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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

OUTsurance

OUT · A2X Markets · Incorporated in South Africa · Consolidated statements

On this page
Company details
Legal name
OUTsurance Group Limited
Incorporated in
South Africa
Listing
OUT on the A2X Markets, active · ISIN ZAE000314084 (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
30 June

Overview

Year ended 30 June 2026 · audited financial statements, signed / final · source

  • Insurance revenue (IFRS 17)

    ZAR 41.5 billion

    41,487 ZAR millions · p19

    Change not shown.

    IFRS 17 insurance revenue, as printed: not gross written premiums.

  • Insurance service result

    ZAR 8.07 billion

    8,074 ZAR millions · p19

    Change not shown.

  • Profit / (loss) for the year

    ZAR 6.18 billion

    6,180 ZAR millions · p19

    Change not shown.

  • Total assets

    ZAR 40.8 billion

    40,822 ZAR millions · p21

    Change not shown.

  • Insurance contract liabilities

    ZAR 19.3 billion

    19,311 ZAR millions · p21

    Change not shown.

  • Total equity

    ZAR 16.2 billion

    16,201 ZAR millions · p21

    Change not shown.

Large amounts are rounded for reading (ZAR million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Not shown: the two years come from different filings.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in ZAR millions unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY to 30 Jun 2026 — audited financial statements, signed / final; reported for the year · source
  • FY to 30 Jun 2025 — audited financial statements, signed / final; reported for the year · source
  • FY to 30 Jun 2024 — audited financial statements, signed / final; comparative in the FY to 30 Jun 2025 filing · source

