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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

FCMB Group

FCMB · Nigerian Exchange · Consolidated statements

On this page
Company details
Legal name
FCMB Group Plc
Listing
FCMB on the Nigerian Exchange, active · ISIN NGFCMB000005 (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · annual report, signed / final · source

Read with these figures

  • Auditor's emphasis of matter. No emphasis-of-matter or going-concern paragraph.
Full wording and sources

  • Auditor's emphasis of matter

    No emphasis-of-matter or going-concern paragraph. Key audit matters: impairment of loans and advances to customers (gross ₦2.475 trillion, impairment ₦109.78 billion) and valuation of goodwill (₦19.29 billion) (pp41-43). Report on other legal and regulatory requirements: 'During the year, the Group contravened certain sections of the Banks and Other Financial Institutions Act 2020, CBN and SEC Circulars/Guidelines. Details of the contravention and the related penalties are as disclosed in note 48' (p46). Separate limited-assurance report on ICFR, unmodified conclusion, 08 June 2026 (pp47-49).

    Source: FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025 (dated 2026-06-08)

  • Net interest income

    NGN 506 billion

    505,907,000 NGN thousands · p50

    +124.5% vs 2024

    Interest income less interest expense, as printed.

  • Profit / (loss) for the year

    NGN 177 billion

    177,270,933 NGN thousands · p50

    +141.7% vs 2024

  • Total assets

    NGN 7.63 trillion

    7,630,988,779 NGN thousands · p51

    +8.2% vs 2024

  • Customer deposits

    NGN 4.42 trillion

    4,418,520,958 NGN thousands · p51

    +2.8% vs 2024

  • Total equity

    NGN 836 billion

    836,411,366 NGN thousands · p51

    +21.4% vs 2024

Large amounts are rounded for reading (NGN million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in NGN thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — annual report, signed / final; reported for the year · source
  • FY2024 — annual report, signed / final; comparative in the FY2025 filing · source

Income statement

Income statement, NGN thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Gross earnings1 1,131,774,786 794,430,083
Interest and discount income 1,005,329,106 621,803,795
Interest expense (499,422,106) (396,503,592)
Net interest income 505,907,000 225,300,203
Fee and commission income 97,892,106 74,307,415
Fee and commission expense (21,241,530) (15,510,591)
Net fee and commission income 76,650,576 58,796,824
Net trading income 37,792,398 53,792,945
Net income from financial instruments mandatorily measured at FVTPL2 –3 –3
Intra group revenue4 –3 –3
Other gains /(losses)5 (12,115,707) 39,555,332
Unlabelled subtotal6 25,676,691 93,348,277
Other income 2,876,883 4,970,596
Net impairment losses on financial instruments (81,706,899) (41,240,464)
Personnel expenses (107,182,007) (79,301,581)
Depreciation and amortisation expenses7 (17,316,582) (13,877,452)
General and administrative expenses (135,343,145) (87,546,593)
Other operating expenses (68,649,851) (48,331,228)
Result from operating activities 200,912,666 112,118,582
Share of post tax result of associate 1,187,730 (223,412)
Profit before minimum tax and income tax 202,100,396 111,895,170
Windfall tax8 (7,573,475) (17,671,442)
Minimum tax9 (4,886,994) (3,289,172)
Taxation charge (12,368,994) (17,597,088)
Profit for the year 177,270,933 73,337,468
Other comprehensive income for the year, net of tax (23,226,730) 30,454,22310
TOTAL COMPREHENSIVE INCOME FOR THE YEAR 154,044,20311 103,791,69112
Non-controlling interests13 256,419 203,156
Additional Tier 1 (AT1) Capital holders14 7,466,366 7,409,672
  1. Printed “-”, read as nil: subtotal_arithmetic: is.native.co_49x6gnjba58a.trading_and_other_gains_subtotal.
  2. Printed “3 0 454 223”; read as 30454223. p50: Text-layer artefact: the word-position re-read returns this cell as '3 0 454 223', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 30 454 223. Read as the same digits joined.
  3. Printed “1 54 044 203”; read as 154044203. p50: Text-layer artefact: the word-position re-read returns this cell as '1 54 044 203', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 154 044 203. Read as the same digits joined.
  4. Printed “1 03 791 691”; read as 103791691. p50: Text-layer artefact: the word-position re-read returns this cell as '1 03 791 691', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 103 791 691. Read as the same digits joined.
Notes and alternative reported figures (10)
  1. “Gross earnings” is an issuer-specific line, not mapped to a shared definition: Gross earnings as printed (total income before expenses; not part of a printed sum).
  2. “Net income from financial instruments mandatorily measured at FVTPL” is an issuer-specific line, not mapped to a shared definition: Group printed '-' both years.
  3. “Intra group revenue” is an issuer-specific line, not mapped to a shared definition: Group printed '-' both years (Company only).
  4. “Other gains /(losses)” is an issuer-specific line, not mapped to a shared definition: Other gains and losses, incl. unrealised foreign exchange (note 14(a)).
  5. “Unlabelled subtotal” is an issuer-specific line, not mapped to a shared definition: Unlabelled subtotal of net trading income through other gains/(losses).
  6. “Depreciation and amortisation expenses”: mapping to a shared definition is uncertain. One line for depreciation and amortisation (note 16).
  7. “Windfall tax” is an issuer-specific line, not mapped to a shared definition: Windfall tax on foreign exchange gains (note 20).
  8. “Minimum tax” is an issuer-specific line, not mapped to a shared definition: Minimum tax (note 20).
  9. “Non-controlling interests” is an issuer-specific line, not mapped to a shared definition: Share of profit attributable to non-controlling interests.
  10. “Additional Tier 1 (AT1) Capital holders” is an issuer-specific line, not mapped to a shared definition: Share of profit attributable to AT1 capital holders.

