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Review pending. Every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review has not yet been carried out, and these pages are not indexed.AI-assisted source check done; independent review pending; not indexed. About the review

Standard Chartered Botswana

STANCHART · Botswana Stock Exchange · Consolidated statements

On this page
Company details
Legal name
Standard Chartered Bank Botswana Limited
Listing
STANCHART on the Botswana Stock Exchange, active (observed 2026-10-08)
Sector
Not classified (our classification from the stated principal activity)
Financial year ends
31 December

Overview

Year ended 31 December 2025 · annual report, signed / final · source

  • Net interest income

    BWP 754 million

    753,522 BWP thousands · p31

    −13.0% vs 2024

    Interest income less interest expense, as printed.

  • Operating income

    BWP 951 million

    950,833 BWP thousands · p31

    −10.8% vs 2024

    The bank's own total of its income lines before credit impairment and operating expenses, under its printed label. What it includes differs between banks; it is not revenue.

  • Profit / (loss) for the year

    BWP 261 million

    261,000 BWP thousands · p31

    −24.7% vs 2024

  • Total assets

    BWP 17.3 billion

    17,290,380 BWP thousands · p32

    −5.9% vs 2024

  • Customer deposits

    BWP 13.7 billion

    13,689,235 BWP thousands · p32

    −0.7% vs 2024

  • Total equity

    BWP 1.15 billion

    1,151,762 BWP thousands · p32

    −8.4% vs 2024

Large amounts are rounded for reading (BWP million / billion / trillion); exact figures as printed are under each amount and in the tables. No currency conversion.

Financial statements

Exact figures as printed. Each column comes from one filing; labels are as printed in the newest filing. Amounts in BWP thousands unless the row says otherwise; brackets are negative.

† from a supplementary filing for the same year · ‡ signed audited statements preferred over a disputed figure · “–” is a printed dash, explained below the table

Column sources

  • FY2025 — annual report, signed / final; reported for the year · source
  • FY2024 — annual report, signed / final; comparative in the FY2025 filing · source

Income statement

Income statement, BWP thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Interest income calculated using the effective interest 1,191,063 1,107,842
Interest expense calculated using the effective interest (437,541) (241,619)
Net interest income 753,522 866,223
Fees and commission income 264,531 254,141
Fees and commission expense (106,700) (64,960)
Net fee and commission income 157,831 189,181
Net trading income 39,429 9,630
Other operating income 51 425
Operating income 950,833 1,065,459
Staff costs (243,946) (258,175)
Premises costs1 (588) (1,627)
General administrative expenses2 (278,924) (314,373)
Depreciation and amortisation3 (33,323) (38,169)
Operating expenses (556,781) (612,344)
Operating profit before impairment losses and taxation 394,052 453,115
Credit impairment (42,025) 35,031
Other impairment4 (9,833) (10,464)
Profit before taxation 342,194 477,682
Taxation (81,194) (131,178)
Profit for the year 261,000 346,504
Other comprehensive (loss)/income for the year, net of taxation (16,399) 5,635
Total comprehensive income for the year 244,601 352,139
Notes and alternative reported figures (4)
  1. “Premises costs” is an issuer-specific line, not mapped to a shared definition: Operating expense line (note 8).
  2. “General administrative expenses” is an issuer-specific line, not mapped to a shared definition: Operating expense line (note 8).
  3. “Depreciation and amortisation” is an issuer-specific line, not mapped to a shared definition: Operating expense line (note 8): depreciation and amortisation together.
  4. “Other impairment” is an issuer-specific line, not mapped to a shared definition: Note 10: goodwill, property and equipment and other impairment.

