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BMCI

BCI · Bourse de Casablanca · Consolidated statements

On this page
Company details
Legal name
Banque Marocaine pour le Commerce et l'Industrie (BMCI)
Listing
BCI on the Bourse de Casablanca, active · ISIN MA0000010811 (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · audited financial statements, signed / final · source

Read with these figures

  • Auditor's emphasis of matter. Observation: 'Nous vous renvoyons à la note sur les passifs éventuels, jointe au présent rapport, qui expose le contrôle en cours dont fait l'objet la banque.
Full wording and sources
  • Auditor's emphasis of matter

    Observation: 'Nous vous renvoyons à la note sur les passifs éventuels, jointe au présent rapport, qui expose le contrôle en cours dont fait l'objet la banque. Notre opinion n'est pas modifiée à l'égard de ce point.' (p34)

    Source: BMCI — Rapport Financier Annuel 2025 (communication financière, rapports des commissaires aux comptes, rapport de gestion) (dated 2026-04-17)

  • Auditor's emphasis of matter

    Observation: the auditors refer to the note on contingent liabilities attached to the report, which describes the inspection (contrôle) in progress at the bank; the opinion is not modified in respect of this point (p34, scanned).

    Source: BMCI — Rapport Financier Annuel 2024 (dated 2025-04-16)

  • Net interest income

    MAD 2.76 billion

    2,757,417 MAD thousands · p15

    +4.1% vs 2024

    Interest income less interest expense, as printed.

  • PRODUIT NET BANCAIRE

    MAD 3.94 billion

    3,943,792 MAD thousands · p15

    +4.1% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    MAD 420 million

    420,182 MAD thousands · p15

    +28.9% vs 2024

  • Total assets

    MAD 78.6 billion

    78,576,845 MAD thousands · p15

    +0.6% vs 2024

  • Customer deposits

    MAD 50.5 billion

    50,545,424 MAD thousands · p15

    +4.4% vs 2024

  • Total equity

    MAD 7.58 billion

    7,583,624 MAD thousands · p15

    +3.2% vs 2024

Large amounts are rounded for reading (MAD million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in MAD thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — audited financial statements, signed / final; reported for the year · source
  • FY2024 — audited financial statements, signed / final; comparative in the FY2025 filing · source
  • FY2023 — audited financial statements, signed / final; comparative in the FY2024 filing · source
    • Auditor's emphasis of matter. Observation: the auditors refer to the note on contingent liabilities attached to the report, which describes the inspection (contrôle) in progress at the bank; the opinion is not modified in respect of this point (p34, scanned).