Balance sheet

Balance sheet, NGN thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Cash and cash equivalents 1,298,920,721 795,387,019
Non-pledged trading assets 439,720,7341 319,109,270
Derivative assets held for risk management 4,276,814 1,451,932
Investment securities 2,035,651,897 1,189,410,706
Assets pledged as collateral2 104,900,5763 401,703,741
Loans and advances to customers 2,365,686,373 2,357,303,173
Other assets 68,575,2674 446,068,716
Restricted reserve deposits5 1,198,149,879 1,441,465,091
Investment in subsidiaries6 –7 –7
Investment in associates 2,131,287 1,738,796
Property and equipment, and right of use assets8 63,360,3829 55,994,468
Intangible assets 40,264,56510 36,342,286
Deferred tax assets 9,350,284 8,190,721
Total assets 7,630,988,779 7,054,165,919
Trading liabilities11 –12 –12
Derivative liabilities held for risk management 608,639 2,608,146
Deposits from banks 1,010,355,965 834,893,228
Deposits from customers 4,418,520,958 4,296,485,849
Retirement benefit obligations 112,623 52,502
Current income tax liabilities 36,960,723 38,227,831
Deferred tax liabilities 1,612,152 4,742,275
Other liabilities 509,241,955 411,411,204
Provision 11,818,408 13,022,246
On-lending facilities13 318,192,503 204,803,631
Debt securities issued14 121,583,156 199,075,949
Borrowings 365,570,331 359,862,027
Total liabilities 6,794,577,413 6,365,184,888
Share capital 21,385,853 19,802,710
Additional Tier 1 (AT1) Capital issued15 46,686,000 46,686,000
Share premium 267,574,383 246,431,292
Retained earnings 223,512,081 188,437,683
Other reserves16 276,271,897 186,812,718
Total Equity attributable to owners of the Company 835,430,214 688,170,403
Non-controlling Interests 981,152 810,628
Total equity (unlabelled subtotal) 836,411,366 688,981,031
Total liabilities and equity 7,630,988,779 7,054,165,919
  1. Printed “4 39 720 734”; read as 439720734. p51: Text-layer artefact: the word-position re-read returns this cell as '4 39 720 734', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 439 720 734. Read as the same digits joined.
  2. Printed “1 04 900 576”; read as 104900576. p51: Text-layer artefact: the word-position re-read returns this cell as '1 04 900 576', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 104 900 576. Read as the same digits joined.
  3. Printed “6 8 575 267”; read as 68575267. p51: Text-layer artefact: the word-position re-read returns this cell as '6 8 575 267', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 68 575 267. Read as the same digits joined.
  4. Printed “-”, read as nil: subtotal_arithmetic: bs.total_assets.
  5. Printed “6 3 360 382”; read as 63360382. p51: Text-layer artefact: the word-position re-read returns this cell as '6 3 360 382', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 63 360 382. Read as the same digits joined.
  6. Printed “4 0 264 565”; read as 40264565. p51: Text-layer artefact: the word-position re-read returns this cell as '4 0 264 565', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 40 264 565. Read as the same digits joined.
  7. Printed “-”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (9)
  1. “Assets pledged as collateral” is an issuer-specific line, not mapped to a shared definition: Assets pledged as collateral (note 25).
  2. “Restricted reserve deposits” is an issuer-specific line, not mapped to a shared definition: Restricted (cash reserve) deposits with the central bank (note 28).
  3. “Investment in subsidiaries” is an issuer-specific line, not mapped to a shared definition: Group printed '-' both years (Company only).
  4. “Property and equipment, and right of use assets” is an issuer-specific line, not mapped to a shared definition: Property and equipment and right-of-use assets, one line (note 31).
  5. “Trading liabilities” is an issuer-specific line, not mapped to a shared definition: Printed '-' both years.
  6. “On-lending facilities” is an issuer-specific line, not mapped to a shared definition: On-lending facilities (note 38).
  7. “Debt securities issued” is an issuer-specific line, not mapped to a shared definition: Debt securities issued (note 39).
  8. “Additional Tier 1 (AT1) Capital issued” is an issuer-specific line, not mapped to a shared definition: AT1 capital instruments classified in equity (note 41(d)).
  9. “Other reserves” is an issuer-specific line, not mapped to a shared definition: Other reserves (note 42).

