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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

BK Group

BKG · Nairobi Securities Exchange; also BOK · Rwanda Stock Exchange · Incorporated in Rwanda · Consolidated statements

On this page
Company details
Legal name
BK Group Plc
Incorporated in
Rwanda
Primary listing
BKG on the Nairobi Securities Exchange, active · ISIN KE5000008986 (observed 2026-10-07)
Primary listing
BOK on the Rwanda Stock Exchange, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2023 · published summary of audited statements, final status not established · source

Read with these figures

  • Published summary of audited statements not confirmed as final. The published copy is not confirmed as the final version. The FY2023 figures come from it.
Full wording and sources

  • Published summary of audited statements for 2023: final status not established

    Press release published by BK Group Plc (dateline Kigali, 28 March 2024, p1) and filed on the Nairobi Securities Exchange. It calls the figures 'Audited' (p1) but prints no auditor's report, no auditor's name, no board approval and no signature; no assurance on the summary itself is shown (renders p1, p5, p7).

    Source: BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results (dated 2024-03-28)

  • 2023, 2022: figures from a published summary

    These columns come from a summary of the audited statements, not the full audited financial statements. 'BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results' ... 'CONSOLIDATED RESULTS - AUDITED FINANCIALS' (p1); the press release does not say it was extracted from the audited financial statements. No auditor's report on the summary is printed; the summary states 'BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results' and 'CONSOLIDATED RESULTS - AUDITED FINANCIALS' (p1), and that 'Quarterly numbers in this press release are reviewed numbers' (p1). The auditor is not named. Condensed consolidated statement of profit or loss (p5, management format: recurring operating costs, pre-provision operating profit, net impairment) and condensed statement of financial position (p7); key figures and ratios (p1, p8). No earnings per share, no cash-flow statement, no statement of changes in equity, no other comprehensive income lines (despite the heading), no notes. Amounts in FRw billions to one decimal, with US$ and KES translations not transcribed.

    Source: BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results (dated 2024-03-28)

  • Net interest income

    RWF 165 billion

    165.4 RWF billions · p5

    +20.0% vs 2022

    Interest income less interest expense, as printed.

  • Total Operating Income

    RWF 224 billion

    224.4 RWF billions · p5

    +23.6% vs 2022

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    RWF 74.8 billion

    74.8 RWF billions · p5

    +24.9% vs 2022

  • Total assets

    RWF 2.13 trillion

    2,127.3 RWF billions · p7

    +14.8% vs 2022

  • Customer deposits

    RWF 1.38 trillion

    1,381.3 RWF billions · p7

    +28.5% vs 2022

  • Total equity

    RWF 366 billion

    365.9 RWF billions · p7

    +14.6% vs 2022

Large amounts are rounded for reading (RWF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in RWF billions unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2023 — published summary of audited statements (summary), final status not established; reported for the year · source
  • FY2022 — published summary of audited statements (summary), final status not established; comparative in the FY2023 filing · source
    • 2023, 2022: figures from a published summary. These columns come from a summary of the audited statements, not the full audited financial statements. 'BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results' ... 'CONSOLIDATED RESULTS - AUDITED FINANCIALS' (p1); the press release does not say it was extracted from the audited financial statements. No auditor's report on the summary is printed; the summary states 'BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results' and 'CONSOLIDATED RESULTS - AUDITED FINANCIALS' (p1), and that 'Quarterly numbers in this press release are reviewed numbers' (p1). The auditor is not named. Condensed consolidated statement of profit or loss (p5, management format: recurring operating costs, pre-provision operating profit, net impairment) and condensed statement of financial position (p7); key figures and ratios (p1, p8). No earnings per share, no cash-flow statement, no statement of changes in equity, no other comprehensive income lines (despite the heading), no notes. Amounts in FRw billions to one decimal, with US$ and KES translations not transcribed.

Income statement

Income statement, RWF billions. Columns: FY2023 — published summary of audited statements (final status not established), as reported for the year; FY2022 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2023.
Line (as printed) FY2023Published summary of audited statements (summary)reported for the yearFY2022Published summary of audited statements (summary)comparative in FY2023 filingsource limitations
Interest Income 216.8 187.4
Interest Expense (51.5) (49.7)
Net Interest Income 165.4 137.8
FX related Income1 13.9 13.5
Net Fee & Commission Income 39.5 26.2
Other Non-interest Income2 5.6 4.1
Net Non-Interest Income 59.0 43.8
Total Operating Income 224.4 181.5
Personnel Cost (36.5) (29.6)
Bonus Pool3 (6.3) (3.7)
Administration and General expenses (43.0) (41.3)
Depreciation & Amortisation4 (10.2) (8.3)
Total Recuring Operating Costs (96.0) (82.9)
Pre-Provision Operating Profit 128.3 98.6
Net Loan Loss Provisions5 (22.2) (13.1)
Gains on recovery6 3.5 3.1
Net Impairement on Loans & advances (18.6) (10.0)
Profit Before Tax 109.7 88.6
Income Tax Expense (34.9) (28.7)
Net Income 74.8 59.9
Notes and alternative reported figures (6)
  1. “FX related Income”: mapping to a shared definition is uncertain. 'FX related Income' as printed; the summary does not say whether it includes revaluation gains.
  2. “Other Non-interest Income” is an issuer-specific line, not mapped to a shared definition: Other non-interest income within net non-interest income (p5).
  3. “Bonus Pool” is an issuer-specific line, not mapped to a shared definition: Bonus pool, printed apart from personnel cost within total recurring operating costs (p5).
  4. “Depreciation & Amortisation” is an issuer-specific line, not mapped to a shared definition: Depreciation and amortisation printed as one line within total recurring operating costs (p5).
  5. “Net Loan Loss Provisions” is an issuer-specific line, not mapped to a shared definition: Loan loss provision charge before gains on recovery, within net impairment on loans and advances (p5).
  6. “Gains on recovery” is an issuer-specific line, not mapped to a shared definition: Recoveries deducted from gross loan loss provisions (p5).

