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Diamond Trust Bank Kenya

DTK · Nairobi Securities Exchange · Incorporated in Kenya · Consolidated statements

On this page
Company details
Legal name
Diamond Trust Bank Kenya Limited
Incorporated in
Kenya
Listing
DTK on the Nairobi Securities Exchange, active · ISIN KE0000000158 (observed 2026-10-07)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · annual report, signed / final · source

  • Net interest income

    KES 34.9 billion

    34,882,781 KES thousands · p64

    +24.1% vs 2024

    Interest income less interest expense, as printed.

  • Operating income

    KES 45.4 billion

    45,417,143 KES thousands · p64

    +14.1% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    KES 10.7 billion

    10,707,199 KES thousands · p64

    +21.4% vs 2024

  • Total assets

    KES 659 billion

    659,118,478 KES thousands · p65

    +14.9% vs 2024

  • Customer deposits

    KES 509 billion

    509,139,215 KES thousands · p65

    +13.8% vs 2024

  • Total equity

    KES 113 billion

    113,038,968 KES thousands · p65

    +22.4% vs 2024

Large amounts are rounded for reading (KES million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in KES thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — annual report, signed / final; reported for the year · source
  • FY2024 — annual report, signed / final; comparative in the FY2025 filing · source
  • FY2023 — annual report, signed / final; reported for the year · source
  • FY2022 — annual report, signed / final; comparative in the FY2023 filing · source