Cash flow

Cash flow, NGN thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Unlabelled subtotal 1,226,976,387 157,402,3791
Interest received 972,898,0072 710,304,5853
Interest paid4 (485,107,488) (425,493,237)
Dividend received from associate5 –6 332,9287
Dividends received from investments8 2,700,153 1,754,901
VAT paid9 (11,606,250) (14,825,917)
Income taxes paid (28,417,427) (9,107,292)
Net cash generated from operating activities 1,677,443,382 420,368,34710
Investment in subsidiaries11 –12 –12
Interest on public offer proceeds13 –12 6,370,908
Purchase of property and equipment (21,052,149) (9,419,006)
Purchase of intangible assets (39,219,051) (7,479,708)
Purchase of intangible assets work-in-progress14 (4,919,864) (6,022,137)
Proceeds from sale of property and equipment 1,027,038 2,304,123
Acquisition of investment securities15 (1,148,373,730) (503,583,086)
Proceeds from sale and redemption of investment securities16 162,633,66217 135,061,80918
Deposit for investment securities19 –12 (323,031,162)
Cash disposed as part of subsidiary disposal20 –12 (2,074,721)
Net cash used in from investing activities (1,049,904,094) (707,872,980)
Interest paid on interest bearing borrowings (3,306,939) (2,798,117)
Interest paid on interest debt securities issued21 (1,139,967) (8,279,934)
Proceeds from issue of shares22 22,726,23423 144,559,789
Payments of share issue cost24 –25 (3,619,555)
Coupon paid on Additional Tier 1 capital26 (7,466,366) (7,409,672)
Proceeds from long term borrowings 90,515,06827 219,026,254
Repayment of long term borrowings (49,709,184) (62,476,333)
Proceeds from debt securities issued28 66,242,09729 –25
Deposit received on divestment to NCI30 10,973,68031 –25
Repayment of debt securities issued32 (154,207,199) –25
Lease payment33 (357,132) (644,080)
Dividends paid to NCI34 (90,755) (103,142)
Dividends paid to owners (21,782,982) (9,901,355)
Net cash generated / (used in) from financing activities (47,603,445) 268,353,85535
Net (decrease)/ increase in cash and cash equivalents 579,935,84336 (19,150,778)
Cash and cash equivalents at start of year 795,405,03637 579,208,61638
Effect of exchange rate movement on cash and cash equivalents held (76,252,309) 235,347,19839
Cash and cash equivalents at end of year 1,299,088,570 795,405,03637
  1. Printed “1 57 402 379”; read as 157402379. p54: Text-layer artefact: the word-position re-read returns this cell as '1 57 402 379', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 157 402 379. Read as the same digits joined.
  2. Printed “9 72 898 007”; read as 972898007. p54: Text-layer artefact: the word-position re-read returns this cell as '9 72 898 007', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 972 898 007. Read as the same digits joined.
  3. Printed “7 10 304 585”; read as 710304585. p54: Text-layer artefact: the word-position re-read returns this cell as '7 10 304 585', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 710 304 585. Read as the same digits joined.
  4. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_operations.
  5. Printed “3 32 928”; read as 332928. p54: Text-layer artefact: the word-position re-read returns this cell as '3 32 928', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 332 928. Read as the same digits joined.
  6. Printed “4 20 368 347”; read as 420368347. p54: Text-layer artefact: the word-position re-read returns this cell as '4 20 368 347', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 420 368 347. Read as the same digits joined.
  7. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_investing.
  8. Printed “1 62 633 662”; read as 162633662. p54: Text-layer artefact: the word-position re-read returns this cell as '1 62 633 662', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 162 633 662. Read as the same digits joined.
  9. Printed “1 35 061 809”; read as 135061809. p54: Text-layer artefact: the word-position re-read returns this cell as '1 35 061 809', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 135 061 809. Read as the same digits joined.
  10. Printed “2 2 726 234”; read as 22726234. p54: Text-layer artefact: the word-position re-read returns this cell as '2 2 726 234', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 22 726 234. Read as the same digits joined.
  11. Printed “-”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
  12. Printed “9 0 515 068”; read as 90515068. p54: Text-layer artefact: the word-position re-read returns this cell as '9 0 515 068', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 90 515 068. Read as the same digits joined.