Income statement

Income statement, MAD thousands. Columns: FY2025 — audited financial statements (signed / final), as reported for the year; FY2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Intérêts et produits assimilés 3,708,763 3,821,763 3,536,036
Intérêts et charges assimilés (951,346) (1,172,754) (1,107,655)
MARGE D'INTÉRÊT 2,757,417 2,649,009 2,428,381
Commissions perçues 635,643 593,568 533,100
Commissions servies (65,229) (65,118) (68,831)
MARGE SUR COMMISSIONS 570,414 528,450 464,269
Gains ou pertes nets sur instruments financiers à la juste valeur par résultat1 636,581 625,141 610,846
Gains ou pertes nets des instruments financiers à la juste valeur par capitaux propres2 494 615 (6,544)
PRODUITS DES AUTRES ACTIVITÉS34 106,127 120,734 90,266
CHARGES DES AUTRES ACTIVITÉS56 (127,241) (135,227) (149,468)
PRODUIT NET BANCAIRE 3,943,792 3,788,722 3,437,749
Charges générales d'exploitation (2,002,549) (1,983,205) (1,938,719)
Dotations aux amortissements et aux dépréciations des immobilisations incorporelles et corporelles7 (260,543) (257,772) (251,844)
RÉSULTAT BRUT D'EXPLOITATION 1,680,701 1,547,745 1,247,186
COÛT DU RISQUE (911,575) (809,988) (633,364)
RÉSULTAT D'EXPLOITATION 769,125 737,757 613,822
Quote-part du résultat net des entreprises mises en équivalence (13,053) (4,455) 4,046
Gains ou pertes nets sur autres actifs8 (17,315) (16,848) (5,083)
RÉSULTAT AVANT IMPÔTS 738,757 716,453 612,785
Impôts sur les bénéfices (318,575) (390,383) (441,760)
RÉSULTAT NET 420,182 326,070 171,026
Résultat hors groupe9 (14,648) 924 (199)
Réévaluation des actifs financiers à la juste valeur par capitaux propres recyclables10 11,797 29,763 5,536
Impôts liés11 (4,719) (12,064) (2,048)
R é évaluation (ou écarts actuariels) au titre des régimes à prestations définies1213 3,457 (1,262) 1,243
Impôts liés14 (1,383) 602 (400)
TOTAL DES GAINS ET PERTES COMPTABILISÉS DIRECTEMENT EN CAPITAUX PROPRES 9,153 17,039 4,331
RÉSULTAT NET ET GAINS ET PERTES COMPTABILISÉS DIRECTEMENT EN CAPITAUX PROPRES 429,334 343,109 175,357
Notes and alternative reported figures (14)
  1. “Gains ou pertes nets sur instruments financiers à la juste valeur par résultat” is an issuer-specific line, not mapped to a shared definition: Net gains on financial instruments at fair value through profit or loss.
  2. “Gains ou pertes nets des instruments financiers à la juste valeur par capitaux propres” is an issuer-specific line, not mapped to a shared definition: Net gains on financial instruments at fair value through other comprehensive income.
  3. “PRODUITS DES AUTRES ACTIVITÉS” is an issuer-specific line, not mapped to a shared definition: Income from other activities.
  4. Printed under different labels across filings: “PRODUITS DES AUTRES ACTIVITÉS”; “Produits des autres activités”.
  5. “CHARGES DES AUTRES ACTIVITÉS” is an issuer-specific line, not mapped to a shared definition: Charges of other activities (deducted).
  6. Printed under different labels across filings: “CHARGES DES AUTRES ACTIVITÉS”; “Charges des autres activités”.
  7. “Dotations aux amortissements et aux dépréciations des immobilisations incorporelles et corporelles” is an issuer-specific line, not mapped to a shared definition: Depreciation, amortisation and impairment of fixed assets (deducted).
  8. “Gains ou pertes nets sur autres actifs” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on other assets.
  9. “Résultat hors groupe” is an issuer-specific line, not mapped to a shared definition: Share of the consolidated result attributable to minority interests.
  10. “Réévaluation des actifs financiers à la juste valeur par capitaux propres recyclables” is an issuer-specific line, not mapped to a shared definition: OCI, recyclable.
  11. “Impôts liés” is an issuer-specific line, not mapped to a shared definition: OCI: tax on recyclable items.
  12. “R é évaluation (ou écarts actuariels) au titre des régimes à prestations définies” is an issuer-specific line, not mapped to a shared definition: OCI, not recyclable.
  13. Printed under different labels across filings: “R é évaluation (ou écarts actuariels) au titre des régimes à prestations définies”; “Réévaluation (ou écarts actuariels) au titre des régimes à prestations définies”.
  14. “Impôts liés” is an issuer-specific line, not mapped to a shared definition: OCI: tax on non-recyclable items.