Income statement

Income statement, KES thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY2023 — annual report (signed / final), as reported for the year; FY2022 — annual report (signed / final), comparative reported in the annual report for 2023.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filingFY2023Annual reportreported for the yearFY2022Annual reportcomparative in FY2023 filing
Interest income calculated using effective interest method1 60,997,356 59,311,745 53,311,533 40,066,887
Interest expense (26,114,575) (31,213,636)2 (25,736,944) (17,179,790)
Net interest income 34,882,781 28,098,1093 27,574,589 22,887,097
Fee and commission income4 7,064,815 6,394,470 5,139,972 4,009,522
Fee and commission expense (145,953) (128,116) (100,917) (79,490)
Net fee and commision income5 6,918,862 6,266,354 5,039,055 3,930,032
Foreign exchange income 2,278,047 4,737,9946 5,586,977 4,304,957
Other operating income7 1,337,453 694,646 809,213 387,294
Operating income 45,417,143 39,797,1038 39,009,8349 31,509,380
Operating expenses (22,782,349) (21,225,554)10 (20,548,717)11 (14,940,263)
Net impairment charge on loans and advances (8,681,072) (7,401,567)12 (9,600,856)13 (6,711,237)
Profit from operations 13,953,722 11,169,982 8,860,261 9,857,880
(Loss)/gain on modification of loans1415 (19,614) (99,572) 113,189 (349,910)
Profit before income tax for continuing operations16 13,934,108 11,070,41017 9,003,460 9,524,933
Income tax expense (2,694,299) (2,301,621) (1,208,488) (2,731,055)
Profit for the year from continuing operations18 11,239,809 8,768,789 Not reported in this filing19 Not reported in this filing19
(Loss)/profit from discontinued operations net of tax20 (532,610) 50,620 Not reported in this filing21 Not reported in this filing21
Profit for the year 10,707,199 8,819,409 7,794,972 6,793,878
Non controlling interests22 1,299,960 1,176,967 915,796 732,861
Exchange differences on translating foreign operations23 2,022,709 (5,901,059) 5,321,483 1,610,626
Net gain/(loss) from changes in fair value of government securities2425 11,790,926 4,756,204 (2,929,702) (2,780,733)
Income tax relating to the fair value of government securities262728 (211,296) 367,038 (98,920) (431,490)
Exchange differences on translating foreign operations29 –30 (358,841) Not reported in this filing31 Not reported in this filing31
Other comprehensive income for the year, net of tax 13,602,339 (1,136,658) 2,292,861 (2,796,102)
Total comprehensive income for the year 24,309,538 7,682,751 10,087,833 3,997,776
Owners of the Bank32 22,718,284 8,567,730 7,324,279 2,541,570
Non controlling interests33 1,591,254 (884,979) 2,763,554 1,456,206
Share of results of associate after tax Not reported in this filing34 Not reported in this filing3435 30,010 16,963
Net (loss) gain from changes in fair value of equity investments36 Not reported in this filing37 Not reported in this filing37 –30 (1,289,691)
Revaluation of land and buildings under property and equipment38 Not reported in this filing39 Not reported in this filing39 –30 95,186
  1. Printed “-”, read as nil: subtotal_arithmetic: is.other_comprehensive_income.
Notes and alternative reported figures (38)
  1. Printed under different labels across filings: “Interest income calculated using effective interest”; “Interest income calculated using effective interest method”.
  2. Published summary of audited statements dated 2025-03-25 prints 31,303,899 (thousands, p1) for this line and year.
  3. Published summary of audited statements dated 2025-03-25 prints 28,391,448 (thousands, p1) for this line and year.
  4. Printed under different labels across filings: “Fee and commission income”; “Fee and commission income 7a)”.
  5. Printed under different labels across filings: “Net fee and commision income”; “Net fee and commission income”.
  6. Published summary of audited statements dated 2025-03-25 prints 4,747,371 (thousands, p1) for this line and year.
  7. Printed under different labels across filings: “Other operating income”; “Other operating income 7b)”.
  8. Published summary of audited statements dated 2025-03-25 prints 41,431,935 (thousands, p1) for this line and year.
  9. Published summary of audited statements dated 2025-03-25 prints 39,729,572 (thousands, p1) for this line and year.
  10. Published summary of audited statements dated 2025-03-25 prints 30,161,842 (thousands, p1) for this line and year.
  11. Published summary of audited statements dated 2025-03-25 prints 30,869,311 (thousands, p1) for this line and year.
  12. Published summary of audited statements dated 2025-03-25 prints 8,714,773 (thousands, p1) for this line and year.
  13. Published summary of audited statements dated 2025-03-25 prints 10,320,594 (thousands, p1) for this line and year.
  14. “(Loss)/gain on modification of loans” is an issuer-specific line, not mapped to a shared definition: Note 4(a): after profit from operations, before tax.
