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SGCI
On this page
Company details
- Legal name
- Société Générale Côte d'Ivoire
- Listing
- SGBC on the Bourse Régionale des Valeurs Mobilières, active (observed 2026-10-08)
- Sector
- Not classified (our classification from the stated principal activity)
- Financial year ends
- 31 December
Overview
Year ended 31 December 2025 · published summary of audited statements, final status not established · source
Read with these figures
- Published summary of audited statements not confirmed as final. The published copy is not confirmed as the final version. The FY2025 figures come from it.
Full wording and sources
Published summary of audited statements for 2025: final status not established
Published by the issuer (SGCI) through the BRVM as its annual activity report with the statements in annex. No auditor's report on the summary or on the full statements is printed, and no board approval date is printed; the only assurance wording is the footnote '* Données auditées' under the key-figure tables of p2. The publication is dated 'Abidjan, le 17 Avril 2026' (p1).
Source: Rapport d'activité — Résultats annuels 2025 (dated 2026-04-17)
2025, 2024: figures from a published summary
These columns come from a summary of the audited statements, not the full audited financial statements. Annex 'VI. ANNEXES : ÉTATS FINANCIERS' of the 'Rapport d'activité — Résultats annuels 2025' (p4); the summary does not state the source of the statements. The key-figure tables of p2 are footnoted '* Données auditées' (p2). No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement. Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.
Source: Rapport d'activité — Résultats annuels 2025 (dated 2026-04-17)
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PRODUIT NET BANCAIRE
XOF 276 billion
276,048 XOF millions · p4
+4.9% vs 2024
The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.
-
Profit / (loss) for the year
XOF 101 billion
101,352 XOF millions · p4
+0.1% vs 2024
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Total assets
XOF 3.77 trillion
3,769,174 XOF millions · p4
+4.3% vs 2024
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Customer deposits
XOF 2.91 trillion
2,907,675 XOF millions · p4
+5.8% vs 2024
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Total equity
XOF 495 billion
495,113 XOF millions · p4
+9.6% vs 2024
Large amounts are rounded for reading (XOF million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.
Financial statements
Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in XOF millions unless the row says otherwise; brackets are negative.
† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table
Column sources
- FY2025 — published summary of audited statements (summary), final status not established; reported for the year · source
- FY2024 — published summary of audited statements (summary), final status not established; comparative in the FY2025 filing · source
- 2025, 2024: figures from a published summary. These columns come from a summary of the audited statements, not the full audited financial statements. Annex 'VI. ANNEXES : ÉTATS FINANCIERS' of the 'Rapport d'activité — Résultats annuels 2025' (p4); the summary does not state the source of the statements. The key-figure tables of p2 are footnoted '* Données auditées' (p2). No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement. Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.
Income statement
| Line (as printed) | FY2025Published summary of audited statements (summary)reported for the year | FY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations |
|---|---|---|
| Intérêts et produits assimilés | 230,313 | 221,265 |
| Intérêts et charges assimilées | (47,775) | (49,557) |
| Revenus des titres à revenu variable1 | 4,853 | 2,954 |
| Commissions (produits) | 72,603 | 74,612 |
| Commissions (charges) | (4,015) | (3,037) |
| Gains ou pertes nets sur opérations des portefeuilles de2 | 2,638 | 4,839 |
| Gains ou pertes nets sur opérations des portefeuilles de3 | (1,995) | (6,958) |
| Autres produits d'exploitation bancaire4 | 25,038 | 24,804 |
| Autres charges d'exploitation bancaire5 | (5,612) | (5,716) |
| PRODUIT NET BANCAIRE | 276,048 | 263,207 |
| Subventions d'investissement6 | –7 | –7 |
| Charges générales d'exploitation | (94,052) | (87,741) |
| Dotation aux amortissements et aux dépréciations des8 | (12,922) | (11,982) |
| FRAIS GENERAUX | (106,974) | (99,723) |
| RESULTAT BRUT D'EXPLOITATION | 169,074 | 163,484 |
| COUT NET DU RISQUE | (46,829) | (36,235) |
| RESULTAT D'EXPLOITATION | 122,245 | 127,248 |
| Gains ou pertes nets sur actifs immobilisés9 | 4,262 | 313 |
| RESULTAT AVANT IMPÔT | 126,507 | 127,561 |
| Impôts sur les bénéfices | (25,155) | (26,333) |
| RESULTAT NET | 101,352 | 101,228 |
- Printed “-”, read as nil: subtotal_arithmetic: is.operating_profit_before_impairment.