  13. Printed “6 6 242 097”; read as 66242097. p54: Text-layer artefact: the word-position re-read returns this cell as '6 6 242 097', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 66 242 097. Read as the same digits joined.
  14. Printed “1 0 973 680”; read as 10973680. p54: Text-layer artefact: the word-position re-read returns this cell as '1 0 973 680', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 10 973 680. Read as the same digits joined.
  15. Printed “2 68 353 855”; read as 268353855. p54: Text-layer artefact: the word-position re-read returns this cell as '2 68 353 855', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 268 353 855. Read as the same digits joined.
  16. Printed “5 79 935 843”; read as 579935843. p54: Text-layer artefact: the word-position re-read returns this cell as '5 79 935 843', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 935 843. Read as the same digits joined.
  17. Printed “7 95 405 036”; read as 795405036. p54: Text-layer artefact: the word-position re-read returns this cell as '7 95 405 036', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 795 405 036. Read as the same digits joined.
  18. Printed “5 79 208 616”; read as 579208616. p54: Text-layer artefact: the word-position re-read returns this cell as '5 79 208 616', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 208 616. Read as the same digits joined.
  19. Printed “2 35 347 198”; read as 235347198. p54: Text-layer artefact: the word-position re-read returns this cell as '2 35 347 198', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 235 347 198. Read as the same digits joined.
Notes and alternative reported figures (20)
  1. “Interest paid” is an issuer-specific line, not mapped to a shared definition: Interest paid within operating activities (note 50(iii)).
  2. “Dividend received from associate” is an issuer-specific line, not mapped to a shared definition: Dividend received from associate (2025 printed '-').
  3. “Dividends received from investments” is an issuer-specific line, not mapped to a shared definition: Dividends received from investments.
  4. “VAT paid” is an issuer-specific line, not mapped to a shared definition: VAT paid (note 50(iv)).
  5. “Investment in subsidiaries” is an issuer-specific line, not mapped to a shared definition: Group printed '-' both years.
  6. “Interest on public offer proceeds” is an issuer-specific line, not mapped to a shared definition: Interest on public offer proceeds (2025 printed '-').
  7. “Purchase of intangible assets work-in-progress” is an issuer-specific line, not mapped to a shared definition: Purchases of intangible assets in progress.
  8. “Acquisition of investment securities” is an issuer-specific line, not mapped to a shared definition: Purchases of investment securities (note 50(v)).
  9. “Proceeds from sale and redemption of investment securities” is an issuer-specific line, not mapped to a shared definition: Note 50(v).
  10. “Deposit for investment securities” is an issuer-specific line, not mapped to a shared definition: 2025 printed '-'.
  11. “Cash disposed as part of subsidiary disposal” is an issuer-specific line, not mapped to a shared definition: 2025 printed '-'.
  12. “Interest paid on interest debt securities issued” is an issuer-specific line, not mapped to a shared definition: Interest paid on debt securities issued.
  13. “Proceeds from issue of shares” is an issuer-specific line, not mapped to a shared definition: Proceeds from issue of shares.
  14. “Payments of share issue cost” is an issuer-specific line, not mapped to a shared definition: 2025 printed '-'.
  15. “Coupon paid on Additional Tier 1 capital” is an issuer-specific line, not mapped to a shared definition: Coupon paid on AT1 capital (note 41(d)(iv)).
  16. “Proceeds from debt securities issued” is an issuer-specific line, not mapped to a shared definition: 2024 printed '-'.
  17. “Deposit received on divestment to NCI” is an issuer-specific line, not mapped to a shared definition: 2024 printed '-'.
  18. “Repayment of debt securities issued” is an issuer-specific line, not mapped to a shared definition: 2024 printed '-'.
  19. “Lease payment” is an issuer-specific line, not mapped to a shared definition: Lease payments (principal and interest not split).
  20. “Dividends paid to NCI” is an issuer-specific line, not mapped to a shared definition: Dividends paid to non-controlling interests.