  15. Printed under different labels across filings: “(Loss)/gain on modification of loans”; “Gain/(loss) on modified assets”.
  16. Printed under different labels across filings: “Profit before income tax”; “Profit before income tax for continuing operations”.
  17. Published summary of audited statements dated 2025-03-25 prints 11,185,358 (thousands, p1) for this line and year.
  18. “Profit for the year from continuing operations” is an issuer-specific line, not mapped to a shared definition: Profit after tax from continuing operations.
  19. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of profit or loss (p112) has no continuing/discontinued split; it goes from 'Profit before income tax' and 'Income tax expense' to a single 'Profit for the year' (7,794,972 for 2023; 6,793,878 for 2022). The split appears only in the FY2025 statement after the DTB Burundi disposal. Text layer.
  20. “(Loss)/profit from discontinued operations net of tax” is an issuer-specific line, not mapped to a shared definition: Note 11: DTB Burundi, disposed at 31 December 2025.
  21. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of profit or loss (p112) has no discontinued-operations line; it prints a single 'Profit for the year' after 'Income tax expense'. Text layer.
  22. “Non controlling interests” is an issuer-specific line, not mapped to a shared definition: Profit attributable to non-controlling interests (note 28(c)).
  23. “Exchange differences on translating foreign operations” is an issuer-specific line, not mapped to a shared definition: OCI, may be reclassified.
  24. “Net gain/(loss) from changes in fair value of government securities” is an issuer-specific line, not mapped to a shared definition: OCI, may be reclassified, before tax.
  25. Printed under different labels across filings: “Net gain/(loss) from changes in fair value of government securities”; “Net loss from changes in fair value of government securities”.
  26. “Income tax relating to the fair value of government securities” is an issuer-specific line, not mapped to a shared definition: OCI (note 25).
  27. “Income tax relating to the fair value of government securities”: mapping to a shared definition is uncertain. Printed 'Income tax relating to these items' after all OCI items (FY2025 prints the tax on the fair value of government securities).
  28. Printed under different labels across filings: “Income tax relating to the fair value of government securities”; “Income tax relating to these items”.
  29. “Exchange differences on translating foreign operations” is an issuer-specific line, not mapped to a shared definition: OCI of the discontinued operation (note 11); printed '-' for 2025.
  30. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of other comprehensive income (p113) has no discontinued-operations OCI line; it prints a single 'Exchange differences on translating foreign operations' line (transcribed under native.co_e7pnw52kzn3q.oci_fx_continuing), not split between continuing and discontinued operations. Text layer.
  31. “Owners of the Bank” is an issuer-specific line, not mapped to a shared definition: Attribution of total comprehensive income.
  32. “Non controlling interests” is an issuer-specific line, not mapped to a shared definition: Note 28(e).
  33. Not reported in this filing: Not printed: the FY2025 Group and Bank statements of profit or loss (p64) has no share of results of associate line; after 'Profit from operations' it prints '(Loss)/gain on modification of loans' and then 'Profit before income tax for continuing operations'. Text layer.
  34. Published summary of audited statements dated 2025-03-25 presents this line for this year: 14,837 (p1). Not shown in this column, which follows one filing's presentation.
  35. “Net (loss) gain from changes in fair value of equity investments” is an issuer-specific line, not mapped to a shared definition: OCI, will not be reclassified (note 24); 2023 printed '-'.
  36. Not reported in this filing: Not printed: the FY2025 Group and Bank statements of other comprehensive income (p65) has no 'Items that will not be reclassified' section and no fair value line for equity investments; its OCI lines are exchange differences (continuing and discontinued), 'Net gain/(loss) from changes in fair value of government securities' and the related income tax. Text layer.
  37. “Revaluation of land and buildings under property and equipment” is an issuer-specific line, not mapped to a shared definition: OCI, will not be reclassified (note 20); 2023 printed '-'.
  38. Not reported in this filing: Not printed: the FY2025 Group and Bank statements of other comprehensive income (p65) has no revaluation of land and buildings line; its OCI lines are exchange differences (continuing and discontinued), 'Net gain/(loss) from changes in fair value of government securities' and the related income tax. Text layer.

