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Ecobank CI

ECOC · Bourse Régionale des Valeurs Mobilières · Company statements

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Company details
Legal name
Ecobank Côte d'Ivoire
Listing
ECOC on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · published summary of audited statements, final status not established · source

Read with these figures

  • Published summary of audited statements not confirmed as final. The published copy is not confirmed as the final version. The FY2025 figures come from it.
Full wording and sources
  • Published summary of audited statements for 2025: final status not established

    Published by the issuer through the BRVM as its activity report with the statements in annex. No auditor's report on the summary or on the full statements and no signature is printed; the annex pages are headed 'MONTANTS NETS AUDITES' (pp8-11) and the text reports that the board, meeting on 17 March 2026, examined and approved the results for the year ended 31 December 2025 (p2). Dated 'Abidjan, le 14 avril 2026' (p1).

    Source: RAPPORT D'ACTIVITES Décembre 2025 (dated 2026-04-14)

  • 2025, 2024: figures from a published summary

    These columns come from a summary of the audited statements, not the full audited financial statements. Annexes (1/4)-(4/4) of the 'Rapport d'activités Décembre 2025', each headed 'MONTANTS NETS AUDITES' (pp8-11); the summary does not otherwise state the source of the statements. No auditor's report on the summary is printed. Each annex page is headed 'MONTANTS NETS AUDITES' (pp8-11); p2 states the board 'réuni le 17 mars 2026, a examiné puis approuvé les résultats relatifs à l'exercice clos le 31 décembre 2025'. The auditors are not named. Bilan actif (p8) and passif (p9), hors-bilan (p10) and compte de résultat (p11), Déc 2024 and Déc 2025, in millions of FCFA; key-figure table on p3. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.

    Source: RAPPORT D'ACTIVITES Décembre 2025 (dated 2026-04-14)

  • PRODUIT NET BANCAIRE

    XOF 133 billion

    132,725 XOF millions · p11

    +8.5% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    XOF 63.5 billion

    63,482 XOF millions · p11

    +10.4% vs 2024

  • Total assets

    XOF 2.05 trillion

    2,054,491 XOF millions · p8

    +0.2% vs 2024

  • Customer deposits

    XOF 1.63 trillion

    1,626,223 XOF millions · p9

    +15.1% vs 2024

  • Total equity

    XOF 219 billion

    218,573 XOF millions · p9

    +9.6% vs 2024

Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF millions unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — published summary of audited statements (summary), final status not established; reported for the year · source
  • FY2024 — published summary of audited statements (summary), final status not established; comparative in the FY2025 filing · source
    • 2025, 2024: figures from a published summary. These columns come from a summary of the audited statements, not the full audited financial statements. Annexes (1/4)-(4/4) of the 'Rapport d'activités Décembre 2025', each headed 'MONTANTS NETS AUDITES' (pp8-11); the summary does not otherwise state the source of the statements. No auditor's report on the summary is printed. Each annex page is headed 'MONTANTS NETS AUDITES' (pp8-11); p2 states the board 'réuni le 17 mars 2026, a examiné puis approuvé les résultats relatifs à l'exercice clos le 31 décembre 2025'. The auditors are not named. Bilan actif (p8) and passif (p9), hors-bilan (p10) and compte de résultat (p11), Déc 2024 and Déc 2025, in millions of FCFA; key-figure table on p3. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.