Notes and alternative reported figures (8)
- “Revenus des titres à revenu variable” is an issuer-specific line, not mapped to a shared definition: Dividend and similar income from variable-income securities.
- “Gains ou pertes nets sur opérations des portefeuilles de” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the trading portfolio.
- “Gains ou pertes nets sur opérations des portefeuilles de” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on the placement portfolio.
- “Autres produits d'exploitation bancaire” is an issuer-specific line, not mapped to a shared definition: Other banking operating income.
- “Autres charges d'exploitation bancaire” is an issuer-specific line, not mapped to a shared definition: Other banking operating charges (printed negative).
- “Subventions d'investissement” is an issuer-specific line, not mapped to a shared definition: Investment subsidies (printed as dashes in both years).
- “Dotation aux amortissements et aux dépréciations des” is an issuer-specific line, not mapped to a shared definition: Depreciation, amortisation and impairment of fixed assets (printed negative).
- “Gains ou pertes nets sur actifs immobilisés” is an issuer-specific line, not mapped to a shared definition: Net gains or losses on fixed assets.
Balance sheet
| Line (as printed) | FY2025Published summary of audited statements (summary)reported for the year | FY2024Published summary of audited statements (summary)comparative in FY2025 filingsource limitations |
|---|---|---|
| Caisse, banque centrale, ccp | 371,730 | 326,828 |
| Effets publics et valeurs assimilées1 | 599,811 | 570,639 |
| Créances interbancaires et assimilées | 37,061 | 16,199 |
| Créances sur la clientèle | 2,546,290 | 2,474,604 |
| Obligations et autres titres à revenu fixe2 | 14,007 | 64,503 |
| Actions et autres titres à revenu variable3 | 54,248 | 31,595 |
| Actionnaires ou associés4 | 0 | 0 |
| Autres actifs | 27,250 | 17,709 |
| Comptes de régularisation5 | 10,025 | 13,456 |
| Participations et autres titres détenus à long6 | 3,246 | 2,765 |
| Parts dans les entreprises liées7 | 503 | 668 |
| Prêts subordonnés8 | 0 | 0 |
| Immobilisations incorporelles | 10,243 | 9,162 |
| Immobilisations corporelles | 94,760 | 86,067 |
| TOTAL | 3,769,174 | 3,614,195 |
| Banque centrale, ccp9 | 0 | 0 |
| Dettes interbancaires et assimilées | 229,970 | 262,554 |
| Dettes à l'égard de la clientèle | 2,907,675 | 2,747,507 |
| Dettes représentées par un titre10 | 0 | 0 |
| Autres passifs | 53,641 | 75,196 |
| Comptes de régularisation11 | 64,780 | 62,473 |
| Provisions | 17,995 | 14,744 |
| Emprunts et titres émis subordonnés12 | 0 | 0 |
| Capitaux propres et ressources assimilées | 495,113 | 451,721 |
| Capital souscrit | 20,004 | 20,004 |
| Primes liées au capital | 2,429 | 2,429 |
| Réserves13 | 132,105 | 116,920 |
| Ecarts de réévaluation | 0 | 0 |
| Provisions règlementées14 | 160 | 160 |
| Report à nouveau (+/-) | 239,063 | 210,980 |
| Résultat de l'exercice (+/-)15 | 101,352 | 101,228 |
| TOTAL | 3,769,174 | 3,614,195 |
Notes and alternative reported figures (15)
- “Effets publics et valeurs assimilées” is an issuer-specific line, not mapped to a shared definition: Government securities (treasury bills and bonds) and similar.
- “Obligations et autres titres à revenu fixe” is an issuer-specific line, not mapped to a shared definition: Bonds and other fixed-income securities.
- “Actions et autres titres à revenu variable” is an issuer-specific line, not mapped to a shared definition: Shares and other variable-income securities.
