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SGCI

SGBC · Bourse Régionale des Valeurs Mobilières · Company statements

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Company details
Legal name
Société Générale Côte d'Ivoire
Listing
SGBC on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · published summary of audited statements, final status not established · source

Read with these figures

  • Published summary of audited statements not confirmed as final. The published copy is not confirmed as the final version. The FY2025 figures come from it.
Full wording and sources
  • Published summary of audited statements for 2025: final status not established

    Published by the issuer (SGCI) through the BRVM as its annual activity report with the statements in annex. No auditor's report on the summary or on the full statements is printed, and no board approval date is printed; the only assurance wording is the footnote '* Données auditées' under the key-figure tables of p2. The publication is dated 'Abidjan, le 17 Avril 2026' (p1).

    Source: Rapport d'activité — Résultats annuels 2025 (dated 2026-04-17)

  • 2025, 2024: figures from a published summary

    These columns come from a summary of the audited statements, not the full audited financial statements. Annex 'VI. ANNEXES : ÉTATS FINANCIERS' of the 'Rapport d'activité — Résultats annuels 2025' (p4); the summary does not state the source of the statements. The key-figure tables of p2 are footnoted '* Données auditées' (p2). No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement. Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.

    Source: Rapport d'activité — Résultats annuels 2025 (dated 2026-04-17)

  • PRODUIT NET BANCAIRE

    XOF 276 billion

    276,048 XOF millions · p4

    +4.9% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    XOF 101 billion

    101,352 XOF millions · p4

    +0.1% vs 2024

  • Total assets

    XOF 3.77 trillion

    3,769,174 XOF millions · p4

    +4.3% vs 2024

  • Customer deposits

    XOF 2.91 trillion

    2,907,675 XOF millions · p4

    +5.8% vs 2024

  • Total equity

    XOF 495 billion

    495,113 XOF millions · p4

    +9.6% vs 2024

Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF millions unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — published summary of audited statements (summary), final status not established; reported for the year · source
  • FY2024 — published summary of audited statements (summary), final status not established; comparative in the FY2025 filing · source
    • 2025, 2024: figures from a published summary. These columns come from a summary of the audited statements, not the full audited financial statements. Annex 'VI. ANNEXES : ÉTATS FINANCIERS' of the 'Rapport d'activité — Résultats annuels 2025' (p4); the summary does not state the source of the statements. The key-figure tables of p2 are footnoted '* Données auditées' (p2). No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement. Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.

Income statement

Income statement, XOF millions. Columns: FY2025 — published summary of audited statements (final status not established), as reported for the year; FY2024 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2025.
Line (as printed) FY2025Published summary of audited statements (summary)reported for the yearFY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations
Intérêts et produits assimilés 230,313 221,265
Intérêts et charges assimilées (47,775) (49,557)
Revenus des titres à revenu variable1 4,853 2,954
Commissions (produits) 72,603 74,612
Commissions (charges) (4,015) (3,037)
Gains ou pertes nets sur opérations des portefeuilles de2 2,638 4,839
Gains ou pertes nets sur opérations des portefeuilles de3 (1,995) (6,958)
Autres produits d'exploitation bancaire4 25,038 24,804
Autres charges d'exploitation bancaire5 (5,612) (5,716)
PRODUIT NET BANCAIRE 276,048 263,207
Subventions d'investissement6 –7 –7
Charges générales d'exploitation (94,052) (87,741)
Dotation aux amortissements et aux dépréciations des8 (12,922) (11,982)
FRAIS GENERAUX (106,974) (99,723)
RESULTAT BRUT D'EXPLOITATION 169,074 163,484
COUT NET DU RISQUE (46,829) (36,235)
RESULTAT D'EXPLOITATION 122,245 127,248
Gains ou pertes nets sur actifs immobilisés9 4,262 313
RESULTAT AVANT IMPÔT 126,507 127,561
Impôts sur les bénéfices (25,155) (26,333)
RESULTAT NET 101,352 101,228
  1. Printed “-”, read as nil: subtotal_arithmetic: is.operating_profit_before_impairment.
Notes and alternative reported figures (8)
  1. “Revenus des titres à revenu variable” is an issuer-specific line, not mapped to a shared definition: Dividend and similar income from variable-income securities.
  2. “Gains ou pertes nets sur opérations des portefeuilles de” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the trading portfolio.
  3. “Gains ou pertes nets sur opérations des portefeuilles de” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the placement portfolio.
  4. “Autres produits d'exploitation bancaire” is an issuer-specific line, not mapped to a shared definition: Other banking operating income.
  5. “Autres charges d'exploitation bancaire” is an issuer-specific line, not mapped to a shared definition: Other banking operating charges (printed negative).
  6. “Subventions d'investissement” is an issuer-specific line, not mapped to a shared definition: Investment subsidies (printed as dashes in both years).
  7. “Dotation aux amortissements et aux dépréciations des” is an issuer-specific line, not mapped to a shared definition: Depreciation, amortisation and impairment of fixed assets (printed negative).
  8. “Gains ou pertes nets sur actifs immobilisés” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on fixed assets.