Income statement

Income statement, ZAR millions. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Audited financial statementsreported for the yearFY to 30 Jun 2024Audited financial statementscomparative in FY to 30 Jun 2025 filing
Insurance revenue 41,487 37,131 31,913
Insurance service expenses (33,037) (28,668) (24,977)
Net expenses from reinsurance contracts held (376) (882) (1,347)
Insurance service result 8,074 7,581 5,589
Administration and other revenue12 503 450 502
Net investment income 1,903 2,177 1,628
Investment income3 381 287 290
Interest income on financial assets using the effective interest method 1,345 1,349 1,284
Net gains from fair value adjustments on financial assets 175 515 51
Change in expected credit losses on financial assets 2 26 3
Net insurance finance expenses (348) (296) (241)
Finance expenses from insurance contracts issued (348) (452) (343)
Finance income from reinsurance contracts held4 –5 156 102
Fair value adjustment to financial liabilities6 (212) (211) (200)
Net insurance and investment result 9,920 9,701 7,278
Other operating expenses7 (1,119) (2,274) (1,646)
Finance costs (132) (136) (73)
Equity accounted earnings 26 189 127
(Loss)/profit on sale of assets held for sale89 (5) 35 55
Profit on sale of associate1011 –12 176 44
Impairment of assets held for sale13 –12 (10) –12
Impairment of investments in associates1415 (42) –12 (9)
Profit before taxation 8,648 7,681 6,285
Taxation (2,468) (2,462) (1,794)
Profit for the year16 6,180 5,219 4,491
Non-controlling interests17 557 512 430
Exchange differences on translation of foreign operations18 (360) (115) (320)
Fair value gains/(losses) on other comprehensive income financial instruments1920 14 (422) 5
Deferred tax on fair value movements on other comprehensive income financial instruments2122 (3) 16 (5)
Items that may subsequently be reclassified to profit or loss, after taxation2324 –25 1 (26)
Other comprehensive loss for the year26 (349) (520) (346)
Total comprehensive income for the year27 5,831 4,699 4,145
Ordinary shareholders28 5,309 4,210 3,759
Non-controlling interests29 522 489 386
Items that may subsequently be reclassified to profit or loss, after taxation30 –31 1 –32
Profit on change in shareholding of investment in associates33 Not reported in this filing34 –12 509
Reclassification of other comprehensive loss of associate diluted to financial assets at fair value through other comprehensive income135 Not reported in this filing36 –32 (26)
  1. Printed “–”, read as nil: subtotal_arithmetic: is.insurance_finance_result.
  2. Printed “–”, read as nil: subtotal_arithmetic: is.profit_before_tax.
  3. Printed “–”, read as nil: subtotal_arithmetic: is.other_comprehensive_income.
  4. Printed “–”; reading unresolved, so no amount is shown. Printed dash in the 2026 column, read on the page image (p20); recorded as printed and not interpreted as nil.
  5. Printed “–”, read as nil: subtotal_arithmetic: is.native.co_zw7prta0zsdj.oci_share_associates.
Notes and alternative reported figures (31)
  1. “Administration and other revenue” is an issuer-specific line, not mapped to a shared definition: Note 5; within net insurance and investment result.
  2. Printed under different labels across filings: “Administration and other revenue”; “Administration and other revenue1”.
  3. “Investment income” is an issuer-specific line, not mapped to a shared definition: Note 6; component of net investment income.
  4. “Finance income from reinsurance contracts held” is an issuer-specific line, not mapped to a shared definition: Note 8; component of net insurance finance expenses; 2026 printed '–'.
  5. “Fair value adjustment to financial liabilities” is an issuer-specific line, not mapped to a shared definition: Note 37; within net insurance and investment result.
  6. Printed under different labels across filings: “Operating expenses1”; “Other operating expenses”.
  7. “(Loss)/profit on sale of assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 24.
  8. Printed under different labels across filings: “(Loss)/profit on sale of assets held for sale”; “Profit on sale of assets held for sale”.
  9. “Profit on sale of associate” is an issuer-specific line, not mapped to a shared definition: Note 19; 2026 printed '–'.
  10. Printed under different labels across filings: “Profit on sale of associate”; “Profit on sale of associates”.
  11. “Impairment of assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 24; 2026 printed '–'.
  12. “Impairment of investments in associates” is an issuer-specific line, not mapped to a shared definition: Note 19; 2025 printed '–'.
  13. Printed under different labels across filings: “Impairment of investment in associates”; “Impairment of investments in associates”.
  14. Printed under different labels across filings: “PROFIT FOR THE YEAR”; “Profit for the year”.
  15. “Non-controlling interests” is an issuer-specific line, not mapped to a shared definition: Attribution of profit.
  16. “Exchange differences on translation of foreign operations” is an issuer-specific line, not mapped to a shared definition: OCI, may be reclassified.
  17. “Fair value gains/(losses) on other comprehensive income financial instruments” is an issuer-specific line, not mapped to a shared definition: Note 7; OCI, may be reclassified.
  18. Printed under different labels across filings: “Fair value (losses)/gains on other comprehensive income financial instruments”; “Fair value gains/(losses) on other comprehensive income financial instruments”.
  19. “Deferred tax on fair value movements on other comprehensive income financial instruments” is an issuer-specific line, not mapped to a shared definition: OCI, may be reclassified.
  20. Printed under different labels across filings: “Deferred tax on fair value gains on other comprehensive income financial instruments”; “Deferred tax on fair value movements on other comprehensive income financial instruments”.
  21. “Items that may subsequently be reclassified to profit or loss, after taxation” is an issuer-specific line, not mapped to a shared definition: OCI; 2026 printed '–'.
  22. Printed under different labels across filings: “Items that may subsequently be reclassified to profit or loss, after taxation”; “Share of comprehensive income/(loss) of associates”.
  23. Printed under different labels across filings: “OTHER COMPREHENSIVE LOSS FOR THE YEAR”; “Other comprehensive loss for the year”.
  24. Printed under different labels across filings: “TOTAL COMPREHENSIVE INCOME FOR THE YEAR”; “Total comprehensive income for the year”.
  25. “Ordinary shareholders” is an issuer-specific line, not mapped to a shared definition: Attribution of total comprehensive income.
  26. “Non-controlling interests” is an issuer-specific line, not mapped to a shared definition: Attribution of total comprehensive income.
  27. “Items that may subsequently be reclassified to profit or loss, after taxation” is an issuer-specific line, not mapped to a shared definition: FY2025 document: boxed component of the share of comprehensive income of associates.
  28. “Profit on change in shareholding of investment in associates” is an issuer-specific line, not mapped to a shared definition: Note 19; FY2025 document (2025 printed '–').
  29. Not reported in this filing: Not printed: the 2026 statement of profit or loss (p19) has no profit-on-change-in-shareholding line; it prints profit on sale of associate (a dash for 2026) (checked on the page image).
  30. “Reclassification of other comprehensive loss of associate diluted to financial assets at fair value through other comprehensive income1” is an issuer-specific line, not mapped to a shared definition: FY2025 document: boxed component of the share of comprehensive income of associates (note 19; 2025 printed '–').
  31. Not reported in this filing: Not printed: the 2026 statement of comprehensive income (p20) has no line reclassifying other comprehensive loss of associates on dilution (checked on the page image).