- “Actionnaires ou associés” is an issuer-specific line, not mapped to a shared definition: Amounts due from shareholders (uncalled capital).
- “Comptes de régularisation” is an issuer-specific line, not mapped to a shared definition: Accruals and prepayments (assets).
- “Participations et autres titres détenus à long” is an issuer-specific line, not mapped to a shared definition: Equity participations and other long-term securities.
- “Parts dans les entreprises liées” is an issuer-specific line, not mapped to a shared definition: Shares in related companies.
- “Prêts subordonnés” is an issuer-specific line, not mapped to a shared definition: Subordinated loans granted.
- “Banque centrale, ccp” is an issuer-specific line, not mapped to a shared definition: Amounts due to the central bank and postal accounts.
- “Dettes représentées par un titre” is an issuer-specific line, not mapped to a shared definition: Debt securities issued.
- “Comptes de régularisation” is an issuer-specific line, not mapped to a shared definition: Accruals and deferred income (liabilities).
- “Emprunts et titres émis subordonnés” is an issuer-specific line, not mapped to a shared definition: Subordinated borrowings and securities issued.
- “Réserves” is an issuer-specific line, not mapped to a shared definition: Reserves.
- “Provisions règlementées” is an issuer-specific line, not mapped to a shared definition: Regulated provisions (within equity under the banking chart of accounts).
- “Résultat de l'exercice (+/-)” is an issuer-specific line, not mapped to a shared definition: The year's result within equity.
Segments
Segment data not yet collected for this company in the pilot.
Dividends
Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.
| Year ended | Event | Wording as printed | Amount | Unit | Source |
|---|---|---|---|---|---|
| 31 Dec 2025 | Dividend proposed per share, as printed in a statement | Dividende brut par action (en F CFA)Proposed gross dividend per share, in FCFA. |
2,606 | XOF per share | Summary statements, p4 |
Sources
Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.
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Rapport d'activité — Résultats annuels 2025
Year ended 31 December 2025 · Published summary of audited statements (summary) · final status not established
Audit: Auditor not stated (named); no auditor's opinion on the full statements in this document · no signature page in this document
Final status: Published by the issuer (SGCI) through the BRVM as its annual activity report with the statements in annex. No auditor's report on the summary or on the full statements is printed, and no board approval date is printed; the only assurance wording is the footnote '* Données auditées' under the key-figure tables of p2. The publication is dated 'Abidjan, le 17 Avril 2026' (p1).
- Document date
- 17 Apr 2026
- Auditor's report
- date not found in this document
- Board approval
- date not found in this document
- Retrieved by us
- 8 Oct 2026 (not a publication date)
- Used for
- statement columns FY2025, FY2024
- Basis
- company statements · XOF millions (printed “en millions FCFA (Millions XOF)”)
- The 2024 produit net bancaire is printed 263 207 while its printed components add to 263 206 (rounding to millions). Kept as printed.
- Columns are printed comparative first (Dec.-24, Dec.-25). Bank layout: no total-liabilities line; 'Capitaux propres et ressources assimilées' totals the seven equity lines printed below it. Charges are printed negative and kept as printed.
- The exchange lists this file as replacing an earlier publication ('Annule et remplace le précédent').
- No auditor's report on the summary is printed. The key-figure tables of p2 (compte de résultat and encours en fin de période) are footnoted '* Données auditées' (p2); p4 itself carries no assurance statement.
- Bilan (actif and passif), hors-bilan and compte de résultat with 2025 and 2024 columns, and the proposed appropriation of the 2025 result (PDF p4); key-figure tables on p2. No cash-flow statement, statement of changes in equity or notes. The hors-bilan is not transcribed.
Technical details
- File
- 4 pages, with a text layer
- SHA-256
b0ae476e489b6abec03724c43efb3b08287bddc12137ccf79aa01fea789b2fa1- Entity as printed
- SOCIETE GENERALE COTE D'IVOIRE, Société Anonyme, RCCM CI-ABJ-01-1962-B14-02641 (p4 footer)
- Exchange copy
- retrieved 2026-10-08T19:05:01Z
Data notes
No figure-level notes beyond those in the tables.
Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (17 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.
Download
Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.