Per share and shares

Per share and shares. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Earnings / (loss) per share (per share)1 3.99 2.38
Profit / (loss) attributable to shareholders (NGN thousands)4 169,548,1482 65,724,6413
  1. Printed “1 69 548 148”; read as 169548148. p50: Text-layer artefact: the word-position re-read returns this cell as '1 69 548 148', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 169 548 148. Read as the same digits joined.
  2. Printed “6 5 724 641”; read as 65724641. p50: Text-layer artefact: the word-position re-read returns this cell as '6 5 724 641', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 65 724 641. Read as the same digits joined.
Notes and alternative reported figures (2)
  1. Earnings / (loss) per share: printed as “Basic earnings per share”.
  2. Profit / (loss) attributable to shareholders: printed as “Equity holders of the Company”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2025 Dividends paid (cash flow statement) Dividends paid to owners (21,782,982) NGN thousands Annual report, p54
31 Dec 2024 Dividends paid (cash flow statement) Dividends paid to owners (9,901,355) NGN thousands Annual report, p54

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025

    Year ended 31 December 2025 · Annual report · signed / final

    Audit: Deloitte & Touche (Chartered Accountants), unmodified opinion · signed

    Auditor's sign-off: Hassan Lawal (engagement partner) for Deloitte & Touche

    Final status: Auditor's report signed by hand for Deloitte & Touche (engagement partner Hassan Lawal, FRC/2013/PRO/ICAN/004/00000001382) with the ICAN seal, Lagos, 08 June 2026 (PDF p46, page image); opinion p40. Statements approved by the board on 27 February 2026 and signed by Oladipupo Jadesimi (chairman), Ladi Balogun (group chief executive) and Deji Fayose (CFO) (PDF p51, page image).

