Skip to content

All rankings Currencies & Rates

Lending rate

% per year, average bank lending rate

Order
Lowest to highest · Show highest first
Countries
39 of 54 have data · 15 without data
Period
Latest figures range from 2014 to 2025: 13 countries report 2025; 26 report earlier years.
Source
World Bank · annual

Countries’ latest figures come from different years. Each row shows its own year, so figures from different years are not a like-for-like comparison.

Download CSV Compare countries on this measure

Lending rate: Lowest to highest Equal values are listed alphabetically and numbered in sequence.
Rank Country Value (%) Year Change from previous figure Compare
1 🇨🇮 Côte d'Ivoire+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
2 🇬🇼 Guinea-Bissau+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
3 🇲🇱 Mali+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
4 🇳🇪 Niger+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
5 🇸🇳 Senegal+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
6 🇹🇬 Togo+ compare 5.29% ↑ 0.14 pts from previous figure 2016 ↑ 0.14 pts + compare
7 🇱🇾 Libya+ compare 6% 2014 — + compare
8 🇧🇯 Benin+ compare 6.25% ↓ 0.29 pts from previous figure 2021 ↓ 0.29 pts + compare
9 🇧🇫 Burkina Faso+ compare 6.25% ↓ 0.29 pts from previous figure 2021 ↓ 0.29 pts + compare
10 🇧🇼 Botswana+ compare 6.26% ↓ 0.48 pts from previous figure 2024 ↓ 0.48 pts + compare
11 🇨🇻 Cabo Verde+ compare 7.75% ↓ 0.04 pts from previous figure 2025 ↓ 0.04 pts + compare
12 🇩🇿 Algeria+ compare 8% → 0 from previous figure 2025 → 0 + compare
13 🇰🇲 Comoros+ compare 8.03% ↑ 0.16 pts from previous figure 2022 ↑ 0.16 pts + compare
14 🇲🇺 Mauritius+ compare 9% ↓ 0.38 pts from previous figure 2025 ↓ 0.38 pts + compare
15 🇿🇲 Zambia+ compare 9.48% ↓ 0.81 pts from previous figure 2020 ↓ 0.81 pts + compare
16 🇸🇨 Seychelles+ compare 9.85% ↑ 0.04 pts from previous figure 2025 ↑ 0.04 pts + compare
17 🇿🇦 South Africa+ compare 10.69% ↓ 0.94 pts from previous figure 2025 ↓ 0.94 pts + compare
18 🇸🇿 Eswatini+ compare 10.88% ↑ 0.04 pts from previous figure 2024 ↑ 0.04 pts + compare
19 🇳🇦 Namibia+ compare 10.96% ↑ 0.03 pts from previous figure 2024 ↑ 0.03 pts + compare
20 🇱🇸 Lesotho+ compare 11.21% ↑ 0.12 pts from previous figure 2024 ↑ 0.12 pts + compare
21 🇧🇮 Burundi+ compare 12.37% ↑ 0.52 pts from previous figure 2025 ↑ 0.52 pts + compare
22 🇱🇷 Liberia+ compare 13.25% ↓ 0.34 pts from previous figure 2017 ↓ 0.34 pts + compare
23 🇳🇬 Nigeria+ compare 14.01% ↑ 1.68 pts from previous figure 2023 ↑ 1.68 pts + compare
24 🇸🇸 South Sudan+ compare 14.29% ↓ 0.39 pts from previous figure 2025 ↓ 0.39 pts + compare
25 🇷🇼 Rwanda+ compare 16.02% ↓ 0.04 pts from previous figure 2024 ↓ 0.04 pts + compare
26 🇰🇪 Kenya+ compare 16.59% ↑ 3 pts from previous figure 2024 ↑ 3 pts + compare
27 🇹🇿 Tanzania+ compare 16.68% ↓ 0.29 pts from previous figure 2020 ↓ 0.29 pts + compare
28 🇲🇷 Mauritania+ compare 17% → 0 from previous figure 2017 → 0 + compare
29 🇲🇿 Mozambique+ compare 17.53% ↓ 4.19 pts from previous figure 2025 ↓ 4.19 pts + compare
30 🇸🇹 São Tomé and Príncipe+ compare 17.84% ↑ 0.02 pts from previous figure 2024 ↑ 0.02 pts + compare
31 🇦🇴 Angola+ compare 19.37% ↓ 0.03 pts from previous figure 2025 ↓ 0.03 pts + compare
32 🇺🇬 Uganda+ compare 19.85% ↓ 1.43 pts from previous figure 2018 ↓ 1.43 pts + compare
33 🇸🇱 Sierra Leone+ compare 21.44% ↑ 0.86 pts from previous figure 2025 ↑ 0.86 pts + compare
34 🇬🇲 Gambia+ compare 22% → 0 from previous figure 2025 → 0 + compare
35 🇨🇩 DR Congo+ compare 23.29% ↓ 2.67 pts from previous figure 2021 ↓ 2.67 pts + compare
36 🇪🇬 Egypt+ compare 24.29% ↑ 6.53 pts from previous figure 2024 ↑ 6.53 pts + compare
37 🇲🇼 Malawi+ compare 37.06% ↑ 3.52 pts from previous figure 2024 ↑ 3.52 pts + compare
38 🇿🇼 Zimbabwe+ compare 46.36% ↓ 22.52 pts from previous figure 2025 ↓ 22.52 pts + compare
39 🇲🇬 Madagascar+ compare 60% → 0 from previous figure 2025 → 0 + compare
Median 11.21% median of shown

Equal values are listed alphabetically and numbered in sequence. “—” in the change column means there is no earlier figure to compare with.

15 countries have no figure and are not ranked

Cameroon, Central African Republic, Chad, Congo, Djibouti, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Ghana, Guinea, Morocco, Somalia, Sudan, Tunisia

All rankings

Currencies & Rates

Economy & Prices

Public Finance & Debt

Trade & Resources

People & Society