Balance sheet

Balance sheet, MAD thousands. Columns: FY2025 — audited financial statements (signed / final), as reported for the year; FY2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Valeurs en caisse, Banques Centrales, Trésor public, Service des chèques postaux 1,477,020 1,793,805 1,362,880
Actifs financiers à la juste valeur par résultat1 2,674,688 2,475,187 1,796,340
Actifs financiers à la juste valeur par capitaux propres 1,609,375 1,749,697 1,489,698
Titres au coût amorti 7,779,920 7,118,952 6,980,794
Prêts et créances sur les Établissements de crédit et assimilés, au coût amorti 2,285,978 2,465,886 1,162,315
Prêts et créances sur la clientèle, au coût amorti 58,829,455 59,193,851 58,853,849
Actifs d'impôt exigible 24,014 29,088 165,059
Actifs d'impôt différé 318,082 301,008 301,326
Comptes de régularisation et autres actifs 1,781,479 1,152,776 1,259,012
Participations dans des entreprises mises en équivalence (6,373) 6,680 14,987
Immeubles de placement 20,571 22,320 24,070
Immobilisations corporelles 1,000,611 1,066,024 1,142,062
Immobilisations incorporelles 694,307 611,420 561,158
Écarts d'acquisition2 87,720 87,720 87,720
TOTAL ACTIF IFRS 78,576,845 78,074,415 75,201,270
Banques centrales, Trésor public, Service des chèques postaux3 –4 –4 –4
Passifs financiers à la juste valeur par résultat5 3,253 7,923 1,674
Dettes envers les Établissements de crédit et assimilés 7,630,158 6,815,939 6,303,229
Dettes envers la clientèle 50,545,424 48,393,162 47,464,482
Titres de créance émis6 4,060,028 7,801,290 6,876,580
Passifs d'impôt courant 113,820 34,895 9,799
Passifs d'impôt différé 93,895 258,113 186,741
Comptes de régularisation et autres passifs 5,290,858 4,270,132 4,094,553
Provisions pour risques et charges 957,664 844,945 744,140
Dettes subordonnées7 2,298,120 2,302,548 2,302,362
Capital et réserves liées8 6,542,302 6,541,881 6,541,881
Réserves consolidées9 591,409 456,938 501,262
Gains ou pertes latents ou différés, part du groupe10 29,732 20,579 3,540
Résultat net de l'exercice11 420,182 326,070 171,026
TOTAL PASSIF IFRS 78,576,845 78,074,415 75,201,270
CAPITAUX PROPRES 7,583,624 7,345,468 7,217,709
Part du groupe 7,572,464 7,318,181 7,191,346
Part des intérêts minoritaires 11,160 27,287 26,364
  1. Printed “-”, read as nil: subtotal_arithmetic: bs.total_equity_and_liabilities.
Notes and alternative reported figures (10)
  1. “Actifs financiers à la juste valeur par résultat” is an issuer-specific line, not mapped to a shared definition: Held-for-trading and other financial assets at fair value through profit or loss.
  2. “Écarts d'acquisition” is an issuer-specific line, not mapped to a shared definition: Goodwill.
  3. “Banques centrales, Trésor public, Service des chèques postaux” is an issuer-specific line, not mapped to a shared definition: Amounts due to central banks, the Treasury and postal cheque service.
  4. “Passifs financiers à la juste valeur par résultat” is an issuer-specific line, not mapped to a shared definition: Held-for-trading financial liabilities and those designated at fair value.
  5. “Titres de créance émis” is an issuer-specific line, not mapped to a shared definition: Debt securities issued (certificates of deposit and similar).
  6. “Dettes subordonnées” is an issuer-specific line, not mapped to a shared definition: Subordinated debt.
  7. “Capital et réserves liées” is an issuer-specific line, not mapped to a shared definition: Share capital and capital-related reserves (premiums).
  8. “Réserves consolidées” is an issuer-specific line, not mapped to a shared definition: Consolidated reserves, group and minority shares together.
  9. “Gains ou pertes latents ou différés, part du groupe” is an issuer-specific line, not mapped to a shared definition: Accumulated other comprehensive income, group share.
  10. “Résultat net de l'exercice” is an issuer-specific line, not mapped to a shared definition: The year's consolidated result within equity, group and minority shares together.