    Document date
    8 Jun 2026
    Auditor's report
    8 Jun 2026
    Board approval
    27 Feb 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    consolidated statements · NGN thousands (printed “In thousands of Naira”)
    • Basic and diluted earnings per share are printed identically in naira (3.99; 2024: 2.38) (p50).
    • Group columns are read; Company columns follow them (p50, p51, p54). Profit attributable totals 73 337 469 for 2024 against profit for the year 73 337 468 (p50, rounding). Cash and cash equivalents at the end of the year in the cash-flow statement (1 299 088 570; 2024: 795 405 036) differ from the balance sheet (1 298 920 721; 2024: 795 387 019), apparently before expected credit losses on cash; not reconciled on the face (p51, p54).
    Technical details
    File
    171 pages, with a text layer
    SHA-256
    9c628add3f1fc286a2d5ac811fb125ce1ae1f2615ac440e612335b04d711e0d9
    Entity as printed
    FCMB Group Plc and its subsidiaries (the Group and Company)
    Exchange copy
    retrieved 2026-10-08T18:01:47Z

Data notes

  • Other comprehensive income for the year, net of tax — Printed '3 0 454 223'; read as '30454223'. Text-layer artefact: the word-position re-read returns this cell as '3 0 454 223', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 30 454 223. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Other comprehensive income for the year, net of tax — OCR read '3 0 454 223'; the page image shows '3 0 454 223'. Text-layer artefact: the word-position re-read returns this cell as '3 0 454 223', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 30 454 223. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • TOTAL COMPREHENSIVE INCOME FOR THE YEAR — Printed '1 54 044 203'; read as '154044203'. Text-layer artefact: the word-position re-read returns this cell as '1 54 044 203', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 154 044 203. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • TOTAL COMPREHENSIVE INCOME FOR THE YEAR — OCR read '1 54 044 203'; the page image shows '1 54 044 203'. Text-layer artefact: the word-position re-read returns this cell as '1 54 044 203', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 154 044 203. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • TOTAL COMPREHENSIVE INCOME FOR THE YEAR — Printed '1 03 791 691'; read as '103791691'. Text-layer artefact: the word-position re-read returns this cell as '1 03 791 691', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 103 791 691. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • TOTAL COMPREHENSIVE INCOME FOR THE YEAR — OCR read '1 03 791 691'; the page image shows '1 03 791 691'. Text-layer artefact: the word-position re-read returns this cell as '1 03 791 691', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 103 791 691. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Equity holders of the Company — Printed '1 69 548 148'; read as '169548148'. Text-layer artefact: the word-position re-read returns this cell as '1 69 548 148', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 169 548 148. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Equity holders of the Company — OCR read '1 69 548 148'; the page image shows '1 69 548 148'. Text-layer artefact: the word-position re-read returns this cell as '1 69 548 148', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 169 548 148. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Equity holders of the Company — Printed '6 5 724 641'; read as '65724641'. Text-layer artefact: the word-position re-read returns this cell as '6 5 724 641', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 65 724 641. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Equity holders of the Company — OCR read '6 5 724 641'; the page image shows '6 5 724 641'. Text-layer artefact: the word-position re-read returns this cell as '6 5 724 641', the leading digit split from the rest; the plain text layer and the page image (PDF p50) print 65 724 641. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p50)
  • Non-pledged trading assets — Printed '4 39 720 734'; read as '439720734'. Text-layer artefact: the word-position re-read returns this cell as '4 39 720 734', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 439 720 734. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Non-pledged trading assets — OCR read '4 39 720 734'; the page image shows '4 39 720 734'. Text-layer artefact: the word-position re-read returns this cell as '4 39 720 734', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 439 720 734. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Assets pledged as collateral — Printed '1 04 900 576'; read as '104900576'. Text-layer artefact: the word-position re-read returns this cell as '1 04 900 576', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 104 900 576. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Assets pledged as collateral — OCR read '1 04 900 576'; the page image shows '1 04 900 576'. Text-layer artefact: the word-position re-read returns this cell as '1 04 900 576', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 104 900 576. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Other assets — Printed '6 8 575 267'; read as '68575267'. Text-layer artefact: the word-position re-read returns this cell as '6 8 575 267', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 68 575 267. