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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

BICI CI

BICC · Bourse Régionale des Valeurs Mobilières · Company statements

On this page
Company details
Legal name
Banque Internationale pour le Commerce et l'Industrie de la Côte d'Ivoire
Listing
BICC on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · summary financial statements, final status not established · source

Read with these figures

  • Summary financial statements not confirmed as final. The published copy is not confirmed as the final version. The FY2025 figures come from it.
Full wording and sources

  • Summary financial statements for 2025: final status not established

    One-page publication of the bank's statements (bilan, hors bilan, compte de résultat) filed through the BRVM. No auditor's report, no statement that the figures are audited, no signature, no date and no board approval date is printed (PDF p1, page image).

    Source: ETATS FINANCIERS AU 31 DECEMBRE 2025 (undated)

  • 2025, 2024: figures from a published summary

    These columns come from the issuer's summary financial statements, not its full financial statements; the summary does not state that its source statements were audited. The summary does not state its source. Headed 'ETATS FINANCIERS AU 31 DECEMBRE 2025' (p1). No auditor's report on the summary is printed, and the page does not state whether the statements were audited (p1). Bilan (actif and passif), hors bilan and compte de résultat with 31/12/2024 and 31/12/2025 columns in millions of FCFA (PDF p1). No cash-flow statement, statement of changes in equity, notes or earnings per share. The hors bilan is not transcribed.

    Source: ETATS FINANCIERS AU 31 DECEMBRE 2025 (undated)

  • PRODUIT NET BANCAIRE

    XOF 79.6 billion

    79,563 XOF millions · p1

    +16.9% vs 2024

    Printed 'PRODUIT NET BANCAIRE' (p1), 79 563 for 2025; the UMOA bank format prints no net-interest-margin subtotal.

  • RESULTAT D'EXPLOITATION

    XOF 40.6 billion

    40,620 XOF millions · p1

    +41.2% vs 2024

    Printed 'RESULTAT D'EXPLOITATION' (p1), 40 620.

  • RESULTAT NET

    XOF 36.5 billion

    36,520 XOF millions · p1

    +39.3% vs 2024

    Printed 'RESULTAT NET' (p1), 36 520.

  • Total assets

    XOF 1.13 trillion

    1,126,270 XOF millions · p1

    +10.9% vs 2024

    Printed 'TOTAL DE L'ACTIF' (p1), 1 126 270.

  • DETTES A L'EGARD DE LA CLIENTELE

    XOF 953 billion

    952,872 XOF millions · p1

    +16.3% vs 2024

    Printed 'DETTES A L'EGARD DE LA CLIENTELE' (p1), 952 872.

  • CAPITAUX PROPRES ET RESSOURCES ASSIMILEES

    XOF 121 billion

    120,570 XOF millions · p1

    +20.8% vs 2024

    Printed 'CAPITAUX PROPRES ET RESSOURCES ASSIMILEES' (p1), 120 570.

Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF millions unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — summary financial statements (summary), final status not established; reported for the year · source
  • FY2024 — summary financial statements (summary), final status not established; comparative in the FY2025 filing · source
    • 2025, 2024: figures from a published summary. These columns come from the issuer's summary financial statements, not its full financial statements; the summary does not state that its source statements were audited. The summary does not state its source. Headed 'ETATS FINANCIERS AU 31 DECEMBRE 2025' (p1). No auditor's report on the summary is printed, and the page does not state whether the statements were audited (p1). Bilan (actif and passif), hors bilan and compte de résultat with 31/12/2024 and 31/12/2025 columns in millions of FCFA (PDF p1). No cash-flow statement, statement of changes in equity, notes or earnings per share. The hors bilan is not transcribed.