Balance sheet

Balance sheet, ZAR millions. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Audited financial statementsreported for the yearFY to 30 Jun 2024Audited financial statementscomparative in FY to 30 Jun 2025 filing
Property and equipment 1,186 1,205 1,205
Intangible assets 227 224 253
Right-of-use assets 378 354 277
Investments in associates1 228 258 806
Deferred income tax2 459 501 307
Reinsurance assets 2,599 2,353 1,587
Insurance assets 536 370 251
Fair value through profit or loss 7,525 6,758 5,632
Fair value through other comprehensive income 7,995 8,111 8,203
Measured at amortised cost 16,930 14,355 12,634
Derivative financial instrument 185 326 87
Other receivables3 934 1,866 1,221
Taxation 7 1 102
Assets held for sale4 –5 102 –5
Cash and cash equivalents 1,633 1,865 1,692
Total assets6 40,822 38,649 34,257
Share capital and premium7 15,915 15,922 15,486
Other reserves (5,763) (5,603) (4,690)
Retained earnings 4,574 4,226 3,289
Total shareholders’ equity 14,726 14,545 14,085
Non-controlling interests 1,475 1,399 1,302
Total equity8 16,201 15,944 15,387
Reinsurance liabilities 51 35 28
Insurance liabilities 19,311 16,229 12,906
Derivative financial instrument 140 7 88
Investment contract liability 1,940 1,863 1,738
Lease liabilities9 430 379 294
Share-based payment liability10 187 1,454 811
Employee benefits11 697 670 626
Deferred income tax2 65 158 183
Financial liabilities at fair value through profit or loss12 136 126 113
Taxation 305 350 137
Other payables13 1,359 1,434 1,172
Total liabilities14 24,621 22,705 18,870
Total equity and liabilities15 40,822 38,649 34,257
Financial liabilities at amortised cost16 Not reported in this filing17 –18 774
  1. Printed “–”, read as nil: subtotal_arithmetic: bs.total_assets.
  2. Printed “–”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (16)
  1. Printed under different labels across filings: “Investment in associates”; “Investments in associates”.
  2. Printed under different labels across filings: “Deferred income tax”; “Deferred tax”.
  3. “Other receivables” is an issuer-specific line, not mapped to a shared definition: Note 23.
  4. “Assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 24; 2026 printed '–'.
  5. Printed under different labels across filings: “TOTAL ASSETS”; “Total assets”.
  6. “Share capital and premium” is an issuer-specific line, not mapped to a shared definition: Note 26; equity.
  7. Printed under different labels across filings: “TOTAL EQUITY”; “Total equity”.
  8. “Lease liabilities” is an issuer-specific line, not mapped to a shared definition: Note 29; unclassified balance sheet.
  9. “Share-based payment liability” is an issuer-specific line, not mapped to a shared definition: Note 30.
  10. “Employee benefits” is an issuer-specific line, not mapped to a shared definition: Note 31; liability.
  11. “Financial liabilities at fair value through profit or loss” is an issuer-specific line, not mapped to a shared definition: Note 32.
  12. “Other payables”: mapping to a shared definition is uncertain. Printed 'Other payables' (note 34).
  13. Printed under different labels across filings: “TOTAL LIABILITIES”; “Total liabilities”.
  14. Printed under different labels across filings: “TOTAL EQUITY AND LIABILITIES”; “Total equity and liabilities”.
  15. “Financial liabilities at amortised cost” is an issuer-specific line, not mapped to a shared definition: Note 33; the cash-flow footnote describes the Group's financial liabilities as lease liabilities and the revolving credit facility (FY2025 document; 2025 printed '–').
  16. Not reported in this filing: Not printed: the 2026 statement of financial position (p21) has no financial-liabilities-at-amortised-cost line (checked on the page image).