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Other assets — OCR read '6 8 575 267'; the page image shows '6 8 575 267'. Text-layer artefact: the word-position re-read returns this cell as '6 8 575 267', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 68 575 267. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Property and equipment, and right of use assets — Printed '6 3 360 382'; read as '63360382'. Text-layer artefact: the word-position re-read returns this cell as '6 3 360 382', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 63 360 382. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Property and equipment, and right of use assets — OCR read '6 3 360 382'; the page image shows '6 3 360 382'. Text-layer artefact: the word-position re-read returns this cell as '6 3 360 382', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 63 360 382. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Intangible assets — Printed '4 0 264 565'; read as '40264565'. Text-layer artefact: the word-position re-read returns this cell as '4 0 264 565', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 40 264 565. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Intangible assets — OCR read '4 0 264 565'; the page image shows '4 0 264 565'. Text-layer artefact: the word-position re-read returns this cell as '4 0 264 565', the leading digit split from the rest; the plain text layer and the page image (PDF p51) print 40 264 565. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p51)
  • Unlabelled subtotal — Printed '1 57 402 379'; read as '157402379'. Text-layer artefact: the word-position re-read returns this cell as '1 57 402 379', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 157 402 379. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Unlabelled subtotal — OCR read '1 57 402 379'; the page image shows '1 57 402 379'. Text-layer artefact: the word-position re-read returns this cell as '1 57 402 379', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 157 402 379. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Interest received — Printed '9 72 898 007'; read as '972898007'. Text-layer artefact: the word-position re-read returns this cell as '9 72 898 007', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 972 898 007. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Interest received — OCR read '9 72 898 007'; the page image shows '9 72 898 007'. Text-layer artefact: the word-position re-read returns this cell as '9 72 898 007', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 972 898 007. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Interest received — Printed '7 10 304 585'; read as '710304585'. Text-layer artefact: the word-position re-read returns this cell as '7 10 304 585', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 710 304 585. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Interest received — OCR read '7 10 304 585'; the page image shows '7 10 304 585'. Text-layer artefact: the word-position re-read returns this cell as '7 10 304 585', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 710 304 585. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Dividend received from associate — Printed '3 32 928'; read as '332928'. Text-layer artefact: the word-position re-read returns this cell as '3 32 928', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 332 928. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Dividend received from associate — OCR read '3 32 928'; the page image shows '3 32 928'. Text-layer artefact: the word-position re-read returns this cell as '3 32 928', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 332 928. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net cash generated from operating activities — Printed '4 20 368 347'; read as '420368347'. Text-layer artefact: the word-position re-read returns this cell as '4 20 368 347', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 420 368 347. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net cash generated from operating activities — OCR read '4 20 368 347'; the page image shows '4 20 368 347'. Text-layer artefact: the word-position re-read returns this cell as '4 20 368 347', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 420 368 347. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from sale and redemption of investment securities — Printed '1 62 633 662'; read as '162633662'. Text-layer artefact: the word-position re-read returns this cell as '1 62 633 662', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 162 633 662. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from sale and redemption of investment securities — OCR read '1 62 633 662'; the page image shows '1 62 633 662'. Text-layer artefact: the word-position re-read returns this cell as '1 62 633 662', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 162 633 662. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from sale and redemption of investment securities — Printed '1 35 061 809'; read as '135061809'. Text-layer artefact: the word-position re-read returns this cell as '1 35 061 809', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 135 061 809. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from sale and redemption of investment securities — OCR read '1 35 061 809'; the page image shows '1 35 061 809'. Text-layer artefact: the word-position re-read returns this cell as '1 35 061 809', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 135 061 809. