAIRES ET ASSIMILEES | 18,779,853,606 | 7,191,947,436 |
| CREANCES SUR LA CLIENTELE | 253,647,950,745 | 276,167,685,919 |
| ACTIONS ET AUTRES TITRES A REVENU VARIABLE2 | 10,763,786,707 | 5,421,661,522 |
| AUTRES ACTIFS | 2,706,598,601 | 2,056,594,987 |
| COMPTES DE REGULARISATION3 | 8,959,723,055 | 8,372,705,293 |
| PARTICIPATIONS ET AUTRES TITRES DETENUS A LONG4 | 154,650,000 | 154,650,000 |
| PARTS DANS LES ENTREPRISES LIEES5 | 1,114,166,232 | 583,245,658 |
| PRETS SUBORDONNES6 | 205,404,768 | 205,404,768 |
| IMMOBILISATIONS INCORPORELLES | 438,607,689 | 401,679,468 |
| IMMOBILISATIONS CORPORELLES | 23,046,737,243 | 23,670,552,753 |
| TOTAL DE L'ACTIF | 593,455,473,338 | 541,491,190,619 |
| DETTES INTERBANCAIRES ET ASSIMILEES | 20,350,083,937 | 54,592,074,444 |
| DETTES A L'EGARD DE LA CLIENTELE | 502,889,695,812 | 420,335,811,508 |
| AUTRES PASSIFS | 3,961,273,688 | 3,214,776,223 |
| COMPTES DE REGULARISATION7 | 5,656,189,490 | 7,476,428,538 |
| PROVISIONS | 3,560,180,693 | 2,460,391,770 |
| EMPRUNTS ET TITRES EMIS SUBORDONNES8 | 7,217,627,538 | 7,216,552,269 |
| CAPITAUX PROPRES ET RESSOURCES ASSIMILEES9 | 49,820,422,180 | 46,195,155,867 |
| CAPITAL SOUSCRIT | 27,450,000,000 | 27,450,000,000 |
| PRIMES LIEES AU CAPITAL10 | 0 | 0 |
| RESERVES11 | 9,703,816,001 | 8,335,295,215 |
| REPORT A NOUVEAU (+/-) | 1,585,416,272 | 1,286,388,748 |
| RESULTAT DE L'EXERCICE12 | 11,081,189,907 | 9,123,471,904 |
| TOTAL DU PASSIF | 593,455,473,338 | 541,491,190,619 |
Notes and alternative reported figures (12)
- “EFFETS PUBLICS ET VALEURS ASSIMILEES”: mapping to a shared definition is uncertain. Government securities and similar (PCB poste 2). 31/12/2025 value read on the render (visual_only; OCR returns the same figure), because the OCR check cannot skip the printed 31/12/2024 value before it.
- “ACTIONS ET AUTRES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: PCB actif poste 6.
- “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: PCB actif poste 9: prepayments and accrued income.
- “PARTICIPATIONS ET AUTRES TITRES DETENUS A LONG” is an issuer-specific line, not mapped to a shared definition: PCB actif poste 10.
- “PARTS DANS LES ENTREPRISES LIEES” is an issuer-specific line, not mapped to a shared definition: PCB actif poste 11.
- “PRETS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: PCB actif poste 12.
- “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: PCB passif poste 6.
- “EMPRUNTS ET TITRES EMIS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: PCB passif poste 8.
- “CAPITAUX PROPRES ET RESSOURCES ASSIMILEES”: mapping to a shared definition is uncertain. PCB poste 9: equity and assimilated resources (postes 10-16). 31/12/2025 value read on the render (visual_only; OCR returns the same figure), because the OCR check cannot skip the printed 31/12/2024 value before it.
- “PRIMES LIEES AU CAPITAL” is an issuer-specific line, not mapped to a shared definition: PCB passif poste 11.
- “RESERVES” is an issuer-specific line, not mapped to a shared definition: PCB passif poste 12.
- “RESULTAT DE L'EXERCICE” is an issuer-specific line, not mapped to a shared definition: PCB passif poste 16: the year's result within equity.
Segments
Segment data not yet collected for this company in the pilot.
Dividends
Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.
No dividend statement or amount collected.
Sources
Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.
-
BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025)
Year ended 31 December 2025 · Audited financial statements · final status not established
Audit: SARECI - SARL; EXCO - EGCC International (commissaires aux comptes, per the stamps) · no signature page in this document
Final status: Every page carries two stamps with hand signatures: 'Etats Financiers Certifiés par SARECI - SARL Commissaire aux Comptes' and 'Etats financiers conformes aux Etats financiers Audités par le Commissaire aux Comptes EXCO - EGCC International' (pp1-8 page images). No auditor's report (opinion, date) and no board approval are in the file.