Balance sheet

Balance sheet, KES thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY2023 — annual report (signed / final), as reported for the year; FY2022 — annual report (signed / final), comparative reported in the annual report for 2023.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filingFY2023Annual reportreported for the yearFY2022Annual reportcomparative in FY2023 filing
Cash and balances with Central Banks 78,327,382 45,959,773 50,233,669 36,992,122
Government securities1 185,955,297 173,897,190 201,650,174 188,277,334
Deposits and balances due from banking institutions 33,010,186 30,812,392 36,323,394 19,453,132
Loans and advances to customers 324,172,604 285,296,663 308,454,062 253,674,906
Derivative assets2 39,727 506,159 74,362 91,649
Assets held for sale3 –4 681,008 Not reported in this filing65 Not reported in this filing6
Other assets 5,046,675 3,815,9697 4,169,0388 3,967,689
Current tax asset 17,786 2,102,887 2,454,786 156,874
Corporate bond at amortised cost9 911,578 –4 Not reported in this filing10 Not reported in this filing10
Equity investment - at fair value through other comprehensive income (FVOCI) 50,000 50,000 55,550 56,000
Intangible assets - software costs 1,872,489 2,219,031 1,468,008 919,193
Property and equipment 6,623,997 6,836,490 7,434,515 6,221,764
Intangible assets - goodwill11 173,372 173,372 173,372 173,372
Right of use asset 4,590,415 4,762,433 5,823,533 5,107,693
Deferred tax asset 18,326,969 16,696,672 16,634,128 11,945,520
Investments in subsidiaries12 –4 –4 Not reported in this filing13 Not reported in this filing13
Investments in associates1415 1 76,875 92,251 70,453
Total assets 659,118,478 573,886,914 635,040,842 527,107,701
Deposits from customers 509,139,215 447,216,813 486,090,594 387,562,471
Deposits and balances from banking institutions 21,035,624 17,143,157 12,313,515 26,678,946
Derivative liabilities 53,538 108,768 436,649 124,432
Other liabilities 8,963,248 8,123,86416 7,377,15417 5,197,438
Current tax liabilities 898,318 510,468 370,637 66,329
Borrowings 1,505,015 3,667,451 23,980,814 25,512,526
Lease liabilities18 4,484,552 4,759,731 5,093,908 4,303,857
Total liabilities 546,079,510 481,530,252 548,689,318 449,445,999
Share capital 1,118,409 1,118,409 1,118,409 1,118,409
Share premium 9,006,569 9,006,569 9,006,569 9,006,569
Retained earnings 71,143,527 64,017,345 64,370,411 58,900,970
Statutory credit loss reserve19 4,987,601 6,318,592 258,083 542,996
Other reserves 12,331,541 (639,259) (1,542,330) (2,004,468)
Proposed dividend20 2,516,420 1,957,216 1,677,613 1,398,011
Equity attributable to owners of the Bank 101,104,067 81,778,872 74,888,755 68,962,487
Non controlling interests 11,934,901 10,577,790 11,462,769 8,699,215
Total equity 113,038,968 92,356,662 86,351,524 77,661,702
Total liabilities and equity 659,118,478 573,886,914 635,040,842 527,107,701
Balances due to Central Banks21 Not reported in this filing22 Not reported in this filing22 13,026,047 –23
  1. Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
  2. Printed “-”; reading unresolved, so no amount is shown. Printed dash, read on the page image (p114); recorded as printed and not interpreted as nil. Group 2022 column of the FY2023 statement of financial position; the same line's Group 2023 column prints 13,026,047.
Notes and alternative reported figures (21)
  1. Printed under different labels across filings: “Government Securities”; “Government securities”.
  2. Printed under different labels across filings: “Derivative Assets”; “Derivative assets”.
  3. “Assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 26; printed '-' for 2025.
  4. Published summary of audited statements dated 2025-03-25 presents this line for this year: - (p1). Not shown in this column, which follows one filing's presentation.
  5. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of financial position (p114) has no 'Assets held for sale' line; Group assets run from 'Cash and balances with Central Banks' to 'Investments in subsidiaries and associates' and 'Total assets'. Checked on the page image.
  6. Published summary of audited statements dated 2025-03-25 prints 4,322,128 (thousands, p1) for this line and year.
  7. Published summary of audited statements dated 2025-03-25 prints 4,243,400 (thousands, p1) for this line and year.
  8. “Corporate bond at amortised cost” is an issuer-specific line, not mapped to a shared definition: Note 18; printed '-' for 2024.
  9. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of financial position (p114) has no 'Corporate bond at amortised cost' line; investments are shown as 'Government Securities' and 'Equity investment - at fair value through other comprehensive income (FVOCI)'. Checked on the page image.
  10. “Intangible assets - goodwill” is an issuer-specific line, not mapped to a shared definition: Note 23.
  11. “Investments in subsidiaries” is an issuer-specific line, not mapped to a shared definition: Note 28: printed '-' in the Group columns.
  12. Not reported in this filing: Not reported separately: included in 'Investments in subsidiaries and associates' (p114), a single combined line (Group 92,251 for 2023 and 70,453 for 2022, transcribed as investments in associates). Checked on the page image.
  13. “Investments in associates”: mapping to a shared definition is uncertain. Printed 'Investments in subsidiaries and associates'; in the Group columns this is the associate (subsidiaries are consolidated).
  14. Printed under different labels across filings: “Investments in associates”; “Investments in subsidiaries and associates”.
  15. Published summary of audited statements dated 2025-03-25 prints 8,232,632 (thousands, p1) for this line and year.
  16. Published summary of audited statements dated 2025-03-25 prints 7,813,803 (thousands, p1) for this line and year.
  17. “Lease liabilities” is an issuer-specific line, not mapped to a shared definition: Note 24: current and non-current not split.
  18. Printed under different labels across filings: “Statutory credit loss reserve”; “Statutory loan loss reserve”.
  19. “Proposed dividend” is an issuer-specific line, not mapped to a shared definition: Note 13: equity, proposed dividend reserve.
  20. “Balances due to Central Banks” is an issuer-specific line, not mapped to a shared definition: Note 26; 2022 printed '-'.
  21. Not reported in this filing: Not printed: the FY2025 Group and Bank statements of financial position (p65) has no 'Balances due to Central Banks' line; Group liabilities are 'Deposits from customers', 'Deposits and balances from banking institutions', 'Derivative liabilities', 'Other liabilities', 'Current tax liabilities', 'Borrowings' and 'Lease liabilities'. Text layer.