Cash flow

Cash flow, MAD thousands. Columns: FY2025 — audited financial statements (signed / final), as reported for the year; FY2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Dotations nettes aux amortissements des immobilisations corporelles et incorporelles1 260,543 257,772 251,844
Dotations nettes pour dépréciation des actifs financiers2 958,016 832,794 636,123
Dotations nettes aux provisions3 112,720 100,805 (17,376)
Quote-part de résultat liée aux sociétés mises en équivalence4 (13,053) (4,455) 4,046
Perte nette/(gain net) des activités de financement5 –6 –6 –6
Autres mouvements7 (9,449) (37,466) 15,493
TOTAL DES ÉLÉMENTS NON MONÉTAIRES INCLUS DANS LE RÉSULTAT NET AVANT IMPÔTS ET DES AUTRES AJUSTEMENTS8 1,308,777 1,149,450 890,131
Flux liés aux opérations avec les Établissements de crédit et assimilés9 124,559 (1,548,761) (1,304,562)
Flux liés aux opérations avec la clientèle10 1,612,081 (184,160) (1,819,557)
Flux liés aux autres opérations affectant des actifs ou passifs financiers11 (4,450,403) (117,646) 866,768
Flux liés aux autres opérations affectant des actifs ou passifs non financiers12 392,024 281,815 288,907
Impôts versés (421,970) (168,986) (615,330)
DIMINUTION/(AUGMENTATION) NETTE DES ACTIFS ET DES PASSIFS PROVENANT DES ACTIVITÉS OPÉRATIONNELLES13 (2,743,709) (1,737,739) (2,583,774)
FLUX NET DE TRÉSORERIE GÉNÉRÉ PAR L'ACTIVITÉ OPÉRATIONNELLE (696,175) 128,164 (1,080,858)
Flux liés aux actifs financiers et aux participations14 26,106 12,762 (2,289)
Flux liés aux immeubles de placement15 1,750 1,750 1,750
Flux liés aux immobilisations corporelles et incorporelles16 (278,016) (231,997) (238,918)
FLUX NET DE TRÉSORERIE LIÉ AUX OPÉRATIONS D'INVESTISSEMENT (250,161) (217,485) (239,457)
Flux de trésorerie provenant ou à destination des actionnaires17 (239,030) (239,030) (239,027)
Autres flux de trésorerie nets provenant des activités de financement18 (4,428) 186 792,477
FLUX NET DE TRÉSORERIE LIÉ AUX OPÉRATIONS DE FINANCEMENT (243,458) (238,844) 553,450
AUGMENTATION/(DIMINUTION) NETTE DE LA TRÉSORERIE ET DES ÉQUIVALENTS DE TRÉSORERIE (1,189,794) (328,165) (766,865)
TRÉSORERIE ET ÉQUIVALENTS DE TRÉSORERIE À L'OUVERTURE (37,951) 290,214 1,057,079
TRÉSORERIE ET ÉQUIVALENTS DE TRÉSORERIE À LA CLÔTURE (1,227,745) (37,951) 290,214
  1. Printed “-”, read as nil: subtotal_arithmetic: cf.native.co_f0n6kwc2cxgv.cf_non_cash_items.
Notes and alternative reported figures (17)
  1. “Dotations nettes aux amortissements des immobilisations corporelles et incorporelles” is an issuer-specific line, not mapped to a shared definition: Non-cash item.
  2. “Dotations nettes pour dépréciation des actifs financiers” is an issuer-specific line, not mapped to a shared definition: Non-cash item.
  3. “Dotations nettes aux provisions” is an issuer-specific line, not mapped to a shared definition: Non-cash item.
  4. “Quote-part de résultat liée aux sociétés mises en équivalence” is an issuer-specific line, not mapped to a shared definition: Non-cash item (sign as printed).
  5. “Perte nette/(gain net) des activités de financement” is an issuer-specific line, not mapped to a shared definition: Non-cash item.
  6. “Autres mouvements” is an issuer-specific line, not mapped to a shared definition: Non-cash item.
  7. “TOTAL DES ÉLÉMENTS NON MONÉTAIRES INCLUS DANS LE RÉSULTAT NET AVANT IMPÔTS ET DES AUTRES AJUSTEMENTS” is an issuer-specific line, not mapped to a shared definition: Non-cash items and other adjustments to profit before tax.
  8. “Flux liés aux opérations avec les Établissements de crédit et assimilés” is an issuer-specific line, not mapped to a shared definition: Operating.
  9. “Flux liés aux opérations avec la clientèle” is an issuer-specific line, not mapped to a shared definition: Operating.
  10. “Flux liés aux autres opérations affectant des actifs ou passifs financiers” is an issuer-specific line, not mapped to a shared definition: Operating.
  11. “Flux liés aux autres opérations affectant des actifs ou passifs non financiers” is an issuer-specific line, not mapped to a shared definition: Operating.
  12. “DIMINUTION/(AUGMENTATION) NETTE DES ACTIFS ET DES PASSIFS PROVENANT DES ACTIVITÉS OPÉRATIONNELLES” is an issuer-specific line, not mapped to a shared definition: Net change in operating assets and liabilities, after income tax paid.
  13. “Flux liés aux actifs financiers et aux participations” is an issuer-specific line, not mapped to a shared definition: Investing (net).
  14. “Flux liés aux immeubles de placement” is an issuer-specific line, not mapped to a shared definition: Investing (net).
  15. “Flux liés aux immobilisations corporelles et incorporelles” is an issuer-specific line, not mapped to a shared definition: Investing (net of disposals).
  16. “Flux de trésorerie provenant ou à destination des actionnaires” is an issuer-specific line, not mapped to a shared definition: Financing: dividends and other flows with shareholders.
  17. “Autres flux de trésorerie nets provenant des activités de financement” is an issuer-specific line, not mapped to a shared definition: Financing.