Income statement

Income statement, XOF millions. Columns: FY2025 — published summary of audited statements (final status not established), as reported for the year; FY2024 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2025.
Line (as printed) FY2025Published summary of audited statements (summary)reported for the yearFY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations
INTERETS ET PRODUITS ASSIMILES 111,337 109,474
INTERETS ET CHARGES ASSIMILE ES (23,290) (29,794)
REVENUS DES TITRES A REVENU VARIABLE1 2,209 159
COMMISSIONS (PRODUITS) 32,366 34,397
COMMISSIONS (CHARGES) (457) (333)
GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE2 7,086 7,209
GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE3 5,147 3,912
AUTRES PRODUITS D'EXPLOITATION BANCAIRE4 2,693 2,906
AUTRES CHARGES D'EXPLOITATION BANCAIRE5 (4,366) (5,614)
PRODUIT NET BANCAIRE 132,725 122,316
SUBVENTIONS D'INVESTISSSEMENT6 0 0
CHARGES GENERALES D'EXPLOITATION (53,746) (52,320)
DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS DES7 (3,185) (2,657)
RESULTAT BRUT D'EXPLOITATION 75,794 67,339
COÛT DU RISQUE (1,799) (2,935)
RESULTAT D'EXPLOITATION 73,995 64,404
GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES8 32 28
RESULTAT AVANT IMPOT 74,027 64,432
IMPÔTS DUR LES BENEFICES (10,545) (6,955)
RESULTAT NET 63,482 57,477
Notes and alternative reported figures (8)
  1. “REVENUS DES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Dividend and similar income from variable-income securities.
  2. “GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the trading portfolio.
  3. “GAINS OU PERTES NETS SUR OPERATIONS DES PORTEFEUILLES DE” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the placement portfolio.
  4. “AUTRES PRODUITS D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating income.
  5. “AUTRES CHARGES D'EXPLOITATION BANCAIRE” is an issuer-specific line, not mapped to a shared definition: Other banking operating charges (printed in brackets).
  6. “SUBVENTIONS D'INVESTISSSEMENT” is an issuer-specific line, not mapped to a shared definition: Investment subsidies (printed 0 in both years).
  7. “DOTATION AUX AMORTISSEMENTS ET AUX DEPRECIATIONS DES” is an issuer-specific line, not mapped to a shared definition: Depreciation, amortisation and impairment of fixed assets (printed in brackets).
  8. “GAINS OU PERTES NETS SUR ACTIFS IMMOBILISES” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on fixed assets.

Balance sheet

Balance sheet, XOF millions. Columns: FY2025 — published summary of audited statements (final status not established), as reported for the year; FY2024 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2025.
Line (as printed) FY2025Published summary of audited statements (summary)reported for the yearFY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations
CAISSE, BANQUE CENTRALE, CCP 82,987 170,285
EFFETS PUBLICS ET VALEURS ASSIMILE ES1 625,317 771,705
CREANCES INTERBANCAIRES ET ASSIMILE ES 79,503 33,226
CREANCES SUR LA CLIENTELE 1,050,803 972,571
OBLIGATIONS ET AUTRES TITRES A REVENU FIXE2 108,835 0
ACTIONS ET AUTRES TITRES A REVENU VARIABLE3 28,977 28,977
ACTIONNAIRES OU ASSOCIES4 0 0
AUTRES ACTIFS 32,095 26,972
COMPTE DE REGULARISATION5 12,775 13,364
PARTICIPATION ET AUTRES TITRES DETENUS A LONG TERME6 3,602 3,602
PART DANS LES ENTREPRISES LIEES7 0 0
PRETS SUBORDONNES8 0 0
IMMOBILISATIONS INCORPORELLES 695 2,183
IMMOBILISATIONS CORPORELLES 28,902 27,796
TOTAL DE L’ACTIF 2,054,4919 2,050,681
BANQUES CENTRALES, CCP10 0 0
DETTES INTERBANCAIRES ET ASSIMILEES 141,670 364,742
DETTES A L'EGARD DE LA CLIENTELE 1,626,223 1,412,512
DETTES REPRESENTEES PAR UN TITRE11 10,522 0
AUTRES PASSIFS 29,677 61,021
COMPTES DE REGULARISATION12 24,887 9,805
PROVISIONS 2,939 3,249
EMPRUNTS ET TITRES EMIS SUBORDONNES13 0 0
CAPITAUX PROPRES ET RESSOURCES ASSIMILEES 218,573 199,352
CAPITAL SOUSCRIT 27,525 27,525
PRIMES LIEES AU CAPITAL 39,375 39,375
RESERVES14 63,776 55,155
ECARTS DE REEVALUATION 0 0
PROVISION REGLEMENTEES15 0 0
REPORT A NOUVEAU (+/-) 24,415 19,820
RESULTAT DE L’EXERCICE (+/-)16 63,482 57,477
TOTAL DU PASSIF 2,054,49117 2,050,681
  1. Printed “2 05 4 491”; read as 2054491. p8: The text layer spaces the glyphs '2 05 4 491'; the page render shows 2 054 491 (PDF p8).
  2. Printed “2 05 4 491”; read as 2054491. p9: The text layer spaces the glyphs '2 05 4 491'; the page render shows 2 054 491 (PDF p9).
Notes and alternative reported figures (15)
  1. “EFFETS PUBLICS ET VALEURS ASSIMILE ES” is an issuer-specific line, not mapped to a shared definition: Government securities (treasury bills and bonds) and similar.
  2. “OBLIGATIONS ET AUTRES TITRES A REVENU FIXE” is an issuer-specific line, not mapped to a shared definition: Bonds and other fixed-income securities.
  3. “ACTIONS ET AUTRES TITRES A REVENU VARIABLE” is an issuer-specific line, not mapped to a shared definition: Shares and other variable-income securities.
  4. “ACTIONNAIRES OU ASSOCIES” is an issuer-specific line, not mapped to a shared definition: Amounts due from shareholders (uncalled capital).
  5. “COMPTE DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and prepayments (assets).
  6. “PARTICIPATION ET AUTRES TITRES DETENUS A LONG TERME” is an issuer-specific line, not mapped to a shared definition: Equity participations and other long-term securities.
  7. “PART DANS LES ENTREPRISES LIEES” is an issuer-specific line, not mapped to a shared definition: Shares in related companies.
  8. “PRETS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated loans granted.
  9. “BANQUES CENTRALES, CCP” is an issuer-specific line, not mapped to a shared definition: Amounts due to central banks and postal accounts.
  10. “DETTES REPRESENTEES PAR UN TITRE” is an issuer-specific line, not mapped to a shared definition: Debt securities issued.
  11. “COMPTES DE REGULARISATION” is an issuer-specific line, not mapped to a shared definition: Accruals and deferred income (liabilities).
  12. “EMPRUNTS ET TITRES EMIS SUBORDONNES” is an issuer-specific line, not mapped to a shared definition: Subordinated borrowings and securities issued.
  13. “RESERVES” is an issuer-specific line, not mapped to a shared definition: Reserves.
  14. “PROVISION REGLEMENTEES” is an issuer-specific line, not mapped to a shared definition: Regulated provisions (within equity under the banking chart of accounts).
  15. “RESULTAT DE L’EXERCICE (+/-)” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