Cash flow

Cash flow, KES thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY2023 — annual report (signed / final), as reported for the year; FY2022 — annual report (signed / final), comparative reported in the annual report for 2023.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filingFY2023Annual reportreported for the yearFY2022Annual reportcomparative in FY2023 filing
Cash generated from/(used in) operating activities1 8,797,874 (6,636,050)2 22,267,721 (21,635,550)
Interest received 59,797,541 59,391,712 53,048,130 40,129,625
Interest paid on customer and bank deposits3 (24,736,411) (28,202,306) Not reported in this filing54 Not reported in this filing5
Interest paid on borrowings (225,130) (1,711,502) (2,130,584) (1,234,359)
Payments for interest portions of the lease liabilities (572,442) (520,812) (513,611) (432,122)
Income taxes paid (1,821,536) (2,535,906) (6,980,652) (5,190,971)
Net cash generated from operating activities6 41,239,896 19,785,1367 46,417,9248 (968,490)
Purchase of property and equipment (1,204,994) (1,185,348) (2,201,837) (1,774,397)
Purchase of intangible assets - software costs (376,097) (1,277,835) (804,594) (516,785)
Cashflows used in discontinued operations9 (1,569,676) –10 Not reported in this filing11 Not reported in this filing11
Expenses related to the sale of DTB Burundi12 (41,447) –10 Not reported in this filing13 Not reported in this filing13
Proceeds from sale of investment in Government securities1415 731,650 7,318 193,828 (10,594)
Proceeds from sale of property and equipment 211,702 17,101 36,242 6,818
Proceeds from sale of land held for sale16 350,461 –10 Not reported in this filing17 Not reported in this filing17
Dividend received18 –10 –10 –10 –10
Net cash used in investing activities (1,898,401) (2,438,764) (2,776,361) (2,294,958)
Proceeds from borrowings 174,803 –19 9,966 12,437,500
Payment of principal portion of borrowings (2,294,425) (16,036,683) (6,576,498)20 (8,505,383)
Payments for principal portions of the lease liabilities (474,994) (441,203) (489,951) (516,793)
Dividends paid to equity holders of the bank (1,957,216) (1,677,613) (1,398,011) (838,807)
Dividends paid to non controlling interests21 (87,316) –19 Not reported in this filing22 Not reported in this filing22
Net cash used in financing activities23 (4,639,148) (18,155,499) (11,098,689)24 910,036
Net increase/(decrease) in cash and cash equivalents 34,702,347 (809,127)25 32,542,874 (2,353,412)
Cash and cash equivalents at start of year 59,654,616 61,234,91326 9,267,831 12,774,268
Effect of exchange rate fluctuations on cash and cash equivalents27 (4,033,977) (771,170) 1,468,413 (1,153,025)
Cash at start of year after exchange effect (unlabelled subtotal)28 55,620,639 60,463,743 10,736,244 11,621,243
Cash and cash equivalents at end of year 90,322,986 59,654,61629 43,279,118 9,267,831
Interest paid30 Not reported in this filing31 Not reported in this filing31 (21,917,275) (14,271,594)
  1. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_investing.
  2. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
Notes and alternative reported figures (29)
  1. Printed under different labels across filings: “Cash generated from /(used in) operating activities”; “Cash generated from/(used in) operating activities”.
  2. Published summary of audited statements dated 2025-03-25 prints (9,416,116) (thousands, p6) for this line and year.
  3. “Interest paid on customer and bank deposits” is an issuer-specific line, not mapped to a shared definition: Operating activities.
  4. Published summary of audited statements dated 2025-03-25 presents this line for this year: (21,917,275) (p6). Not shown in this column, which follows one filing's presentation.
  5. Not reported in this filing: Not printed under this label: the FY2023 Group and Bank statements of cash flows (p119) prints a single 'Interest paid' line in operating activities (Group (21,917,275) for 2023, (14,271,594) for 2022), transcribed under native.co_e7pnw52kzn3q.cf_interest_paid_operating; there is no 'Interest paid on customer and bank deposits' line. Checked on the page image.
  6. Printed under different labels across filings: “Net cash generated from operating activities”; “Net cash generated from/(used in) operating activities”.
  7. Published summary of audited statements dated 2025-03-25 prints 17,005,070 (thousands, p6) for this line and year.
  8. Published summary of audited statements dated 2025-03-25 prints 44,038,688 (thousands, p6) for this line and year.
  9. “Cashflows used in discontinued operations” is an issuer-specific line, not mapped to a shared definition: Investing; printed '-' for 2024.
  10. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of cash flows (p119) has no 'Cashflows used in discontinued operations' line; investing lines are purchases of property and equipment and software, 'Net proceeds from sale of investment in Government securities', 'Proceeds from sale of property and equipment' and 'Dividend received'. Checked on the page image.
  11. “Expenses related to the sale of DTB Burundi” is an issuer-specific line, not mapped to a shared definition: Investing; printed '-' for 2024.
  12. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of cash flows (p119) has no 'Expenses related to the sale of DTB Burundi' line (the disposal happened in 2025). Checked on the page image.
  13. “Proceeds from sale of investment in Government securities” is an issuer-specific line, not mapped to a shared definition: Investing.
  14. Printed under different labels across filings: “Government securities”; “Proceeds from sale of investment in Government securities”.
  15. “Proceeds from sale of land held for sale” is an issuer-specific line, not mapped to a shared definition: Investing (note 26); printed '-' for 2024.
  16. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of cash flows (p119) has no 'Proceeds from sale of land held for sale' line; the only disposal proceeds line is 'Proceeds from sale of property and equipment'. Checked on the page image.
  17. “Dividend received” is an issuer-specific line, not mapped to a shared definition: Investing (note 7); printed '-' in both Group years.
  18. Published summary of audited statements dated 2025-03-25 prints (6,841,457) (thousands, p6) for this line and year.
  19. “Dividends paid to non controlling interests” is an issuer-specific line, not mapped to a shared definition: Financing; printed '-' for 2024.
  20. Not reported in this filing: Not printed: the FY2023 Group and Bank statements of cash flows (p119) has no dividends to non-controlling interests line; the only dividend line in financing is 'Dividends paid to equity holders of the bank'. Checked on the page image.
  21. Printed under different labels across filings: “Net cash (used in)/ generated from financing activities”; “Net cash used in financing activities”.
  22. Published summary of audited statements dated 2025-03-25 prints (8,719,453) (thousands, p6) for this line and year.
  23. Published summary of audited statements dated 2025-03-25 prints (3,589,193) (thousands, p6) for this line and year.
  24. Published summary of audited statements dated 2025-03-25 prints 43,279,118 (thousands, p6) for this line and year.
  25. Printed under different labels across filings: “Effect of exchange rate fluctuations”; “Effect of exchange rate fluctuations on cash and cash equivalents”.
  26. “Cash at start of year after exchange effect (unlabelled subtotal)” is an issuer-specific line, not mapped to a shared definition: Unlabelled subtotal: cash at start of year plus the effect of exchange-rate fluctuations for the year (recorded for the year, not as a balance; not linked by arithmetic because it mixes an opening balance with a flow).
  27. Published summary of audited statements dated 2025-03-25 prints 38,918,755 (thousands, p6) for this line and year.
  28. “Interest paid” is an issuer-specific line, not mapped to a shared definition: Operating activities: printed 'Interest paid'; interest on borrowings and lease liabilities is printed in financing activities.
  29. Not reported in this filing: Not printed under this label: the FY2025 Group and Bank statements of cash flows (p68) has no single 'Interest paid' line; it prints 'Interest paid on customer and bank deposits' (transcribed under native.co_e7pnw52kzn3q.cf_interest_paid_deposits), 'Interest paid on borrowings' and 'Payments for interest portions of the lease liabilities' separately. Text layer.