Income statement

Income statement, XOF millions. Columns: FY2025 — summary financial statements (final status not established), as reported for the year; FY2024 — summary financial statements (final status not established), comparative reported in the summary financial statements for 2025.
Line (as printed) FY2025Summary financial statements (summary)reported for the yearFY2024Summary financial statements (summary)comparative in FY2025 filingsource limitations
INTERETS ET PRODUITS ASSIMILES 62,121 55,661
INTERETS ET CHARGES ASSIMILEES (12,334) (9,996)
REVENUS DES TITRES A REVENU VARIABLE1 903 371
COMMISSIONS (PRODUITS) 30,883 23,263
COMMISSIONS (CHARGES) (4,550) (2,840)
GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE NEGOCIATION2 0 0
GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE PLACEMENT ET ASSIMILES3 64 0
AUTRES PRODUITS D'EXPLOITATION BANCAIRE4 2,593 3,030
AUTRES CHARGES D'EXPLOITATION BANCAIRE5 (117) (1,426)
PRODUIT NET BANCAIRE 79,563 68,063
SUBVENTIONS D'INVESTISSEMENT6 0 0
CHARGES GENERALES D'EXPLOITATION (34,248) (34,714)
DAP DES IMMO INCORP ET CORP7 (6,193) (3,271)
RESULTAT BRUT D'EXPLOITATION 39,122 30,078
COUT DU RISQUE 1,498 (1,309)
RESULTAT D'EXPLOITATION 40,620 28,769
GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES8 1,101 771
RESULTAT AVANT IMPOT 41,721 29,540
IMPOT SUR LES BENEFICES (5,201) (3,313)
RESULTAT NET 36,520 26,226
Notes and alternative reported figures (8)
  1. “REVENUS DES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Dividend and similar income from variable-income securities.
  2. “GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE NEGOCIATION” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the trading portfolio.
  3. “GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE PLACEMENT ET ASSIMILES” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the placement portfolio.
  4. “AUTRES PRODUITS D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating income.
  5. “AUTRES CHARGES D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating charges (printed positive; stored as a deduction).
  6. “SUBVENTIONS D'INVESTISSEMENT” is an issuer-specific line, not mapped to a shared definition: Investment subsidies (printed 0 in both years).
  7. “DAP DES IMMO INCORP ET CORP” is an issuer-specific line, not mapped to a shared definition: Dotations aux amortissements et provisions on intangible and tangible fixed assets (printed positive; stored as a deduction).
  8. “GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on fixed assets.