Cash flow

Cash flow, ZAR millions. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Audited financial statementsreported for the yearFY to 30 Jun 2024Audited financial statementscomparative in FY to 30 Jun 2025 filing
Cash generated by operations1 9,254 9,884 7,132
Interest received 505 421 286
Dividends received2 159 80 81
Cash flows on assets backing policyholder liabilities34 130 (314) (283)
Purchase of financial assets¹56 (13,593) (6,853) (12,058)
Proceeds on disposal of financial assets¹78 10,898 5,292 9,929
Income tax paid (2,539) (2,315) (1,838)
Net cash generated from operating activities9 4,814 6,195 3,249
Property and equipment acquired to maintain and expand operations (172) (373) (185)
Proceeds on disposal of property and equipment 3 191 28
Purchase of financial assets²1011 (1,335) (1,186) (1,337)
Proceeds on disposal of financial assets²1213 1,571 637 764
Dividends received from associate1415 160 59 39
Proceeds on disposal of associate1617 526 –18 68
Proceeds on disposal of assets held for sale19 161 24 153
Net cash inflow/(outflow) from investing activities20 914 (648) (509)
Purchase of shares from non-controlling interest21 (47) (178) (600)
Purchase of OGL treasury shares by a subsidiary22 (71) –23 (181)
Repayment of lease liability (115) (120) (62)
Borrowings repaid –23 (774) (451)
Cost of funding24 (115) (136) (73)
Dividends paid by subsidiaries to non-controlling interests25 (441) (430) (290)
Cash dividends paid to shareholders (5,130) (3,714) (2,259)
Net cash outflow from financing activities26 (5,919) (5,352) (2,691)
Net (decrease)/increase in cash and cash equivalents for the year27 (191) 195 49
Cash of associate becoming a subsidiary28 –29 2 –29
Unrealised foreign currency translation adjustment on cash and cash equivalents (41) (24) (32)
Cash and cash equivalents at the beginning of the year 1,865 1,692 1,675
Cash and cash equivalents at the end of the year30 1,633 1,865 1,692
Acquisition of associates31 Not reported in this filing32 –18 (39)
Borrowings raised Not reported in this filing33 –23 1,225
  1. Printed “–”, read as nil: subtotal_arithmetic: cf.cash_from_investing.
  2. Printed “–”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
  3. Printed “–”, read as nil: subtotal_arithmetic: cf.cash_at_end.
Notes and alternative reported figures (30)
  1. Printed under different labels across filings: “Cash generated by operations”; “Cash generated from operations”.
  2. “Dividends received” is an issuer-specific line, not mapped to a shared definition: Operating activities.
  3. “Cash flows on assets backing policyholder liabilities” is an issuer-specific line, not mapped to a shared definition: Operating activities.
  4. Printed under different labels across filings: “Cash flows on assets backing policyholder liabilities”; “Cashflows on assets backing policyholder liabilities”.
  5. “Purchase of financial assets¹” is an issuer-specific line, not mapped to a shared definition: Operating; footnote 1: related to the management of insurance liabilities operational cash flows and regulatory capital.
  6. Printed under different labels across filings: “Purchase of financial assets1”; “Purchase of financial assets¹”.
  7. “Proceeds on disposal of financial assets¹” is an issuer-specific line, not mapped to a shared definition: Operating; footnote 1.
  8. Printed under different labels across filings: “Proceeds on disposal of financial assets1”; “Proceeds on disposal of financial assets¹”.
  9. Printed under different labels across filings: “NET CASH GENERATED FROM OPERATING ACTIVITIES”; “Net cash generated from operating activities”.
  10. “Purchase of financial assets²” is an issuer-specific line, not mapped to a shared definition: Investing; footnote 2: related to long-term investments of primarily shareholder capital.
  11. Printed under different labels across filings: “Purchase of financial assets2”; “Purchase of financial assets²”.
  12. “Proceeds on disposal of financial assets²” is an issuer-specific line, not mapped to a shared definition: Investing; footnote 2.
  13. Printed under different labels across filings: “Proceeds on disposal of financial assets2”; “Proceeds on disposal of financial assets²”.
  14. “Dividends received from associate” is an issuer-specific line, not mapped to a shared definition: Investing activities.
  15. Printed under different labels across filings: “Dividends received from associate”; “Dividends received from associates”.
  16. “Proceeds on disposal of associate” is an issuer-specific line, not mapped to a shared definition: Note 19; investing; 2025 printed '–'.
  17. Printed under different labels across filings: “Proceeds on disposal of associate”; “Proceeds on disposal of associates”.
  18. “Proceeds on disposal of assets held for sale” is an issuer-specific line, not mapped to a shared definition: Note 24; investing activities.
  19. Printed under different labels across filings: “NET CASH OUTFLOW FROM INVESTING ACTIVITIES”; “Net cash inflow/(outflow) from investing activities”.
  20. “Purchase of shares from non-controlling interest” is an issuer-specific line, not mapped to a shared definition: Financing activities.
  21. “Purchase of OGL treasury shares by a subsidiary” is an issuer-specific line, not mapped to a shared definition: Financing activities; 2025 printed '–'.
  22. “Cost of funding” is an issuer-specific line, not mapped to a shared definition: Financing activities.
  23. “Dividends paid by subsidiaries to non-controlling interests” is an issuer-specific line, not mapped to a shared definition: Financing activities.
  24. Printed under different labels across filings: “NET CASH OUTFLOW FROM FINANCING ACTIVITIES”; “Net cash outflow from financing activities”.
  25. Printed under different labels across filings: “Net (decrease)/increase in cash and cash equivalents for the year”; “Net increase in cash and cash equivalents for the year”.
  26. “Cash of associate becoming a subsidiary” is an issuer-specific line, not mapped to a shared definition: Reconciling item to closing cash; 2026 printed '–'.
  27. Printed under different labels across filings: “CASH AND CASH EQUIVALENTS AT THE END OF THE YEAR”; “Cash and cash equivalents at the end of the year”.
  28. “Acquisition of associates” is an issuer-specific line, not mapped to a shared definition: Note 19; investing activities (FY2025 document; 2025 printed '–').
  29. Not reported in this filing: Not printed: the 2026 statement of cash flows (p23) has no acquisition-of-associates line (checked on the page image).
  30. Not reported in this filing: Not printed: the 2026 statement of cash flows (p23) has no proceeds-from-borrowings line; it prints borrowings repaid (checked on the page image).