Per share and shares

Per share and shares. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025; FY2023 — annual report (signed / final), as reported for the year; FY2022 — annual report (signed / final), comparative reported in the annual report for 2023.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filingFY2023Annual reportreported for the yearFY2022Annual reportcomparative in FY2023 filing
Earnings / (loss) per share (per share)1 33.65 27.33 24.60 21.68
Profit / (loss) attributable to shareholders (KES thousands)2 9,407,239 7,642,442 6,879,176 6,061,017
Notes and alternative reported figures (2)
  1. Earnings / (loss) per share: printed as “Basic and diluted”.
  2. Profit / (loss) attributable to shareholders: printed as “Owners of the Bank”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2025 Dividends paid (cash flow statement) Dividends paid to equity holders of the bank (1,957,216) KES thousands Annual report, p68
31 Dec 2024 Dividend declared per share, as printed in a statement Dividend per share (Shs per share)Printed 'Dividend per share' for the year: for 2024 the first and final dividend of Shs 7.00 the directors will recommend (p1). 7.00 KES per share Summary statements, p1
31 Dec 2024 Dividends paid (cash flow statement) Dividends paid to equity holders of the bank (1,677,613) KES thousands Annual report, p68
31 Dec 2023 Dividend declared per share, as printed in a statement Dividend per share (Shs per share)Printed 'Dividend per share' for the year: for 2024 the first and final dividend of Shs 7.00 the directors will recommend (p1). 6.00 KES per share Summary statements, p1
31 Dec 2023 Dividends paid (cash flow statement) Dividends paid to equity holders of the bank (1,398,011) KES thousands Annual report, p119
31 Dec 2022 Dividends paid (cash flow statement) Dividends paid to equity holders of the bank (838,807) KES thousands Annual report, p119