- Document date
- none printed — undated
- Auditor's report
- date not found in this document
- Board approval
- date not found in this document
- Retrieved by us
- 8 Oct 2026 (not a publication date)
- Used for
- statement columns FY2025, FY2024
- Basis
- company statements · XOF units (printed “Not printed on pp1-4 (amounts in full FCFA; pp5-8 repeat them in millions)”)
- Auditor stamps on each page: 'Etats Financiers Certifiés par SARECI - SARL Commissaire aux Comptes' and 'Etats financiers conformes aux Etats financiers Audités par le Commissaire aux Comptes, EXCO - EGCC International', each with a hand signature (page images); no auditor's report is printed.
- BCEAO publication forms in FCFA units (pp1-4), repeated in millions of FCFA (pp5-8). Columns printed oldest first (31/12/2024 | 31/12/2025). Charges in the compte de résultat are printed without a sign; they are recorded negative (sign: negate). Several postes print no amounts (blank cells).
Technical details
- File
- 8 pages, scanned (figures read by OCR and checked against the page image)
- SHA-256
d7b18897c94a92a726c67ebc96c02a0506a8435b2db357e7edd5bc2000423fd2- Entity as printed
- BANK OF AFRICA MALI SA (BMCE GROUP)
- Exchange copy
- retrieved 2026-10-08T19:02:51Z
Data notes
- CREANCES INTERBANCAIRES ET ASSIMILEES — OCR read '18779 853 606'; the page image shows '18 779 853 606'. OCR drops a group space (render: '18 779 853 606') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p1)
- ACTIONS ET AUTRES TITRES A REVENU VARIABLE — OCR read '5421 661 522'; the page image shows '5 421 661 522'. OCR drops a group space (render: '5 421 661 522') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p1)
- AUTRES ACTIFS — OCR read '2056 594987'; the page image shows '2 056 594 987'. OCR drops a group space (render: '2 056 594 987') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p1)
- TOTAL DE L'ACTIF — OCR read '593455 473 338'; the page image shows '593 455 473 338'. OCR drops a group space (render: '593 455 473 338') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p1)
- AUTRES PASSIFS — OCR read '3961 273688'; the page image shows '3 961 273 688'. OCR drops a group space (render: '3 961 273 688') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p2)
- AUTRES PASSIFS — OCR read '3214776223'; the page image shows '3 214 776 223'. OCR drops a group space (render: '3 214 776 223') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p2)
- COMPTES DE REGULARISATION — OCR read '7476428538'; the page image shows '7 476 428 538'. OCR drops a group space (render: '7 476 428 538') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p2)
- REVENUS DES TITRES A REVENU VARIABLE — OCR read '1994728895'; the page image shows '1 994 728 895'. OCR drops a group space (render: '1 994 728 895') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- COMMISSIONS (PRODUITS) — OCR read '12216 285 241'; the page image shows '12 216 285 241'. OCR drops a group space (render: '12 216 285 241') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- GAINS OU PERTES NETS SUR OPERATIONS — OCR read '2237 583738'; the page image shows '2 237 583 738'. OCR drops a group space (render: '2 237 583 738') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- GAINS OU PERTES NETS SUR OPERATIONS — OCR read '1752 632 529'; the page image shows '1 752 632 529'. OCR drops a group space (render: '1 752 632 529') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- AUTRES PRODUITS D'EXPLOITATION BANCAIRE — OCR read '1336743473'; the page image shows '1 336 743 473'. OCR drops a group space (render: '1 336 743 473') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- AUTRES CHARGES D'EXPLOITATION BANCAIRE — OCR read '613 254377'; the page image shows '613 254 377'. OCR drops a group space (render: '613 254 377') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- CHARGES GENERALES D'EXPLOITATION — OCR read '19677 565 853'; the page image shows '19 677 565 853'. OCR drops a group space (render: '19 677 565 853') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- CHARGES GENERALES D'EXPLOITATION — OCR read '19 137 414613'; the page image shows '19 137 414 613'. OCR drops a group space (render: '19 137 414 613') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS — OCR read '4314 395115'; the page image shows '4 314 395 115'. OCR drops a group space (render: '4 314 395 115') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS — OCR read '1158 855 575'; the page image shows '1 158 855 575'. OCR drops a group space (render: '1 158 855 575') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- RESULTAT D'EXPLOITATION — OCR read '9414 331 581'; the page image shows '9 414 331 581'. OCR drops a group space (render: '9 414 331 581') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- RESULTAT AVANT IMPOT — OCR read '9469 049 660'; the page image shows '9 469 049 660'. OCR drops a group space (render: '9 469 049 660') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
- RESULTAT NET — OCR read '11081 189 907'; the page image shows '11 081 189 907'. OCR drops a group space (render: '11 081 189 907') (BANK OF AFRICA MALI SA — BILAN destiné à publication; COMPTE DE RESULTAT destiné à publication (Date d'arrêté 31/12/2025), p4)
Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.
Download
Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.