Per share and shares

Per share and shares. Columns: FY to 30 Jun 2026 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2025 — audited financial statements (signed / final), as reported for the year; FY to 30 Jun 2024 — audited financial statements (signed / final), comparative reported in the audited financial statements for 2025.
Line (as printed) FY to 30 Jun 2026Audited financial statementsreported for the yearFY to 30 Jun 2025Audited financial statementsreported for the yearFY to 30 Jun 2024Audited financial statementscomparative in FY to 30 Jun 2025 filing
Earnings / (loss) per share (per share)51 3.6522 3.0623 2.6554
Profit / (loss) attributable to shareholders (ZAR millions)6 5,623 4,707 4,061
  1. Printed as 365.2 cents; value converted to ZAR at 100 cents = 1 ZAR.
  2. Printed as 306.2 cents; value converted to ZAR at 100 cents = 1 ZAR.
  3. Printed as 265.5 cents; value converted to ZAR at 100 cents = 1 ZAR.
Notes and alternative reported figures (3)
  1. “Earnings per share (cents)”: mapping to a shared definition is uncertain. Basic EPS (cents); diluted EPS is printed separately and differs (native eps_diluted).
  2. Earnings / (loss) per share: printed as “Earnings per share (cents)”.
  3. Profit / (loss) attributable to shareholders: printed as “Ordinary shareholders”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
30 Jun 2026 Dividends paid (cash flow statement) Cash dividends paid to shareholders (5,130) ZAR millions Audited financial statements, p23
30 Jun 2025 Dividends paid (cash flow statement) Cash dividends paid to shareholders (3,714) ZAR millions Audited financial statements, p23
30 Jun 2024 Dividends paid (cash flow statement) Cash dividends paid to shareholders (2,259) ZAR millions Audited financial statements, p23

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • OUTsurance Group Limited Consolidated annual financial statements for the year ended 30 June 2026

    Year ended 30 June 2026 · Audited financial statements · signed / final

    Audit: KPMG Inc., unmodified opinion · signed

    Auditor's sign-off: KPMG Inc., per Nishen Bikhani, Chartered Accountant (SA), Registered Auditor, Director

    Final status: Independent auditor's report of KPMG Inc. to the shareholders of OUTsurance Group Limited (opinion PDF p13, folio 12) closes on PDF p18 (folio 17) with a handwritten 'KPMG Inc.' signature above 'KPMG Inc., Per Nishen Bikhani, Chartered Accountant (SA), Registered Auditor, Director ... 10 September 2026' (page image). Statement of responsibility by the Board of directors (PDF p3): approved by the Board on 9 September 2026 and signed on its behalf by HL Bosman (Chairman) and MC Visser (Group CEO), handwritten signatures visible (page image).