Balance sheet

Balance sheet, XOF millions. Columns: FY2025 — published summary of audited statements (final status not established), as reported for the year; FY2024 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2025.
Line (as printed) FY2025Published summary of audited statements (summary)reported for the yearFY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations
Caisse, banque centrale, ccp 371,730 326,828
Effets publics et valeurs assimilées1 599,811 570,639
Créances interbancaires et assimilées 37,061 16,199
Créances sur la clientèle 2,546,290 2,474,604
Obligations et autres titres à revenu fixe2 14,007 64,503
Actions et autres titres à revenu variable3 54,248 31,595
Actionnaires ou associés4 0 0
Autres actifs 27,250 17,709
Comptes de régularisation5 10,025 13,456
Participations et autres titres détenus à long6 3,246 2,765
Parts dans les entreprises liées7 503 668
Prêts subordonnés8 0 0
Immobilisations incorporelles 10,243 9,162
Immobilisations corporelles 94,760 86,067
TOTAL 3,769,174 3,614,195
Banque centrale, ccp9 0 0
Dettes interbancaires et assimilées 229,970 262,554
Dettes à l'égard de la clientèle 2,907,675 2,747,507
Dettes représentées par un titre10 0 0
Autres passifs 53,641 75,196
Comptes de régularisation11 64,780 62,473
Provisions 17,995 14,744
Emprunts et titres émis subordonnés12 0 0
Capitaux propres et ressources assimilées 495,113 451,721
Capital souscrit 20,004 20,004
Primes liées au capital 2,429 2,429
Réserves13 132,105 116,920
Ecarts de réévaluation 0 0
Provisions règlementées14 160 160
Report à nouveau (+/-) 239,063 210,980
Résultat de l'exercice (+/-)15 101,352 101,228
TOTAL 3,769,174 3,614,195
Notes and alternative reported figures (15)
  1. “Effets publics et valeurs assimilées” is an issuer-specific line, not mapped to a shared definition: Government securities (treasury bills and bonds) and similar.
  2. “Obligations et autres titres à revenu fixe” is an issuer-specific line, not mapped to a shared definition: Bonds and other fixed-income securities.
  3. “Actions et autres titres à revenu variable” is an issuer-specific line, not mapped to a shared definition: Shares and other variable-income securities.
  4. “Actionnaires ou associés” is an issuer-specific line, not mapped to a shared definition: Amounts due from shareholders (uncalled capital).
  5. “Comptes de régularisation” is an issuer-specific line, not mapped to a shared definition: Accruals and prepayments (assets).
  6. “Participations et autres titres détenus à long” is an issuer-specific line, not mapped to a shared definition: Equity participations and other long-term securities.
  7. “Parts dans les entreprises liées” is an issuer-specific line, not mapped to a shared definition: Shares in related companies.
  8. “Prêts subordonnés” is an issuer-specific line, not mapped to a shared definition: Subordinated loans granted.
  9. “Banque centrale, ccp” is an issuer-specific line, not mapped to a shared definition: Amounts due to the central bank and postal accounts.
  10. “Dettes représentées par un titre” is an issuer-specific line, not mapped to a shared definition: Debt securities issued.
  11. “Comptes de régularisation” is an issuer-specific line, not mapped to a shared definition: Accruals and deferred income (liabilities).
  12. “Emprunts et titres émis subordonnés” is an issuer-specific line, not mapped to a shared definition: Subordinated borrowings and securities issued.
  13. “Réserves” is an issuer-specific line, not mapped to a shared definition: Reserves.
  14. “Provisions règlementées” is an issuer-specific line, not mapped to a shared definition: Regulated provisions (within equity under the banking chart of accounts).
  15. “Résultat de l'exercice (+/-)” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.

Per share and shares

Per share and shares. Columns: FY2025 — published summary of audited statements (final status not established), as reported for the year; FY2024 — published summary of audited statements (final status not established), comparative reported in the published summary of audited statements for 2025.
Line (as printed) FY2025Published summary of audited statements (summary)reported for the yearFY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations
Shares in issue at year end (shares)2 31,111,110 Not reported in this filing1
Notes and alternative reported figures (2)
  1. Not reported in this filing: Not printed for 2024: the summary prints the number of shares (31 111 110) only in the 2025 profit-allocation table (p4); no 2024 share count (checked on the page image).
  2. Shares in issue at year end: printed as “Nombre d’actions”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2025 Dividend proposed per share, as printed in a statement Dividende brut par action (en F CFA)Proposed gross dividend per share, in FCFA. 2,606 XOF per share Summary statements, p4

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Rapport d'activité — Résultats annuels 2025

    Year ended 31 December 2025 · Published summary of audited statements (summary) · final status not established

    Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document

    Final status: Published by the issuer (SGCI) through the BRVM as its annual activity report with the statements in annex. No auditor's report on the summary or on the full statements is printed, and no board approval date is printed; the only assurance wording is the footnote '* Données auditées' under the key-figure tables of p2. The publication is dated 'Abidjan, le 17 Avril 2026' (p1).

    Document date
    17 Apr 2026
    Auditor's report
    date not found in this document
    Board approval
    date not found in this document
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    company statements · XOF millions (printed “en millions FCFA (Millions XOF)”)
    • The 2024 produit net bancaire is printed 263 207 while its printed components add to 263 206 (rounding to millions). Kept as printed.
    • Columns are printed comparative first (Dec.-24, Dec.-25). Bank layout: no total-liabilities line; 'Capitaux propres et ressources assimilées' totals the seven equity lines printed below it. Charges are printed negative and kept as printed.
    • The exchange lists this file as replacing an earlier publication ('Annule et remplace le précédent').
    • No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement.
    • Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.
    Technical details
    File
    4 pages, with a text layer
    SHA-256
    b0ae476e489b6abec03724c43efb3b08287bddc12137ccf79aa01fea789b2fa1
    Entity as printed
    SOCIETE GENERALE COTE D'IVOIRE, Société Anonyme, RCCM CI-ABJ-01-1962-B14-02641 (p4 footer)
    Exchange copy
    retrieved 2026-10-08T19:05:01Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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