Per share and shares

Per share and shares. Columns: FY2025 — audited financial statements (signed / final), as reported for the year; FY2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025; FY2023 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2024.
Line (as printed) FY2025Audited financial statementsreported for the yearFY2024Audited financial statementscomparative in FY2025 filingFY2023Audited financial statementscomparative in FY2024 filingsource limitations
Earnings / (loss) per share (per share)1 33 24 13
Profit / (loss) attributable to shareholders (MAD thousands)2 434,829 325,146 171,224
Notes and alternative reported figures (2)
  1. Earnings / (loss) per share: printed as “Résultat par action (en dirham)”.
  2. Profit / (loss) attributable to shareholders: printed as “RÉSULTAT NET PART DU GROUPE”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

No dividend statement or amount collected.

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • BMCI — Rapport Financier Annuel 2025 (communication financière, rapports des commissaires aux comptes, rapport de gestion)

    Year ended 31 December 2025 · Audited financial statements · signed / final

    Audit: BDO S.A.; Fidaroc Grant Thornton (commissaires aux comptes), unmodified opinion · signed

    Auditor's sign-off: BDO S.A. (Abderrahim Grine, associé); Fidaroc Grant Thornton (Faïçal Mekouar, associé)

    Final status: The commissaires aux comptes' report on the consolidated statements (BDO S.A., Abderrahim Grine, associé; Fidaroc Grant Thornton, Faïçal Mekouar, associé; PDF pp33-37, scanned) certifies them without modification (p34), with an observation, and is dated 'Casablanca, le 17 avril 2026' with handwritten signatures and firm stamps (p37, page image). The audited statements attached to the report (pp63-67, stamped 'pour identification') are scanned; the values are read from the identical text-layer statements of the financial communication (p15) and agree with the scans. No board approval date of the consolidated statements is printed.