Balance sheet

Balance sheet, BWP thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Cash and balances at central banks 243,188 1,132,308
Loans and advances to banks 17,431 791
Investment securities 5,342,532 3,718,747
Due from related parties1 3,373,805 4,903,383
Derivative financial instruments 40,098 40,172
Loans and advances to customers 7,921,277 8,154,364
Prepayments and accrued income2 220,365 262,940
Non-current assets classified as held for sale3 10,360 –4
Other assets 8,420 14,579
Property and equipment 58,589 80,211
Deferred tax assets 3,637 915
Goodwill and intangible assets5 50,678 60,934
Total assets 17,290,380 18,369,344
Deposits by banks 1,624,632 1,095,708
Customer accounts 13,689,235 13,792,379
Derivative financial instruments 6,482 19,706
Accruals and deferred income6 217,331 90,968
Due to related parties7 286,839 985,499
Current tax liabilities 14,300 4,495
Other liabilities 64,056 404,213
Debt securities in issue8 229,963 323,566
Subordinated liabilities and other borrowed funds9 –10 389,000
Provisions for liabilities and charges 5,780 5,756
Deferred tax liabilities –10 –10
Total liabilities 16,138,618 17,111,290
Stated capital 179,273 179,273
Retained earnings and other reserves11 544,276 650,568
Total parent company shareholders’ equity 723,549 829,841
Capital contribution12 428,213 428,213
Total equity 1,151,762 1,258,054
Total equity and liabilities 17,290,380 18,369,344
  1. Printed “–”, read as nil: subtotal_arithmetic: bs.total_assets.
  2. Printed “–”, read as nil: subtotal_arithmetic: bs.total_liabilities.
Notes and alternative reported figures (10)
  1. “Due from related parties” is an issuer-specific line, not mapped to a shared definition: Notes 30, 14: amounts due from Standard Chartered group entities.
  2. “Prepayments and accrued income” is an issuer-specific line, not mapped to a shared definition: Note 36.
  3. “Non-current assets classified as held for sale” is an issuer-specific line, not mapped to a shared definition: Note 31.
  4. “Goodwill and intangible assets”: mapping to a shared definition is uncertain. Goodwill and intangible assets printed as one line.
  5. “Accruals and deferred income” is an issuer-specific line, not mapped to a shared definition: Note 37.
  6. “Due to related parties” is an issuer-specific line, not mapped to a shared definition: Notes 30, 14: amounts due to Standard Chartered group entities.
  7. “Debt securities in issue” is an issuer-specific line, not mapped to a shared definition: Notes 14, 20.
  8. “Subordinated liabilities and other borrowed funds” is an issuer-specific line, not mapped to a shared definition: Notes 14, 25.
  9. “Retained earnings and other reserves” is an issuer-specific line, not mapped to a shared definition: Retained earnings with the revaluation, statutory credit risk, treasury share and fair value reserves, printed as one line.
  10. “Capital contribution” is an issuer-specific line, not mapped to a shared definition: Note 26: capital contribution (Additional Tier 1 capital securities) presented in equity outside parent company shareholders' equity.

Cash flow

Cash flow, BWP thousands. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Operating cash flow before taxation and interest (unlabelled subtotal)1 (545,465) 2,086,992
Taxation paid (71,625) (103,729)
Interest received 1,233,156 1,100,125
Interest paid2 (287,818) (208,635)
Net cash flows from operating activities 328,248 2,874,753
Acquisition of property and equipment (11,419) (5,612)
Acquisition of intangibles (9,664) (21,305)
Proceeds from sale of property equipment 69 1,388
Net cash used in investing activities (21,014) (25,529)
Interest paid on subordinated liabilities3 (15,915) (25,689)
Repayment of subordinated liabilities4 (389,000) –5
Interest paid on debt securities6 (20,461) (25,250)
Repayment of debt securities7 (93,603) –5
Lease liability capital payments (11,479) (16,197)
Lease liability interest payment (1,010) (1,601)
Dividends paid (312,460) (305,048)
Distribution payment to holders of subordinated capital securities8 (30,721) (31,664)
Net cash used in financing activities (874,649) (405,449)
(Decrease)/increase in cash and cash equivalents (567,415) 2,443,775
Cash and cash equivalents at 1 January 6,951,916 4,493,416
Net foreign exchange differences (43,755) 14,725
Cash and cash equivalents as 31 December 6,340,746 6,951,916
  1. Printed “–”, read as nil: subtotal_arithmetic: cf.cash_from_financing.
Notes and alternative reported figures (7)
  1. “Operating cash flow before taxation and interest (unlabelled subtotal)” is an issuer-specific line, not mapped to a shared definition: Unlabelled subtotal: movements before changes in working capital plus the working capital changes, before taxation paid, interest received and interest paid.
  2. “Interest paid” is an issuer-specific line, not mapped to a shared definition: Operating activities: interest paid (deposits and other interest-bearing liabilities).
  3. “Interest paid on subordinated liabilities” is an issuer-specific line, not mapped to a shared definition: Financing (note 28).
  4. “Repayment of subordinated liabilities” is an issuer-specific line, not mapped to a shared definition: Financing (note 28).
  5. “Interest paid on debt securities” is an issuer-specific line, not mapped to a shared definition: Financing (note 28).
  6. “Repayment of debt securities” is an issuer-specific line, not mapped to a shared definition: Financing (note 28).
  7. “Distribution payment to holders of subordinated capital securities” is an issuer-specific line, not mapped to a shared definition: Financing: distributions on Additional Tier 1 capital securities.

Per share and shares

Per share and shares. Columns: FY2025 — annual report (signed / final), as reported for the year; FY2024 — annual report (signed / final), comparative reported in the annual report for 2025.
Line (as printed) FY2025Annual reportreported for the yearFY2024Annual reportcomparative in FY2025 filing
Earnings / (loss) per share (per share)3 0.77841 1.06422
  1. Printed as 77.84 Thebe; value converted to BWP at 100 Thebe = 1 BWP.
  2. Printed as 106.42 Thebe; value converted to BWP at 100 Thebe = 1 BWP.
Notes and alternative reported figures (1)
  1. Earnings / (loss) per share: printed as “Basic and diluted earnings per ordinary share (Thebe per share)”.