Balance sheet

Balance sheet, RWF billions. Columns: FY2023 — published summary of audited statements (final status not established), as reported for the year; FY2022 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2023.
Line (as printed) FY2023Published summary of audited statements (summary)reported for the yearFY2022Published summary of audited statements (summary)comparative in FY2023 filingsource limitations
Cash1 30.6 21.8
Balances With BNR2 305.7 328.8
Cash Balances With Banks 253.4 49.0
Other Fixed Income Instruments3 223.3 241.6
Gross Loans4 1,336.5 1,214.1
Loan Loss Reserve5 (91.6) (79.6)
Net Loans To Clients 1,244.8 1,134.5
Net Property, Plant & Equipment 32.4 30.1
Intangible Assets 10.3 10.5
Net Other Assets 26.9 37.4
Total Assets 2,127.3 1,853.5
Interbank Deposits 195.2 280.6
Client Balances & Deposits 1,381.3 1,075.2
Borrowed Funds 105.4 104.5
Dividends payable 23.6 30.7
Other Liabilities 55.9 43.3
Total Liabilities 1,761.4 1,534.3
Ordinary Shares 9.3 9.2
Share Premium 82.4 80.0
Revaluation Reserve 13.1 13.1
Retained Earnings 261.1 217.0
Shareholder's Equity 365.9 319.2
Total liabilities & Shareholders' Equity 2,127.3 1,853.5
Notes and alternative reported figures (5)
  1. “Cash” is an issuer-specific line, not mapped to a shared definition: Cash, printed apart from balances with the National Bank of Rwanda (p7).
  2. “Balances With BNR” is an issuer-specific line, not mapped to a shared definition: Balances with the National Bank of Rwanda (central bank) (p7).
  3. “Other Fixed Income Instruments” is an issuer-specific line, not mapped to a shared definition: Fixed income instruments other than cash and bank balances (p7); the summary does not split them by measurement category.
  4. “Gross Loans” is an issuer-specific line, not mapped to a shared definition: Loans to clients before the loan loss reserve (p7).
  5. “Loan Loss Reserve” is an issuer-specific line, not mapped to a shared definition: Loan loss reserve deducted from gross loans (printed positive) (p7).

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

No dividend statement or amount collected.

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results

    Year ended 31 December 2023 · Published summary of audited statements (summary) · final status not established

    Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: Press release published by BK Group Plc (dateline Kigali, 28 March 2024, p1) and filed on the Nairobi Securities Exchange. It calls the figures 'Audited' (p1) but prints no auditor's report, no auditor's name, no board approval and no signature; no assurance on the summary itself is shown (renders p1, p5, p7).

    Document date
    28 Mar 2024
    Published
    3 Apr 2024
    Auditor's report
    date not found in this document
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2023, FY2022
    Basis
    consolidated statements · RWF billions (printed “FRw (Bn)”)
    • Rounded to FRw 0.1 billion: printed subtotals differ from the sum of printed lines by up to 0.1 (e.g. net interest income 165.4 against 216.8 - 51.5; net impairment 18.6 against 22.2 - 3.5). The column order in the text layer differs from the printed order for the US$/KES columns; only the FRw columns (first of each year group, confirmed on the renders) are read.
    • Listed on the Rwanda Stock Exchange (BOK) and the Nairobi Securities Exchange (BKG); this copy was retrieved from the NSE site.
    • No auditor's report on the summary is printed; the summary states 'BK Group Plc Announces Audited, IFRS-Based Full Year 2023 Results' and 'CONSOLIDATED RESULTS - AUDITED FINANCIALS' (p1), and that 'Quarterly numbers in this press release are reviewed numbers' (p1). The auditor is not named.
    • Condensed consolidated statement of profit or loss (p5, management format: recurring operating costs, pre-provision operating profit, net impairment) and condensed statement of financial position (p7); key figures and ratios (p1, p8). No earnings per share, no cash-flow statement, no statement of changes in equity, no other comprehensive income lines (despite the heading), no notes. Amounts in FRw billions to one decimal, with US$ and KES translations not transcribed.
    Technical details
    File
    9 pages, with a text layer
    SHA-256
    892f3d76df8e41bcb42f77a3dabe0b09c5dd577a64db8056446478cad7502cb7
    Entity as printed
    BK Group Plc (the Group)
    Exchange copy
    retrieved 2026-10-08T18:07:07Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

Rwanda country page · Company methodology and coverage