    Document date
    17 Apr 2026
    Auditor's report
    17 Apr 2026
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    consolidated statements · MAD thousands (printed “En milliers de DH”)
    • Investments in associates are printed negative for 2025 (-6 373; 2024: 6 680) (page image). Kept as printed.
    • Bank layout: no total-liabilities line is printed (liabilities and equity add to 'TOTAL PASSIF IFRS', with 'CAPITAUX PROPRES' printed below it). Charges in the income statement are printed as positive amounts and stored as deductions. The cash-flow statement starts from profit before tax, which is recorded once (from the income statement), so the operating cash-flow subtotal cannot be added up from the recorded components.
    • Rows printed with blank cells (hedging derivatives, revaluation differences of hedged portfolios, insurance placements and technical provisions, assets held for sale and related debts, subsidies and guarantee funds, insurance income, derecognition and reclassification gains, goodwill value changes, diluted EPS, translation differences and other OCI items, goodwill impairment and investing gains in the cash-flow statement, exchange-rate effect on cash) are not transcribed.
    • Values read from the text-layer consolidated statements of the financial communication (p15). The audited statements attached to the auditors' report are scanned images (pp63-67) without a text layer; their totals and subtotals were compared on the renders and agree with p15.
    Technical details
    File
    357 pages, with a text layer
    SHA-256
    03698726cef97d5dab8fbd13a9707cd3d1e5110f12a2ea11e3cf8f1415b924e6
    Entity as printed
    Banque Marocaine pour le Commerce et l'Industrie et ses filiales (le 'groupe') (p34); Groupe BMCI (p15)
    Regulator copy
    retrieved 2026-10-08T18:16:38Z
  • BMCI — Rapport Financier Annuel 2024

    Year ended 31 December 2024 · Audited financial statements · signed / final

    Audit: BDO Audit, Tax & Advisory S.A.; Fidaroc Grant Thornton (commissaires aux comptes), unmodified opinion · signed

    Auditor's sign-off: BDO Audit, Tax & Advisory S.A. (Abderrahim Grine, associé); Fidaroc Grant Thornton (Faïçal Mekouar, associé)

    Final status: Rapport d'audit sur les états financiers consolidés, exercice du 1er janvier au 31 décembre 2024 (BDO Audit, Tax & Advisory S.A., Abderrahim Grine, associé; Fidaroc Grant Thornton, Faïçal Mekouar, associé; scanned pp33-37): unqualified with an observation (p34), dated 'Casablanca, le 16 avril 2025' with handwritten signatures and firm stamps (p37, page image). The audited statements attached are scanned ('for identification purposes only'); values are read from the text-layer statements of the financial communication (p15). No board approval date of the consolidated statements is printed.

    Document date
    16 Apr 2025
    Auditor's report
    16 Apr 2025
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2023
    Basis
    consolidated statements · MAD thousands (printed “En milliers de DH”)
    • Bank layout: no total-liabilities line is printed (liabilities and equity add to 'TOTAL PASSIF IFRS', with 'CAPITAUX PROPRES' printed below it). Charges in the income statement are printed as positive amounts and stored as deductions. The cash-flow statement starts from profit before tax, recorded once (from the income statement). Rows printed with blank cells are not transcribed.
    • Values read from the text-layer consolidated statements of the financial communication (p15); the audited statements attached to the auditors' report are scanned images. The opinion's stated consolidated equity (KMAD 7 345 468) and net profit (KMAD 326 070) agree with p15.
    Technical details
    File
    339 pages, with a text layer
    SHA-256
    7a04940d8001ef7f88ca3d5d184b338b3a64a30d2709c0c838fd4624ed72d076
    Entity as printed
    Banque Marocaine pour le Commerce et l'Industrie et ses filiales (le « groupe ») (p34); Groupe BMCI (p15)
    Regulator copy
    retrieved 2026-10-08T18:51:16Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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