Segments

Segment data not yet collected for this company in the pilot.

Dividends

Proposed or recommended, declared and paid are different events and are kept apart. A statement that no dividend was proposed does not mean none was paid.

Dividend events, the issuer's wording, and amounts as printed
Year endedEventWording as printedAmountUnitSource
31 Dec 2025 Dividends paid (cash flow statement) Dividends paid (312,460) BWP thousands Annual report, p34
31 Dec 2024 Dividends paid (cash flow statement) Dividends paid (305,048) BWP thousands Annual report, p34

Sources

Each filing used on this page, newest period first. Dates are the document's own; the date we retrieved a file is shown separately and is never a publication date.

  • Standard Chartered Botswana Annual Report 2025 — Consolidated and Separate Annual Financial Statements for the year ended 31 December 2025

    Year ended 31 December 2025 · Annual report · signed / final

    Audit: Ernst & Young (Firm of Certified Auditors, Gaborone), unmodified opinion · signed

    Auditor's sign-off: Ernst & Young; Practicing Member: Bakani Ndwapi (CAP 0010 2026)

    Final status: Independent auditor's report hand-signed 'Ernst & Young' (Firm of Certified Auditors; practicing member Bakani Ndwapi, CAP 0010 2026) and dated 27 March 2026, Gaborone (PDF p31, printed p58, page image); the opinion (PDF p29) covers the consolidated and separate statements on pages 59 to 176. Board approval: 'approved by the Board of directors and authorised for issue on 12th March 2026' and hand-signed by the Chairperson, Chief Executive Officer and Chief Financial Officer (PDF p32, printed p61, page image).

    Document date
    27 Mar 2026
    Published
    9 Jun 2026
    Auditor's report
    27 Mar 2026
    Board approval
    12 Mar 2026
    Retrieved by us
    8 Oct 2026 (not a publication date)
    Used for
    statement columns FY2025, FY2024
    Basis
    consolidated statements · BWP thousands (printed “P '000”)
    • The document prints 'Standard Chartered Bank Botswana Limited' (auditor's report PDF p29; directors' statement p28) while the directory lists 'Standard Chartered Botswana Limited' (BSE code STANCHART). Note 1 states 'Standard Chartered Bank Botswana Limited (“the Bank” or the “Company”) ... The Company is listed on the Botswana Stock Exchange (BSE Code: STANCHART)' (PDF p35), which establishes the same listed entity.
    • The Group statement of changes in equity prints other comprehensive loss (16,339) for 2025 (fair value reserve, PDF p33) while the statement of comprehensive income prints (16,399) (p32); kept as printed (the statement of comprehensive income figure is transcribed).
    • Note 38 (PDF p89) 'Sale of Standard Chartered Bank Botswana Limited': Standard Chartered PLC, the indirect majority shareholder, decided to explore the sale of its entire interest in the Company (cautionary announcement 13 January 2026); the directors state the going concern basis is unaffected.
    • Bank presentation in order of liquidity: no current/non-current subtotals (p32). The operating section of the cash flow statement closes with an unlabelled subtotal ((545,465); 2024: 2,086,992) before taxation paid, interest received and interest paid (p34). Capital contribution (Additional Tier 1 securities) is printed in equity after parent company shareholders' equity.
    • The 2024 statement of cash flows is headed 'Restated' (note 39, PDF pp89-90: correction of an error in the classification of cash and cash equivalents and of the net impairment loss line; Group closing cash 2024 restated to 6,951,916). Cash flow comparatives are marked restated. The statement of financial position notes that the 2024 comparatives were re-sequenced for the order of liquidity with no change in amounts (p32); not marked restated.
    • Basic and diluted earnings per ordinary share printed together in thebe (77.84; 2024: 106.42, p31), Group only; stored in pula with the printed figure and unit kept.
    Technical details
    File
    92 pages, with a text layer
    SHA-256
    a96b175d6456ef0ebd626e24f03df2abdfa10086eeabd3bb8cda79806638e26c
    Entity as printed
    Standard Chartered Bank Botswana Limited and its subsidiaries (the Group) and Company
    Exchange copy
    retrieved 2026-10-08T18:13:38Z

Data notes

No figure-level notes beyond those in the tables.

Review status: every figure has been located on its cited source page in an AI-assisted source verification (matched to the document's text) (9 October 2026). Independent review is pending for every figure; automated checks and the AI-assisted verification are not independent review.

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Figures shown on this page (CSV) — the same selected figures at their exact printed values, each with its source document, SHA-256, page, selection rule and reading. Independent review of these figures is pending.

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