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Diamond Trust Bank Integrated Report & Financial Statements 2025

    Year ended 31 December 2025 · Annual report · signed / final

    Audit: KPMG Kenya (Certified Public Accountants (Kenya), Nairobi), unmodified opinion · signed

    Auditor's sign-off: CPA Jacob Gathecha (practising certificate P/1610), for and on behalf of KPMG Kenya

    Final status: Independent auditor's report to the members of Diamond Trust Bank Kenya Limited (PDF pp62-64) with an unmodified opinion on the consolidated and separate financial statements (pages 127 to 236); signed by hand above 'For and on behalf of KPMG Kenya, Certified Public Accountants (Kenya), Nairobi', 'Date: 23 March 2026.', engagement partner CPA Jacob Gathecha (P/1610), with a QR code 'UNIQUE CODE: 36969260325' (PDF p64 left half, page image). The statements were approved by the board on 23 March 2026 and signed by hand by Linus Gitahi (Chairman), Murali Natarajan (Managing Director and CEO, Kenya), Uday Bhasin (Director) and Stephen Kodumbe (Company Secretary) (PDF p65 right half, page image).

    Document date
    23 Mar 2026
    Auditor's report
    23 Mar 2026
    Board approval
    23 Mar 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    consolidated statements · KES thousands (printed “Shs'000”)
    • Interest paid on borrowings and on lease liabilities is presented in operating activities (p68).
    • Profit before tax is printed for continuing operations only; the discontinued operation is presented as one line net of tax ((532,610); 2024: 50,620) between profit from continuing operations and profit for the year (p64).
    • The statement of cash flows prints an unlabelled subtotal of cash at start of year plus the exchange-rate effect (55,620,639; 2024: 60,463,743) before cash at end of year (p68).
    • The statement of financial position is unclassified (bank format): no current / non-current subtotals are printed (p65).
    • Group 2024 profit or loss and OCI columns are printed '*Restated': 'The comparative information has been represented due to a discontinued operation' (DTB Burundi, disposed at 31 December 2025; note 11) (p64, p65). Group 2024 cash-flow columns are printed '*Restated': 'The cash and cash equivalents have been restated as described on note 2 (x)' (p68).
    Technical details
    File
    125 pages, with a text layer
    SHA-256
    32f60e11261424b1dcaf58ea87d7e5eff609752ed562c491598fecec5950bf05
    Entity as printed
    Diamond Trust Bank Kenya Limited (the "Group" and the "Bank")
    Issuer copy
    retrieved 2026-10-08T19:52:39Z

  • The Board of Directors of Diamond Trust Bank Kenya Limited is pleased to announce the audited Group and Bank results for the year ended 31 December 2024

    Year ended 31 December 2024 · Published summary of audited statements (summary) · final status not established

    Audit: KPMG Kenya (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: Published by the issuer's board (NSE upload). No auditor's report on the summary is printed. The message from directors states 'These financial statements are extracts from the books of the institution as audited by KPMG, Kenya and received an unqualified opinion' and names the chairman (Linus Gitahi) and the managing director (Murali Natarajan) in type; the declaration of dividend is dated 25 March 2025 'By order of the Board, Stephen Kodumbe, Company Secretary' (PDF p1, page image). No board approval date for the statements is printed.