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from issue of shares — Printed '2 2 726 234'; read as '22726234'. Text-layer artefact: the word-position re-read returns this cell as '2 2 726 234', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 22 726 234. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from issue of shares — OCR read '2 2 726 234'; the page image shows '2 2 726 234'. Text-layer artefact: the word-position re-read returns this cell as '2 2 726 234', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 22 726 234. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from long term borrowings — Printed '9 0 515 068'; read as '90515068'. Text-layer artefact: the word-position re-read returns this cell as '9 0 515 068', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 90 515 068. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from long term borrowings — OCR read '9 0 515 068'; the page image shows '9 0 515 068'. Text-layer artefact: the word-position re-read returns this cell as '9 0 515 068', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 90 515 068. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from debt securities issued — Printed '6 6 242 097'; read as '66242097'. Text-layer artefact: the word-position re-read returns this cell as '6 6 242 097', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 66 242 097. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Proceeds from debt securities issued — OCR read '6 6 242 097'; the page image shows '6 6 242 097'. Text-layer artefact: the word-position re-read returns this cell as '6 6 242 097', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 66 242 097. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Deposit received on divestment to NCI — Printed '1 0 973 680'; read as '10973680'. Text-layer artefact: the word-position re-read returns this cell as '1 0 973 680', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 10 973 680. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Deposit received on divestment to NCI — OCR read '1 0 973 680'; the page image shows '1 0 973 680'. Text-layer artefact: the word-position re-read returns this cell as '1 0 973 680', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 10 973 680. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net cash generated / (used in) from financing activities — Printed '2 68 353 855'; read as '268353855'. Text-layer artefact: the word-position re-read returns this cell as '2 68 353 855', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 268 353 855. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net cash generated / (used in) from financing activities — OCR read '2 68 353 855'; the page image shows '2 68 353 855'. Text-layer artefact: the word-position re-read returns this cell as '2 68 353 855', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 268 353 855. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net (decrease)/ increase in cash and cash equivalents — Printed '5 79 935 843'; read as '579935843'. Text-layer artefact: the word-position re-read returns this cell as '5 79 935 843', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 935 843. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Net (decrease)/ increase in cash and cash equivalents — OCR read '5 79 935 843'; the page image shows '5 79 935 843'. Text-layer artefact: the word-position re-read returns this cell as '5 79 935 843', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 935 843. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Cash and cash equivalents at start of year — Printed '7 95 405 036'; read as '795405036'. Text-layer artefact: the word-position re-read returns this cell as '7 95 405 036', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 795 405 036. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Cash and cash equivalents at start of year — OCR read '7 95 405 036'; the page image shows '7 95 405 036'. Text-layer artefact: the word-position re-read returns this cell as '7 95 405 036', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 795 405 036. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Cash and cash equivalents at start of year — Printed '5 79 208 616'; read as '579208616'. Text-layer artefact: the word-position re-read returns this cell as '5 79 208 616', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 208 616. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Cash and cash equivalents at start of year — OCR read '5 79 208 616'; the page image shows '5 79 208 616'. Text-layer artefact: the word-position re-read returns this cell as '5 79 208 616', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 579 208 616. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Effect of exchange rate movement on cash and cash equivalents held — Printed '2 35 347 198'; read as '235347198'. Text-layer artefact: the word-position re-read returns this cell as '2 35 347 198', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 235 347 198. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)
  • Effect of exchange rate movement on cash and cash equivalents held — OCR read '2 35 347 198'; the page image shows '2 35 347 198'. Text-layer artefact: the word-position re-read returns this cell as '2 35 347 198', the leading digit split from the rest; the plain text layer and the page image (PDF p54) print 235 347 198. Read as the same digits joined. (FCMB Group Plc Annual Report and Financial Statements, Year ended 31 December 2025, p54)

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