    Document date
    10 Sep 2026
    Auditor's report
    10 Sep 2026
    Board approval
    9 Sep 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY to 30 Jun 2026
    Basis
    consolidated statements · ZAR millions (printed “R million”)
    • Basic EPS 365.2 cents (2025: 306.2) and diluted EPS 362.0 cents (2025: 303.3) are printed separately (p19); basic mapped to eps_basic_diluted as ambiguous, diluted to a native per-share concept. Stored in rand with the printed figure and unit kept (minor_unit).
    • Statement of financial position is unclassified (no current/non-current split) (p21). Financial assets at fair value through profit or loss, through other comprehensive income and at amortised cost are printed under the sub-heading 'Financial assets'. Purchases and disposals of financial assets are split between operating activities (footnote 1: management of insurance liabilities and regulatory capital) and investing activities (footnote 2: long-term investments of primarily shareholder capital) (p23).
    Technical details
    File
    206 pages, with a text layer
    SHA-256
    232888ffc8e6bc27189b0af84e706f7548bfd910c1cdf0d938d144999c6ebc7e
    Entity as printed
    OUTsurance Group Limited (the Group and Company); Registration number: 2010/005770/06 (PDF p205); 'OUTsurance Group Limited (formerly Rand Merchant Investment Holdings Limited)' (glossary, PDF p203)
    Issuer copy
    retrieved 2026-10-08T18:47:00Z

  • OUTsurance Group Limited Consolidated annual financial statements for the year ended 30 June 2025

    Year ended 30 June 2025 · Audited financial statements · signed / final

    Audit: KPMG Inc., unmodified opinion · signed

    Auditor's sign-off: KPMG Inc., per Nishen Bikhani, Chartered Accountant (SA), Registered Auditor, Director

    Final status: Independent auditor's report of KPMG Inc. to the shareholders of OUTsurance Group Limited (opinion PDF p13, folio 12) closes on PDF p18 (folio 17) with a handwritten 'KPMG Inc.' signature above 'KPMG Inc., Registered Auditor, Per Nishen Bikhani, Chartered Accountant (SA), Registered Auditor, Director ... 12 September 2025' (page image). Statement of responsibility by the Board of directors (PDF p3): approved by the Board on 12 September 2025 and signed on its behalf by HL Bosman (Chairman) and MC Visser (Group CEO), handwritten signatures visible (page image).

    Document date
    12 Sep 2025
    Auditor's report
    12 Sep 2025
    Board approval
    12 Sep 2025
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY to 30 Jun 2025, FY to 30 Jun 2024
    Basis
    consolidated statements · ZAR millions (printed “R million”)
    • Basic EPS 306.2 cents (2024: 265.5) and diluted EPS 303.3 cents (2024: 261.0) are printed separately (p19); basic mapped to eps_basic_diluted as ambiguous, diluted to a native per-share concept. Stored in rand with the printed figure and unit kept (minor_unit).
    • Statement of financial position is unclassified (no current/non-current split) (p21). Purchases and disposals of financial assets are split between operating activities (footnote 1: management of insurance liabilities operational cash flows and regulatory capital) and investing activities (footnote 2: long-term investments of primarily shareholder capital) (p23). 'Administration and other revenue' and 'Operating expenses' carry footnote 1: their descriptions were updated to reflect the nature of the income and expenses (p19).
    • The share of comprehensive income/(loss) of associates (1; 2024: (26)) is broken down in a box into 'Items that may subsequently be reclassified to profit or loss, after taxation' (1; 2024: –) and 'Reclassification of other comprehensive loss of associate diluted to financial assets at FVOCI' (–; 2024: (26)) (p20).
    Technical details
    File
    208 pages, with a text layer
    SHA-256
    3f03545e101a357d73e3f26863473adc341b4b0382ab2b8248b322900ef38b3c
    Entity as printed
    OUTsurance Group Limited (the Group and Company)
    Issuer copy
    retrieved 2026-10-08T18:48:38Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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