    Document date
    25 Mar 2025
    Auditor's report
    date not found in this document
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    not a column source (supplementary or comparison only)
    Basis
    consolidated statements · KES thousands (printed “Shs 000”)
    • The p1 text layer holds the figures in column blocks detached from their labels (the figures are the printed ones; no hidden or differing figures were found); p1 is read through OCR of the render. Expense lines are printed as positive amounts and stored as deductions (sign_note). Current tax is printed negative and deferred tax with its own sign; no total tax line is printed.
    • No auditor's report on the summary is printed; the summary states 'These financial statements are extracts from the books of the institution as audited by KPMG, Kenya and received an unqualified opinion. The complete set of these financial statements will be available at our registered office ... for inspection after approval at the Annual General Meeting to be held on 26 June 2025.' (p1)
    • PDF p1: statement of financial position and statement of comprehensive income in the Central Bank of Kenya format (Group and Bank, Dec 2024 and Dec 2023, 'Audited'), other disclosures (NPLs, insider loans, off-balance sheet items, capital strength, liquidity), declaration of dividend and message from directors; PDF pp2-5: Group and Bank statements of changes in equity; PDF p6: Group and Bank statements of cash flows; pp2-6 are footed 'AN EXTRACT FROM THE DTB FINANCIAL STATEMENTS 2024'. No notes are printed.
    Technical details
    File
    6 pages, with a text layer
    SHA-256
    fa82483ba46e5f6c9d87201843be83addbbec552508c9cfef1f7bbdd055bdc75
    Entity as printed
    Diamond Trust Bank Kenya Limited (Group and Bank)
    Exchange copy
    retrieved 2026-10-08T18:06:09Z

  • DTB 2023 Integrated Report & Financial Statements

    Year ended 31 December 2023 · Annual report · signed / final

    Audit: KPMG Kenya (Certified Public Accountants), unmodified opinion · signed

    Auditor's sign-off: CPA Jacob Gathecha (P/1610), for and on behalf of KPMG Kenya

    Final status: Independent auditor's report to the members of Diamond Trust Bank Kenya Limited (PDF pp107-111) with an unmodified opinion on the consolidated and separate financial statements (pages 117 to 242); signed by hand above 'For and behalf of: KPMG Kenya, Certified Public Accountants', dated 26 March 2024, engagement partner CPA Jacob Gathecha (P/1610) (PDF p111, page image). The statements were approved by the board on 26 March 2024 and signed by hand by Linus Gitahi (Chairman), Nasim Devji (Managing Director & Group Chief Executive Officer), Guedi Ainache (Director) and Stephen Kodumbe (Company Secretary) (PDF p114, page image).

    Document date
    26 Mar 2024
    Auditor's report
    26 Mar 2024
    Board approval
    26 Mar 2024
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2023, FY2022
    Basis
    consolidated statements · KES thousands (printed “Shs'000”)
    • Operating activities print a single 'Interest paid' line; interest paid on borrowings and on lease liabilities is printed in financing activities (p119), unlike FY2025.
    • The statement of cash flows prints an unlabelled subtotal of cash at start of year plus the exchange-rate effect (10,736,244; 2022: 11,621,243) before cash at end of year (p119).
    • The statement of financial position is unclassified (bank format): no current / non-current subtotals are printed (p114).
    • The statement pages' text layer holds the figures in column blocks detached from their labels (the same figures as printed; no hidden or differing figures found); the pages are read through OCR of the render and every Group cell was compared with the render.
    • The statements do not head the 2022 columns 'restated', but note 2(v) 'Change in classification/ correction of prior year errors' (PDF p150) says that during 2023 derivative assets and liabilities, previously in other assets, are shown separately; lease principal and interest payments are shown separately in the cash-flow statement; and the share of results of associates is now adjusted from operating activities, changing cash flows from operating activities and the effect of exchange-rate fluctuations. The affected 2022 rows are marked restated.
    Technical details
    File
    244 pages, with a text layer
    SHA-256
    cf25465e11100090c225b087e9a567d27e7ecfa108f05e13d23f2f1c65c4952d
    Entity as printed
    Diamond Trust Bank Kenya Limited (the "Group" and the "Bank")
    Issuer copy
    retrieved 2026-10-08T19:52:43Z

Data notes

  • Loan loss provision — OCR read '10.320,594'; the page image shows '10,320,594'. OCR reads the first thousands comma of the Group 2023 loan loss provision as a full stop; the render prints 10,320,594 (page image). (The Board of Directors of Diamond Trust Bank Kenya Limited is pleased to announce the audited Group and Bank results for the year ended 31 December 2024, p1)

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text; matched to OCR text and compared cell by cell with the page image; read from the page image) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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