Balance sheet

Balance sheet, XOF millions. Columns: FY2025 — summary financial statements (final status not established), as reported for the year; FY2024 — summary financial statements (final status not established), comparative reported in the summary financial statements for 2025.
Line (as printed) FY2025Summary financial statements (summary)reported for the yearFY2024Summary financial statements (summary)comparative in FY2025 filingsource limitations
CAISSE, BANQUE CENTRALE, CCP 126,381 70,910
EFFETS PUBLICS ET VALEURS ASSIMILEES1 408,170 282,803
CREANCES INTERBANCAIRES ET ASSIMILEES 26,918 44,542
CREANCES SUR LA CLIENTELE 524,439 564,928
OBLIGATIONS ET AUTRES TITRES A REVENU FIXE2 166 208
ACTIONS ET AUTRES TITRES A REVENU VARIABLE3 0 0
ACTIONNAIRES OU ASSOCIES4 0 0
AUTRES ACTIFS 4,312 4,207
COMPTES DE REGULARISATION5 2,124 13,038
PARTICIPATIONS ET AUTRES TITRES DETENUS A6 286 286
PARTS DANS LES ENTREPRISES LIEES7 905 905
PRETS SUBORDONNES8 0 0
IMMOBILISATIONS INCORPORELLES 15,281 6,258
IMMOBILISATIONS CORPORELLES 17,288 27,493
TOTAL DE L'ACTIF 1,126,270 1,015,578
BANQUES CENTRALES, CCP9 0 0
DETTES INTERBANCAIRES ET ASSIMILEES 16,942 63,032
DETTES A L'EGARD DE LA CLIENTELE 952,872 819,426
DETTES REPRESENTEES PAR UN TITRE10 0 0
AUTRES PASSIFS 18,747 14,014
COMPTES DE REGULARISATION11 15,107 17,800
PROVISIONS 2,032 1,523
EMPRUNTS ET TITRES SUBORDONNES12 0 0
CAPITAUX PROPRES ET RESSOURCES ASSIMILEES 120,570 99,783
CAPITAL SOUSCRIT 25,000 25,000
PRIMES LIEES AU CAPITAL 1,853 1,853
RESERVES13 57,188 46,697
ECARTS DE REEVALUATION 0 0
PROVISIONS REGLEMENTEES14 0 0
REPORT A NOUVEAU (+/-) 9 7
RESULTAT DE L'EXERCICIE (+/-)15 36,520 26,226
TOTAL DU PASSIF 1,126,270 1,015,578
Notes and alternative reported figures (15)
  1. “EFFETS PUBLICS ET VALEURS ASSIMILEES” is an issuer-specific line, not mapped to a shared definition: Government securities (treasury bills and bonds) and similar.
  2. “OBLIGATIONS ET AUTRES TITRES A REVENU FIXE” is an issuer-specific line, not mapped to a shared definition: Bonds and other fixed-income securities.
  3. “ACTIONS ET AUTRES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Shares and other variable-income securities.
  4. “ACTIONNAIRES OU ASSOCIES” is an issuer-specific line, not mapped to a shared definition: Amounts due from shareholders (uncalled capital).
  5. “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and prepayments (assets).
  6. “PARTICIPATIONS ET AUTRES TITRES DETENUS A” is an issuer-specific line, not mapped to a shared definition: Equity participations and other long-term securities.
  7. “PARTS DANS LES ENTREPRISES LIEES” is an issuer-specific line, not mapped to a shared definition: Shares in related companies.
  8. “PRETS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated loans granted.
  9. “BANQUES CENTRALES, CCP” is an issuer-specific line, not mapped to a shared definition: Amounts due to central banks and postal accounts.
  10. “DETTES REPRESENTEES PAR UN TITRE” is an issuer-specific line, not mapped to a shared definition: Debt securities issued.
  11. “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and deferred income (liabilities).
  12. “EMPRUNTS ET TITRES SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated borrowings and securities.
  13. “RESERVES” is an issuer-specific line, not mapped to a shared definition: Reserves.
  14. “PROVISIONS REGLEMENTEES” is an issuer-specific line, not mapped to a shared definition: Regulated provisions (within equity under the banking chart of accounts).
  15. “RESULTAT DE L'EXERCICIE (+/-)” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

No dividend statement or amount collected.

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • ETATS FINANCIERS AU 31 DECEMBRE 2025

    Year ended 31 December 2025 · Summary financial statements (summary) · final status not established

    Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: One-page publication of the bank's statements (bilan, hors bilan, compte de résultat) filed through the BRVM. No auditor's report, no statement that the figures are audited, no signature, no date and no board approval date is printed (PDF p1, page image).

    Document date
    none printed — undated
    Auditor's report
    date not found in this document
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    company statements · XOF millions (printed “En Millions de FCFA”)
    • Columns are printed comparative first (31/12/2024, 31/12/2025). Bank layout: no total-liabilities line; 'CAPITAUX PROPRES ET RESSOURCES ASSIMILEES' totals the seven equity lines printed below it. Charges are printed as positive amounts and stored as deductions; the coût du risque is printed without sign and is a charge in 2024 and a net reversal in 2025 (by the printed results). No 'frais généraux' subtotal is printed. The equity line 'RESULTAT DE L'EXERCICIE' is misspelt as printed.
    • No auditor's report on the summary is printed, and the page does not state whether the statements were audited (p1).
    • Bilan (actif and passif), hors bilan and compte de résultat with 31/12/2024 and 31/12/2025 columns in millions of FCFA (PDF p1). No cash-flow statement, statement of changes in equity, notes or earnings per share. The hors bilan is not transcribed.
    Technical details
    File
    1 pages, with a text layer
    SHA-256
    24a07bf1b1476bea597cf172533102cec574fdec99a8ffa27723205cb8e4a771
    Entity as printed
    Banque Internationale pour le Commerce et l'Industrie de la Côte d'Ivoire, Siège social : Avenue Franchet d'Espérey, Abidjan Plateau (p1)
    Exchange copy
    retrieved 2026-10-08T19:04:31Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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