No dividend statement or amount collected.

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • RAPPORT D'ACTIVITES Décembre 2025

    Year ended 31 December 2025 · Published summary of audited statements (summary) · final status not established

    Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: Published by the issuer through the BRVM as its activity report with the statements in annex. No auditor's report on the summary or on the full statements and no signature is printed; the annex pages are headed 'MONTANTS NETS AUDITES' (pp8-11) and the text reports that the board, meeting on 17 March 2026, examined and approved the results for the year ended 31 December 2025 (p2). Dated 'Abidjan, le 14 avril 2026' (p1).

    Document date
    14 Apr 2026
    Auditor's report
    date not found in this document
    Board approval
    17 Mar 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    company statements · XOF millions (printed “(en millions de FCFA)”)
    • Columns are printed comparative first (Déc 2024, Déc 2025). Bank layout: no total-liabilities line; 'Capitaux propres et ressources assimilées' totals the seven equity lines printed below it. No 'frais généraux' subtotal: general operating charges and depreciation run straight to the résultat brut d'exploitation. Charges are printed in brackets and kept as printed.
    • The activity report states a proposed gross dividend of 888 FCFA per share for 2025 (p6); not transcribed as a fact (no statement prints it).
    • No auditor's report on the summary is printed. Each annex page is headed 'MONTANTS NETS AUDITES' (pp8-11); p2 states the board 'réuni le 17 mars 2026, a examiné puis approuvé les résultats relatifs à l'exercice clos le 31 décembre 2025'. The auditors are not named.
    • Bilan actif (p8) and passif (p9), hors-bilan (p10) and compte de résultat (p11), Déc 2024 and Déc 2025, in millions of FCFA; key-figure table on p3. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.
    Technical details
    File
    12 pages, with a text layer
    SHA-256
    0a0d3314f6bea6a92fe1565ac942e109c632d2047de3de7f36509712f0b77d48
    Entity as printed
    Ecobank Côte d'Ivoire
    Exchange copy
    retrieved 2026-10-08T19:04:01Z

Data notes

  • TOTAL DE L’ACTIF — Printed '2 05 4 491'; read as '2054491'. The text layer spaces the glyphs '2 05 4 491'; the page render shows 2 054 491 (PDF p8). (RAPPORT D'ACTIVITES Décembre 2025, p8)
  • TOTAL DU PASSIF — Printed '2 05 4 491'; read as '2054491'. The text layer spaces the glyphs '2 05 4 491'; the page render shows 2 054 491 (PDF p9). (RAPPORT D'ACTIVITES Décembre 2025, p9)

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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